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For sale
  • $875,000

    4409 Deer Point Cove Ln, Panama City, FL 32404

    5beds
    3,926sqft
    : 
    $5,620/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.66 Acres Lot
    $844,700 Zestimate®
    $223/sqft
    $57/mo HOA

    What's special

    Expansive rv parkingDetached third garageSecurity camerasRed-brick residencePrivate econfina wellRing doorbellNest thermostats
    Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. Also available for sale is a separate half-acre, fully buildable lot (estimated $125K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner's suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.
    226 days
    |
    810
    |
    65
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    T.C. Shand 850-527-6928,

    Empire Real Estate of Florida LLC,

    Savannah J Shand 850-867-7335,

    Empire Real Estate of Florida LLC

    Source: CPAR,MLS#: 782527MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Dining Room, Family Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Dimensions: 18 x 22
      Dining room
      • Dimensions: 16 x 9
      Family room
      • Dimensions: 17 x 14
      Kitchen
      • Dimensions: 26 x 12
      Living room
      • Dimensions: 16 x 24
      Interior area
      • Total structure area: 3,926
      • Total interior livable area: 3,926 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage
      • Garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Has private pool: Yes
      • Pool features: Private
      Lot
      • Size: 0.66 Acres
      Details
      • Parcel number: 05487750005

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 2006

      Community & HOA

      Community
      • Subdivision: Deer Point Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Legal/Accounting
      • HOA fee: $681 annually
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $223/sqft
      • Tax assessed value: $681,642
      • Annual tax amount: $7,973
      • Date on market: 8/2/2026
      • Cumulative days on market: 227 days

        Estimated market value

        $844,700

        $802,000 - $887,000

        $4,181/mo

        Price history

        DateEventPrice
        5/19/2026Price change$875,000-10.3%$223/sqft
        Source: CPAR #782527 Report a problem
        1/8/2026Price change$975,000+10.8%$248/sqft
        Source: CPAR #782527 Report a problem
        4/10/2023Pending sale$879,989$224/sqft
        Source: CPAR #739835 Report a problem
        4/7/2023Listed for sale$879,989+67.6%$224/sqft
        Source: CPAR #739835 Report a problem
        3/26/2021Sold$525,000$134/sqft
        Source: CPAR #707546 Report a problem
        2/16/2021Contingent$525,000$134/sqft
        Source: CPAR #707546 Report a problem
        2/9/2021Price change$525,000+2.9%$134/sqft
        Source: CPAR #707546 Report a problem
        2/7/2021Listed for sale$510,000$130/sqft
        Source: CPAR #707546 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,973 +54.4%$681,642 +52.1%
        2023$5,164 +11.7%$448,273 +3%
        2022$4,625 $435,217
        2021-- --
        2020$3,047 +54.6%$287,862 +45%
        2019$1,971 $198,550 -30.5%
        2018$1,971 -35.7%$285,759 -0.9%
        2017$3,063 -2.9%$288,374 +6.3%
        2016$3,153 +0.5%$271,309 -0.2%
        2015$3,137 $271,981 -0.9%
        2014$3,137 $274,421 -0.9%
        2013-- $276,862 -1.3%
        2012-- $280,550 +7.9%
        2011-- $260,050 +1.5%
        2010-- $256,207 +2.7%
        2009-- $249,471 -9.6%
        2008-- $275,872 +5.8%
        2007-- $260,681
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32404

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Deane Bozeman
        • High: Deane Bozeman

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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