For sale

Price cut: $10K (8/9)

$429,900

4400 LAKE TRUDY DRIVE, ST CLOUD, FL 34769

5beds

2,864sqft

$2,802/mo

Get pre-qualified

Single Family Residence

Built in 1979

0.38 Acres Lot

$422,000 Zestimate^®

$150/sqft

$-- HOA

What's special

Lakefront homeNew kitchenSplit plan for privacyMaster overlooks the lake

Beautiful Lakefront five bedroom three bath home for sale in Saint Cloud. This lakefront home has been upgraded significantly, with a new kitchen, flooring, roof, paint, bathrooms and more. This home is absolutely perfect for a large family. It is a split plan for privacy and the master overlooks the lake. There is more than enough space in the home for a large growing family. Situated on a spacious 0.34 acre lot in a wonderful safe and established neighborhood. Call today to schedule your showing.

30 days

1,712

145

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3

Primary bedroom

Features: Built-in Closet
Level: First
Area: 300 Square Feet
Dimensions: 20x15

Bedroom 2

Features: Built-in Closet
Level: First
Area: 195 Square Feet
Dimensions: 15x13

Bedroom 3

Features: Built-in Closet
Level: First
Area: 196 Square Feet
Dimensions: 14x14

Bedroom 4

Features: Built-in Closet
Level: Second
Area: 132 Square Feet
Dimensions: 12x11

Bedroom 5

Features: Walk-In Closet(s)
Level: First
Area: 100 Square Feet
Dimensions: 10x10

Family room

Level: First
Area: 400 Square Feet
Dimensions: 20x20

Kitchen

Level: First
Area: 300 Square Feet
Dimensions: 15x20

Living room

Level: First
Area: 450 Square Feet
Dimensions: 30x15

Office

Level: First
Area: 80 Square Feet
Dimensions: 8x10

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
Laundry: In Garage

Features

Ceiling Fan(s), Solid Surface Counters, Thermostat
Flooring: Ceramic Tile, Laminate
Has fireplace: No

Interior area

Total structure area: 3,440
Total interior livable area: 2,864 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Exterior features: Irrigation System, Private Mailbox, Private Yard
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Lake Front, Lake Privileges

Lot

Size: 0.38 Acres
Dimensions: 79 x 232

Details

Parcel number: 042630090600010360
Zoning: SR1A
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block
Foundation: Block, Brick/Mortar
Roof: Shingle

Condition

New construction: No
Year built: 1979

Utilities & green energy

Sewer: Public Sewer
Water: Canal/Lake For Irrigation, Public
Utilities for property: Cable Available, Public

Community & HOA

Community

Pet fee: $0 monthly
Subdivision: PINE LAKE ESTATES UNIT 4

HOA

Has HOA: No

Location

Region: Saint Cloud

Financial & listing details

Price per square foot: $150/sqft
Tax assessed value: $350,600
Annual tax amount: $1,518
Date on market: 7/12/2026
Cumulative days on market: 28 days
Listing terms: Cash,Conventional,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Road surface type: Paved

Estimated market value

$422,000

$401,000 - $443,000

$2,656/mo

Price history

Date	Event	Price
8/9/2026	Price change	$429,900-2.3%$150/sqft
Source: Stellar MLS #O6424523 Report a problem
8/2/2026	Price change	$439,900-2.2%$154/sqft
Source: Stellar MLS #O6424523 Report a problem
7/13/2026	Listed for sale	$449,900+85.9%$157/sqft
Source: Stellar MLS #O6424523 Report a problem
4/24/2026	Sold	$242,000$84/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,519 +4%	$350,600 -5.1%
2024	$1,461 +3.5%	$369,500 +2.1%
2023	$1,412 +4.6%	$362,000 +17%
2022	$1,350 +2%	$309,400 +38.8%
2021	$1,324 +1.3%	$222,900 +9.2%
2020	$1,307 +2.1%	$204,200 +14.1%
2019	$1,280	$178,900 +66.5%
2018	$1,280 +1.9%	$107,476 +2.1%
2017	$1,257 +1.1%	$105,266 +2.1%
2016	$1,243 +2.4%	$103,101 +0.7%
2015	$1,214 -0.7%	$102,385 +0.8%
2014	$1,223	$101,573 +1.5%
2013	--	$100,072 +1.7%
2012	--	$98,400 -10.4%
2011	--	$109,800 -8.1%
2010	--	$119,500 -23.1%
2009	--	$155,400 -27.7%
2008	--	$214,800 -5%
2007	--	$226,100 +7.6%
2006	--	$210,200 +41.4%
2005	--	$148,700 +11.6%
2004	--	$133,300
2003	--	$133,300 +19.2%
2002	$1,752 +1.8%	$111,791 +1.6%
2001	$1,721 +2.1%	$110,031 +3%
2000	$1,686	$106,826