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    • Price cut: $15K (7/30)
    $480,000

    4398 Belmont Dr, Morganton, NC 28655

    3beds
    2,628sqft
    : 
    $2,952/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    0.6 Acres Lot
    $470,900 Zestimate®
    $183/sqft
    $-- HOA

    What's special

    Cozy gas log fireplaceCovered front porchCustom wood blindsPartially fenced backyardHighly functional split-bedroom layoutBeautifully equipped kitchenSpacious dining area
    4398 Belmont Dr, Morganton, NC 28655 | Storybook Living in the Salem Area. Every home has a story, but 4398 Belmont Dr is a novel waiting for its next chapter. Picture this: A scenic drive through the rolling foothills of Western North Carolina brings you home to a quiet cul-de-sac just minutes from downtown Morganton. Opening the front door of this stunning 3-bedroom, 3-bathroom single-family residence, the space opens up immediately under the dramatic vaulted ceilings of the main living area. The centerpiece of the room is a cozy gas log fireplace, seamlessly connecting the living room to a spacious dining area and a beautifully equipped kitchen. Real hardwood flooring stretches across the main areas, complemented by 9-foot ceilings, custom wood blinds, and modern sliding barn doors that add a touch of timeless craftsmanship. The main floor features a highly functional split-bedroom layout. The primary bedroom serves as a quiet retreat, complete with double closets and an en-suite bath boasting a dual granite vanity and a custom tiled step-in shower. Two additional main-level bedrooms feature generous closet space and share a pristine second full bath. The Twist: A Hidden, Multi-Use Lower Level. The story expands downstairs into a massive, finished walk-out basement that adds nearly 1,000 square feet of heated and cooled living space. Complete with durable LVP hardwood flooring and a third full bath featuring its own custom tiled shower, this area offers incredible versatility—ideal for a home theater, recreation room, guest space, or a spacious home office. Storage and workspace are a major highlight of this property. In addition to the main-level 2-car attached garage and attic pull-down stairs, the lower level contains a massive 562 sq. ft. insulated, unfinished workshop and shed area with double opening doors—perfect for lawn equipment, outdoor gear, or a dedicated hobby space. Outside, you can relax on the covered front porch or enjoy the covered back deck looking out over a beautifully cleared 0.6-acre lot with a partially fenced backyard. This home is truly remarkable. Make your appointment today!!
    35 days
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    876
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    33
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Wright melissa.wright@carolinamountainsales.com,

    Carolina Mountain Sales

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4402124MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Basement
      Dining area
      • Features: Open Floorplan
      • Level: Main
      Kitchen
      • Features: Kitchen Island, Open Floorplan
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Features: Built-in Features, Ceiling Fan(s), Open Floorplan
      • Level: Main
      Recreation room
      • Level: Basement
      Heating
      • Ductless, Heat Pump
      Cooling
      • Central Air, Ductless, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
      • Laundry: Laundry Room
      Features
      • Built-in Features, Kitchen Island, Open Floorplan
      • Flooring: Carpet, Hardwood, Tile, Vinyl
      • Doors: Insulated Door(s), Sliding Doors
      • Windows: Insulated Windows, Window Treatments
      • Basement: Basement Shop,Daylight,Exterior Entry,Full,Interior Entry,Storage Space,Walk-Out Access
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 1,569
      • Total interior livable area: 2,628 sqft
      • Finished area above ground: 1,569
      • Finished area below ground: 1,059

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Faces Front, Garage on Main Level
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Front Porch, Patio
      • Fencing: Back Yard,Chain Link
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 0.6 Acres
      • Features: Corner Lot, Cul-De-Sac, Green Area, Views
      Details
      • Parcel number: 1781897038
      • Zoning: R-1
      • Special conditions: Relocation
      • Other equipment: Network Ready

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Hardboard Siding
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: City
      • Utilities for property: Propane

      Community & HOA

      Community
      • Security: Radon Mitigation System, Smoke Detector(s)
      • Subdivision: Belmont
      Location
      • Region: Morganton
      • Elevation: 2000 Feet

      Financial & listing details

      • Price per square foot: $183/sqft
      • Tax assessed value: $358,488
      • Annual tax amount: $2,440
      • Date on market: 7/13/2026
      • Cumulative days on market: 35 days
      • Listing terms: Cash,Conventional,FHA,VA Loan,Relocation Property
      • Road surface type: Concrete, Paved

        Estimated market value

        $470,900

        $447,000 - $494,000

        $3,105/mo

        Price history

        DateEventPrice
        7/30/2026Price change$480,000-3%$183/sqft
        Source: Canopy MLS as distributed by MLS GRID #4402124 Report a problem
        7/13/2026Listed for sale$495,000+10%$188/sqft
        Source: Canopy MLS as distributed by MLS GRID #4402124 Report a problem
        5/30/2024Sold$450,000+3.5%$171/sqft
        Source: Canopy MLS as distributed by MLS GRID #4132614 Report a problem
        5/3/2024Listed for sale$434,900+83.5%$165/sqft
        Source: Canopy MLS as distributed by MLS GRID #4132614 Report a problem
        2/22/2019Sold$237,000$90/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,440 +18.6%$358,488
        2024$2,057 $358,488 +15%
        2023$2,057 +11.5%$311,687 +40.5%
        2022$1,845 +4.1%$221,798
        2021$1,773 +0.2%$221,798
        2020$1,769 +199.6%$221,798 +14.3%
        2019$590 +320.4%$194,086 +956.9%
        2018$140 +2.7%$18,363
        2017$137 $18,363
        2016$137 $18,363
        2015$137 $18,363
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28655

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Salem
        • Middle: Liberty
        • High: Patton

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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