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For sale
    • $7,250,000

    43 Fort Panic Rd, Santa Rosa Beach, FL 32459

    6beds
    4,845sqft
    : 
    $45,276/mo
    Get pre-qualified
    Single Family Residence
    Built in 1982
    0.41 Acres Lot
    $5,660,800 Zestimate®
    $1,496/sqft
    $-- HOA

    What's special

    Designer finishesDirect private beach accessSix bedroomsMetal roofBeautifully reimagined interiorsCustom entertainment centerIntegrated linear fireplace
    A rare offering on one of 30A's most coveted streets, 43 Fort Panic presents 78 feet of private Gulf frontage with panoramic views of the Gulf of Mexico and Allen Lake, one of South Walton's treasured coastal dune lakes. Set on nearly half an acre in the quiet enclave of Dune Allen Beach, this exceptional property offers direct private beach access, remarkable privacy, and uninterrupted water views from nearly every room. Extensively renovated with nearly $975,000 in improvements, the 4,860-square-foot residence blends timeless coastal architecture with exceptional craftsmanship and thoughtful modern updates. Recent enhancements include impact-rated windows and doors, a metal roof, fresh stucco exterior, upgraded HVAC systems, spray foam insulation, designer finishes, new flooring, and beautifully reimagined interiors. In 2026, the home was freshly painted inside and out and professionally redesigned with curated furnishings and décor, all of which convey with the sale. A rare offering on one of 30A's most coveted streets, 43 Fort Panic presents 78 feet of private Gulf frontage with panoramic views of the Gulf of Mexico and Allen Lake, one of South Walton's treasured coastal dune lakes. Set on nearly half an acre in the quiet enclave of Dune Allen Beach, this exceptional property offers direct private beach access, remarkable privacy, and uninterrupted water views from nearly every room. Extensively renovated with nearly $975,000 in improvements, the 4,860-square-foot residence blends timeless coastal architecture with exceptional craftsmanship and thoughtful modern updates. Recent enhancements include impact-rated windows and doors, a metal roof, fresh stucco exterior, upgraded HVAC systems, spray foam insulation, designer finishes, new flooring, and beautifully reimagined interiors. In 2026, the home was freshly painted inside and out and professionally redesigned with curated furnishings and décor, all of which convey with the sale. Designed for entertaining and multigenerational living, the home features six bedrooms, five full bathrooms, two full kitchens appointed with Wolf and Sub-Zero appliances, custom cabinetry, stone countertops, two laundry areas, a game room with wet bar, a wine bar with Perlick refrigerator, and a third-floor sitting room. Anchoring the main living area is a spectacular floor-to-ceiling bookmatched coral stone feature wall with a honed finish, an integrated linear fireplace, and custom entertainment center, creating a dramatic architectural centerpiece that is both timeless and distinctly coastal. Expansive covered and open-air porches span the Gulf-facing elevation, offering multiple spaces for dining, lounging, and entertaining more than 20 guests while overlooking the sugar-white sand and emerald waters of the Gulf. A four-car garage provides abundant storage for vehicles, paddleboards, bicycles, and beach equipment, with additional flex space for recreation. Whether envisioned as a primary residence, luxury vacation retreat, or premier investment property with projected gross rental income exceeding $300,000 annually, 43 Fort Panic offers an extraordinary opportunity to own one of the most distinctive Gulf-front homes along Scenic Highway 30A.
    20 hours
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    240
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    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    The Richards Group 850-502-6035,

    Compass

    Source: ECAOR,MLS#: 1009344MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 5
      • Full bathrooms: 5
      Primary bedroom
      • Description: Water Front
      • Level: Second
      • Area: 212.98 Square Feet
      • Dimensions: 12.17 x 17.5
      Bedroom
      • Description: Waterfront
      • Level: First
      • Area: 170.16 Square Feet
      • Dimensions: 13.17 x 12.92
      Bedroom
      • Level: First
      • Area: 177.69 Square Feet
      • Dimensions: 13.33 x 13.33
      Bedroom
      • Description: Lake View
      • Level: Second
      • Area: 182.17 Square Feet
      • Dimensions: 12.08 x 15.08
      Bedroom
      • Description: Lake View
      • Level: Second
      • Area: 197.84 Square Feet
      • Dimensions: 12.83 x 15.42
      Bedroom
      • Description: Lake View
      • Level: Second
      • Area: 189.71 Square Feet
      • Dimensions: 12.58 x 15.08
      Primary bathroom
      • Level: Second
      • Area: 140.93 Square Feet
      • Dimensions: 12.17 x 11.58
      Bathroom
      • Level: First
      • Area: 68.12 Square Feet
      • Dimensions: 7.17 x 9.5
      Bathroom
      • Level: Second
      • Area: 63.38 Square Feet
      • Dimensions: 6.5 x 9.75
      Bonus room
      • Level: Third
      • Area: 237.45 Square Feet
      • Dimensions: 15.83 x 15
      Dining room
      • Level: First
      • Area: 195.33 Square Feet
      • Dimensions: 12.08 x 16.17
      Dining room
      • Level: Second
      • Area: 316.02 Square Feet
      • Dimensions: 18.33 x 17.25
      Garage
      • Level: First
      • Area: 228.38 Square Feet
      • Dimensions: 11.67 x 19.58
      Garage
      • Level: First
      • Area: 567.47 Square Feet
      • Dimensions: 26.92 x 21.08
      Garage
      • Level: First
      • Area: 272.64 Square Feet
      • Dimensions: 12.83 x 21.25
      Kitchen
      • Level: First
      • Area: 195.15 Square Feet
      • Dimensions: 13.08 x 14.92
      Kitchen
      • Level: Second
      • Area: 174.25 Square Feet
      • Dimensions: 11.75 x 14.83
      Laundry
      • Level: First
      • Area: 151.78 Square Feet
      • Dimensions: 12.83 x 11.83
      Living room
      • Level: First
      • Area: 495.53 Square Feet
      • Dimensions: 26.33 x 18.83
      Living room
      • Level: Second
      • Area: 558.08 Square Feet
      • Dimensions: 20.42 x 27.33
      Heating
      • Natural Gas
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Freezer, Microwave, Double Oven, Range Hood, Refrigerator, Trash Compactor, Washer, Tankless Water Heater
      Features
      • Breakfast Bar, Bookcases, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Newly Painted, Pantry, Wet Bar
      • Flooring: Tile
      • Windows: Double Pane Windows, Window Treatments, Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: EPA Qualified Fireplace
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 4,845
      • Total interior livable area: 4,845 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 11
      • Parking features: Oversized
      • Attached garage spaces: 4
      Features
      • Stories: 3
      • Patio & porch: Covered
      • Exterior features: Balcony, Lawn Pump, Outdoor Shower, Sprinkler System
      • Fencing: Full
      • Has view: Yes
      • View description: Gulf, Lake
      • Has water view: Yes
      • Water view: Gulf,Lake
      • Waterfront features: Gulf, Shore - Beach
      Lot
      • Size: 0.41 Acres
      • Dimensions: 75 x 168.23 x 147.02 x 78.2
      • Features: Aerials/Topo Availbl, Flood Insurance Req, Survey Available, Within 1/2 Mile to Water
      Details
      • Parcel number: 043S20341100000040
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1982

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Santa Rosa Dunes
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $1,496/sqft
      • Tax assessed value: $5,538,057
      • Annual tax amount: $48,496
      • Date on market: 8/7/2026
      • Road surface type: Paved

        Estimated market value

        $5,660,800

        $4.19M - $7.42M

        $6,492/mo

        Price history

        DateEventPrice
        8/7/2026Listed for sale$7,250,000+22207.7%$1,496/sqft
        Source: ECAOR #1009344 Report a problem
        8/30/2017Sold$32,500-99.1%$7/sqft
        Source: Public Record Report a problem
        1/21/2017Price change$3,775,000-34.3%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        1/18/2017Pending sale$5,750,000+52.3%$1,187/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        12/26/2016Price change$3,775,000-54.2%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        12/26/2016Pending sale$8,250,000+118.5%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        11/27/2016Price change$3,775,000-54.2%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        11/27/2016Pending sale$8,250,000+118.5%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        10/27/2016Price change$3,775,000-54.2%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        10/27/2016Pending sale$8,250,000+118.5%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        9/27/2016Price change$3,775,000-54.2%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        9/27/2016Pending sale$8,250,000+118.5%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        9/22/2016Price change$3,775,000-54.2%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        9/15/2016Pending sale$8,250,000+118.5%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        9/5/2016Price change$3,775,000-54.2%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        8/16/2016Pending sale$8,250,000+118.5%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        8/7/2016Price change$3,775,000-5.6%$779/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        7/22/2016Price change$4,000,000-51.5%$826/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        7/22/2016Pending sale$8,250,000+106.3%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        7/21/2016Price change$4,000,000-51.5%$826/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #754159 Report a problem
        7/21/2016Pending sale$8,250,000+106.3%$1,703/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #754159 Report a problem
        6/21/2016Price change$4,000,000-51.5%$826/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #754159 Report a problem
        6/21/2016Pending sale$8,250,000+106.3%$1,703/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #754159 Report a problem
        6/18/2016Price change$4,000,000-51.5%$826/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        6/18/2016Pending sale$8,250,000+217.3%$1,703/sqft
        Source: Berkshire Hathaway Home Servic #754159 Report a problem
        3/13/2014Sold$2,600,000+116.7%$537/sqft
        Source: Public Record Report a problem
        2/25/2011Sold$1,200,000$248/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$48,496 +6.3%$5,214,737 +10%
        2024$45,606 +4.8%$4,740,670 +10%
        2023$43,527 +12.2%$4,309,700 +10%
        2022$38,800 +11.7%$3,917,909 +10%
        2021$34,731 +7.5%$3,561,735 +10%
        2020$32,322 +3.8%$3,237,941 +4%
        2019$31,143 $3,113,534 +42.8%
        2018$31,143 +43.2%$2,181,045 -13.9%
        2017$21,747 -13.4%$2,533,200 +5.1%
        2016$25,107 +5%$2,409,696 +12%
        2015$23,908 +9.3%$2,152,013 +84.6%
        2014$21,875 $1,165,693 +6.6%
        2013-- $1,093,274 +11.1%
        2012-- $983,968 -0.4%
        2011-- $987,748 -2.9%
        2010-- $1,017,175 -22.5%
        2009-- $1,313,028 -15.6%
        2008-- $1,556,281 +9.8%
        2007-- $1,417,332 -14%
        2005-- $1,648,218 +87.4%
        2004-- $879,555 +18.1%
        2003-- $744,751 +9.6%
        2002-- $679,609 +17.9%
        2001-- $576,396
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32459

        Getting around

        10 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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