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For sale
    • Price cut: $20.1K (8/3)
    $524,900

    4617 Harbor View Terrace, Morganton, NC 28655

    3beds
    2,411sqft
    : 
    $3,395/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.51 Acres Lot
    $-- Zestimate®
    $218/sqft
    $168/mo HOA

    What's special

    Cape Cod cutie! Enjoy the lake from this corner location with a short walk to the deeded boat slip. Main level primary suite is filled with light from large windows and cathedral ceiling. Ensuite bath has double sinks, shower, jet tub and large walk in closet. Cozy living room with gas logs and dining area just off the kitchen. Kitchen has plenty of cabinetry, island seating and a breakfast area. Direct access to the screened porch off the kitchen which overlooks the beautifully landscaped rear yard. Laundry and powder room are conveniently located between kitchen and garage access. Upstairs there are two gracious sized bedrooms with a shared bath as well as a finished bonus room over the garage- home office or flex space. As a bonus there is also a 13x19 building with breezeway from the garage has monitor heat and window unit AC. Space for a shop, craft or exercise room. Just 15 minutes to downtown Morganton and just minutes from Fonta Flora Trail & Lake James State Park. Keep your boat in the deeded slip and enjoy beautiful Lake James. New roof 2025.
    218 days
    |
    208
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Polly Leadbetter 828-443-5407,

    Engel & Volkers Foothills Lake James

    Source: High Country AOR,MLS#: 259646MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Electric, Forced Air, Fireplace(s), Heat Pump, None
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
      • Laundry: Dryer Hookup, Main Level
      Features
      • Cathedral Ceiling(s)
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas, Propane
      Interior area
      • Total structure area: 2,411
      • Total interior livable area: 2,411 sqft
      • Finished area above ground: 2,411
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete, Driveway, Garage, Two Car Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Screened
      • Exterior features: Out Building(s)
      • Pool features: Community
      • Has view: Yes
      • View description: Residential, Seasonal View
      • Waterfront features: Lake, Lake Privileges
      Lot
      • Size: 0.51 Acres
      Details
      • Additional structures: Living Quarters, Outbuilding
      • Parcel number: 49865
      • Zoning description: Other-See Remarks,R1,Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Roof: Architectural,Shingle
      Condition
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Permit 3 Bedroom, Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet Available, Septic Available

      Community & HOA

      Community
      • Features: Lake, Pickleball, Pool, Tennis Court(s), Long Term Rental Allowed
      • Subdivision: East Shores
      HOA
      • Has HOA: Yes
      • HOA fee: $1,010 semi-annually
      Location
      • Region: Morganton

      Financial & listing details

      • Price per square foot: $218/sqft
      • Tax assessed value: $359,813
      • Annual tax amount: $2,425
      • Date on market: 1/12/2026
      • Listing terms: Cash,Conventional,New Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,282/mo

        Price history

        DateEventPrice
        8/3/2026Price change$524,900-3.7%$218/sqft
        Source: High Country AOR #259646 Report a problem
        6/14/2026Price change$545,000-6%$226/sqft
        Source: High Country AOR #259646 Report a problem
        1/12/2026Listed for sale$579,900$241/sqft
        Source: High Country AOR #259646 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,449 -1.4%$359,813
        2024$2,483 -0.1%$359,813
        2023$2,485 +24.8%$359,813 +52.2%
        2022$1,992 +0.3%$236,470
        2021$1,986 +0%$236,470
        2020$1,985 +2.3%$236,470
        2019$1,940 $236,470
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28655

        Getting around

        1 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Outside of Area
        • Middle: Table Rock
        • High: Freedom

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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