OPPORTUNITY IS KNOCKIN’ in a LAKE NEIGHBORHOOD THAT’S ROCKIN’! Check out this classic lake cottage situated in one of the area’s fastest developing lake neighborhoods over the last few years. The open floor plan includes the kitchen & 3 different living spaces featuring a fireplace & main lake scenery. A Jack-N-Jill bath off one bedroom, 2 additional bed rooms, laundry space, 2 car attached garage & an extra potty rm. for kids complete the package. A mid-level lake-view deck provides another great site to enjoy the main lake vistas. Priced to sell, there’s plenty of opportunity to enjoy the lake life now or to design your lake life dream home! Inspection welcome but selling ‘as is’.
Active
Price cut: $10K (8/5)
$309,900
4863 E Elmer Girtz Dr, Monticello, IN 47960
3beds
1,424sqft
Single Family Residence
Built in 1960
6,882 Square Feet Lot
$301,800 Zestimate®
$--/sqft
$-- HOA
What's special
Mid-level lake-view deckMain lake vistasJack-n-jill bathMain lake sceneryLaundry spaceOpen floor plan
- 129 days
- 958
- 48
Zillow last checked:
Listing updated:
Listed by:
Sean Dekker 765-363-0899,
REAL ESTATE NETWORK L.L.C
Source: IRMLS,MLS#: 202614892
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Dining room
- Level: Main
- Area: 209
- Dimensions: 19 x 11
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13 x 11
Living room
- Level: Main
- Area: 255
- Dimensions: 17 x 15
Heating
- Electric, Wood, Baseboard, Multiple Heating Systems
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Microwave, Refrigerator, Washer, Electric Cooktop, Dryer-Electric, Electric Oven, Electric Water Heater
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Tub/Shower Combination, Main Level Bedroom Suite
- Flooring: Carpet, Laminate, Vinyl
- Windows: Blinds
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: Dining Room, Wood Burning, One
Interior area
- Total structure area: 1,424
- Total interior livable area: 1,424 sqft
- Finished area above ground: 1,424
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Lift-Temporary
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Lake, Waterfront-Medium Bank, Deck on Waterfront, Pier/Dock, Lake Front, Ski Lake
- Body of water: Lake Shafer
- Frontage length: Channel/Canal Frontage(53),Water Frontage(53)
Lot
- Size: 6,882 Square Feet
- Dimensions: 53X130
- Features: Level, Lake
Details
- Additional structures: Shed
- Parcel number: 918332000008.000010
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Electric: REMC
- Gas: NIPSCO
- Sewer: Regional
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Community
- Features: None
- Subdivision: Elmer Girtz
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $324,900
- Annual tax amount: $2,347
- Date on market: 4/24/2026
Estimated market value
$301,800
$287,000 - $317,000
$1,855/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2026 | Price change | $309,900-3.1% |
Source: | ||
| 6/29/2026 | Listed for sale | $319,900 |
Source: | ||
| 5/31/2026 | Pending sale | $319,900 |
Source: | ||
| 4/24/2026 | Listed for sale | $319,900+7% |
Source: | ||
| 6/10/2022 | Listing removed | -- |
Source: | ||
| 11/24/2021 | Price change | $299,000-5.1%$210/sqft |
Source: | ||
| 8/26/2021 | Price change | $315,000-4.3%$221/sqft |
Source: | ||
| 6/28/2021 | Price change | $329,000-3.2%$231/sqft |
Source: | ||
| 6/10/2021 | Listed for sale | $340,000$239/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,758 +4% | $324,900 -3.7% |
| 2024 | $2,652 +6.9% | $337,500 +10.6% |
| 2023 | $2,480 +7.3% | $305,200 +22.8% |
| 2022 | $2,312 -3.7% | $248,600 +10.2% |
| 2021 | $2,400 +16.2% | $225,600 +5.4% |
| 2020 | $2,065 +4.3% | $214,000 +10.9% |
| 2019 | $1,981 -2.6% | $193,000 +2% |
| 2018 | $2,033 | $189,300 +4.5% |
| 2017 | $2,033 -3.1% | $181,200 -0.7% |
| 2016 | $2,099 | $182,400 -6.5% |
| 2014 | $2,099 +15.4% | $195,000 +0.5% |
| 2013 | $1,818 -16.6% | $194,000 +0.5% |
| 2012 | $2,181 -6.7% | $193,100 -5.4% |
| 2011 | $2,338 -11.1% | $204,100 -6.3% |
| 2010 | $2,630 -1.1% | $217,900 -4.5% |
| 2009 | $2,660 | $228,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 47960
Nearby schools
Schools provided by the listing agent
- Elementary: North White Primary
- Middle: North White Jr/Sr
- High: North White Jr/Sr
- District: North White School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






