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  • $950,000

    4508 Birch Bark Trl N, Lake Elmo, MN 55042

    3beds
    3,316sqft
    : 
    $5,832/mo
    Get pre-qualified
    Single Family
    Built in 1961
    1.58 Acres Lot
    $-- Zestimate®
    $286/sqft
    $-- HOA

    What's special

    1.58 acres of a true waterfront retreat - surrounded on 3 sides by water - arguably one of the most private properties on all of Lake Jane! Approximately 105+ feet of private lakeshore on Lake Jane plus additional shoreline along the adjacent channel & pond, for approximately 300+ feet of combined shoreline on 3 sides of the home. The pond connects directly to Lake Jane by channel, creating a truly distinctive waterfront setting. Owners also enjoy access to a very lightly used private community beach and dock shared exclusively by approximately 13 neighboring homes, offering the perfect blend of private waterfront ownership and additional recreational amenities. Inside, dramatic vaulted cedar ceilings, exposed beams, walls of glass, natural woodwork, and expansive windows bring the outdoors in while filling the home with natural light and showcasing tranquil views in every season. The spacious living room is anchored by a striking floor to ceiling brick fireplace and flows effortlessly into the dining area and generously sized kitchen, where new granite countertops and new appliances complement the excellent workspace. A bright four season sunroom/porch offers the perfect place to enjoy morning coffee, entertain guests, or simply take in the peaceful wooded surroundings year round. The main level features three bedrooms, including a spacious primary suite with a private bath, while the walkout lower level offers an expansive family room with a second brick fireplace, a lower level bathroom, and flexible space for recreation, hobbies, or guests. An oversized attached garage provides abundant room for vehicles, boats, and storage, while the spacious basement offers exceptional storage or additional finishing potential. Thoughtfully updated throughout, this home includes a rebuilt chimney, new roof, new furnace, updated interior plumbing, new appliances, new granite countertops, refinished hardwood floors, new carpet throughout, and an updated lower level bathroom. The septic system is currently noncompliant, with acceptable terms, the seller is willing to escrow funds toward the installation of a new septic system. Offering an extraordinary combination of architectural character, extensive updates, exceptional privacy, and a truly special waterfront setting within the Tri-Lakes community, this is a rare opportunity to own one of Lake Elmo's most distinctive properties. The Tri-Lakes also offers neighborhood events throughout the year that foster a strong sense of community for area residents.
    4 days
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    1,554
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    132
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Checkley 651-615-7482,

    Keller Williams Premier Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7088706MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Bedroom 2
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 3
      • Level: Main
      • Area: 108 Square Feet
      • Dimensions: 12x9
      Deck
      • Level: Upper
      • Area: 440 Square Feet
      • Dimensions: 22x20
      Dining room
      • Level: Upper
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Family room
      • Level: Lower
      • Area: 306 Square Feet
      • Dimensions: 18x17
      Other
      • Level: Upper
      • Area: 330 Square Feet
      • Dimensions: 22x15
      Kitchen
      • Level: Upper
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Living room
      • Level: Upper
      • Area: 306 Square Feet
      • Dimensions: 18x17
      Recreation room
      • Level: Lower
      • Area: 221 Square Feet
      • Dimensions: 17x13
      Other
      • Level: Basement
      • Area: 648 Square Feet
      • Dimensions: 27x24
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Exhaust Fan, Refrigerator, Stainless Steel Appliance(s), Wall Oven
      • Laundry: In Basement
      Features
      • Basement: Daylight,Finished,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Double Sided, Family Room, Wood Burning
      Interior area
      • Total structure area: 4,101
      • Total interior livable area: 3,316 sqft
      • Finished area above ground: 2,734
      • Finished area below ground: 582

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Attached garage spaces: 3
      • Details: Garage Dimensions (22x31)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four or More Level Split
      • Patio & porch: Porch
      • On waterfront: Yes
      • Waterfront features: Lake Front
      • Frontage length: Water Frontage: 105
      Lot
      • Size: 1.58 Acres
      • Dimensions: Irregular - 2 Parcel ID's
      Details
      • Foundation area: 1367
      • Additional parcels included: 0902921420004
      • Parcel number: 0902921130008
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1961

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Private Sewer, Septic System Compliant - No
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Oace Acres 2nd Add
      HOA
      • Has HOA: No
      Location
      • Region: Lake Elmo

      Financial & listing details

      • Price per square foot: $286/sqft
      • Tax assessed value: $542,700
      • Annual tax amount: $5,711
      • Date on market: 7/27/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/31/2026Listed for sale$950,000+475.8%$286/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7088706 Report a problem
        2/18/1992Sold$165,000$50/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,714 +6.7%$542,700 -0.3%
        2024$5,356 -2.3%$544,400 -0.1%
        2023$5,482 +6.8%$545,100 +20.5%
        2022$5,132 +6.7%$452,300
        2021$4,810 -2.6%$452,300 +1.4%
        2020$4,936 $446,000
        2019$4,936 $446,000 +7.8%
        2018$4,936 +10.1%$413,600 +4.7%
        2017$4,482 +4.5%$394,900 +0.9%
        2016$4,290 +4.3%$391,500 +6.5%
        2015$4,112 $367,500 +9.7%
        2013$4,112 +13.5%$334,900 -0.9%
        2012$3,622 $338,000 -0.6%
        2011$3,622 +1.7%$339,900 -10.7%
        2010$3,562 -2.1%$380,600
        2009$3,638 +3.3%--
        2008$3,522 +1%--
        2007$3,488 -0.2%--
        2006$3,496 +9.9%--
        2005$3,181 +10.6%--
        2004$2,877 -0.7%--
        2003$2,897 +42.6%--
        2002$2,032 -39.2%--
        2001$3,344 --
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55042

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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