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For sale
  • Price cut: $5.1K (7/27)
    $299,900

    432 Scarlet Oak Dr, London, KY 40741

    5beds
    3,274sqft
    : 
    $1,860/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    0.5 Acres Lot
    $294,200 Zestimate®
    $92/sqft
    $-- HOA

    What's special

    Basement garageFresh interior paintNew appliancesAmple cabinetryAbundant storage spaceInviting open-concept floor planPicturesque half-acre wooded lot
    Beautifully updated and truly move-in ready, this exceptional 5-bedroom, 3 full bath home offers 3,274 square feet of finished living space on a picturesque half-acre wooded lot. Ideally situated just minutes from I-75, St. Joseph London Hospital, shopping, dining, and everyday conveniences, this property perfectly balances privacy and accessibility. Recent improvements include a new roof with a transferable warranty, fresh interior paint, and new appliances, providing peace of mind for years to come. Step inside to discover an inviting open-concept floor plan designed for both comfortable living and effortless entertaining. The spacious great room flows seamlessly into the well-appointed kitchen featuring an island, ample cabinetry, and generous workspace. The desirable first-floor primary suite offers a private retreat, while two additional main-level bedrooms provide flexibility for family, guests, or a home office. A convenient first-floor laundry room enhances everyday functionality. The fully finished walk-out basement dramatically expands the living space and is ideal for multi-generational living, guests, or recreation. This level features two additional bedrooms, a full bath, abundant storage space, and a basement garage. Outdoor living is equally impressive. Enjoy morning coffee, evening gatherings, or peaceful views from the expansive rear deck overlooking the private wooded backyard. The serene setting creates a true retreat while remaining close to everything London has to offer. Combining generous living space, thoughtful updates, versatile floor plan options, and a prime location, this outstanding property is ready for its next owner. Schedule your private showing today and experience all this beautiful home has to offer.
    14 days
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    579
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    21
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan C Smith 859-553-5031,

    Rector Hayden Realtors

    Source: Imagine MLS,MLS#: 26012046MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: Lower
      Bedroom 4
      • Level: Lower
      Bathroom 1
      • Description: Full Bath
      • Level: First
      Bathroom 2
      • Description: Full Bath
      • Level: First
      Bathroom 3
      • Description: Full Bath
      • Level: Lower
      Kitchen
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood, Other, Tile
      • Windows: Blinds, Screens
      • Basement: Finished,Full,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 3,274
      • Total interior livable area: 3,274 sqft
      • Finished area above ground: 1,637
      • Finished area below ground: 1,637

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 0.5 Acres
      • Features: Wooded
      Details
      • Parcel number: 0610000012.68

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Dimensional Style
      Condition
      • Year built: 2015

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: West Ridge Estates
      HOA
      • Has HOA: No
      Location
      • Region: London

      Financial & listing details

      • Price per square foot: $92/sqft
      • Tax assessed value: $170,000
      • Annual tax amount: $1,311
      • Date on market: 7/22/2026

        Estimated market value

        $294,200

        $279,000 - $309,000

        $2,513/mo

        Price history

        DateEventPrice
        7/27/2026Price change$299,900-1.7%$92/sqft
        Source: Imagine MLS #26012046 Report a problem
        7/22/2026Listed for sale$305,000$93/sqft
        Source: Imagine MLS #26012046 Report a problem
        7/10/2026Listing removed$305,000$93/sqft
        Source: Rector Hayden Realtors #26012046 Report a problem
        6/16/2026Price change$305,000-2.2%$93/sqft
        Source: Imagine MLS #26012046 Report a problem
        5/21/2026Price change$312,000-1.6%$95/sqft
        Source: Imagine MLS #26003787 Report a problem
        4/21/2026Price change$317,000-3.9%$97/sqft
        Source: Imagine MLS #26003787 Report a problem
        3/2/2026Listed for sale$329,900$101/sqft
        Source: Imagine MLS #26003787 Report a problem
        2/23/2026Listing removed$329,900$101/sqft
        Source: Rector Hayden Realtors #26000631 Report a problem
        11/6/2025Price change$329,900-5.7%$101/sqft
        Source: Imagine MLS #25504151 Report a problem
        9/3/2025Price change$349,900-1.4%$107/sqft
        Source: Imagine MLS #25018646 Report a problem
        8/15/2025Price change$354,900-2.7%$108/sqft
        Source: Imagine MLS #25014629 Report a problem
        8/5/2025Pending sale$364,900$111/sqft
        Source: Imagine MLS #25014629 Report a problem
        7/9/2025Price change$364,900-1.4%$111/sqft
        Source: Imagine MLS #25014629 Report a problem
        5/27/2025Price change$369,900-1.3%$113/sqft
        Source: Imagine MLS #25008934 Report a problem
        5/1/2025Listed for sale$374,900+149.9%$115/sqft
        Source: Imagine MLS #25008934 Report a problem
        9/24/2015Sold$150,000$46/sqft
        Source: Imagine MLS #102262 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,311 -2.5%$170,000
        2023$1,345 -0.6%$170,000
        2022$1,353 +9.3%$170,000 +13.3%
        2021$1,238 $150,000
        2020-- $150,000
        2019$1,250 +0.2%$150,000
        2018$1,248 +0.1%$150,000
        2017$1,247 +2220.6%$150,000 +2138.8%
        2012$54 +7.8%$6,700
        2010$50 $6,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 40741

        Getting around

        1 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: London
        • Middle: South Laurel
        • High: South Laurel

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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