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For sale
    • Listed by: Coldwell Banker Realty • Flora Fatanat • Contact: 949-350-7744
    Price cut: $10K (8/5)
    $589,000

    49 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    2beds
    900sqft
    : 
    $4,501/mo
    Get pre-qualified
    Condominium
    Built in 1990
    -- sqft lot
    $588,600 Zestimate®
    $654/sqft
    $620/mo HOA

    What's special

    Cozy fireplaceFresh interior paintSleek quartz countertopsUpdated flooringNewer cabinetrySpacious kitchen
    Welcome to the desirable Montana Del Lago community, just steps from the scenic Rancho Santa Margarita Lake and exclusive RSM Beach Club Lagoon. This charming 2-bedroom, 2-bathroom home with a 1-car garage offers a bright and open floor plan designed for comfortable everyday living. The inviting living room features a cozy fireplace and flows seamlessly into the dining area and upgraded kitchen perfect for both relaxing and entertaining. The spacious kitchen showcases newer cabinetry and sleek quartz countertops, creating a modern and functional space. A convenient main-floor bedroom and full bath provide flexibility for guests or multi-generational living, while the upstairs retreat includes an additional bedroom and full bathroom. Step outside to your private patio overlooking lush trees, an ideal setting for morning coffee or evening unwinding. Recent upgrades include updated flooring, newer water heater, and fresh interior paint, making this home move-in ready. Residents enjoy resort-style amenities, including a community pool and spa, along with access to SAMLARC amenities featuring 13 parks, 4 pools, the Beach Club Lagoon, sports courts, and more. Conveniently located near shopping, dining, and recreation, this home offers the perfect blend of nature, comfort, and community living.
    76 days
    |
    741
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Flora Fatanat DRE #01248117 949-350-7744,

    Coldwell Banker Realty,

    Payum Fatanat DRE #01950632,

    Coldwell Banker Realty

    Source: CRMLS,MLS#: OC26116207MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Living Room
      Bedroom
      • Features: Bedroom on Main Level
      Cooling
      • Central Air
      Appliances
      • Laundry: Laundry Closet
      Features
      • Bedroom on Main Level
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 900 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Pool features: Association
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 1.2 Acres
      • Features: Near Park
      Details
      • Parcel number: 93083108
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Lake, Mountainous, Street Lights, Park
      • Subdivision: Montana Del Lago (Mdl)
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fire Pit, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub
      • HOA fee: $529 monthly
      • HOA name: Montana Del Lago
      • HOA phone: 714-285-2626
      • Second HOA fee: $91 monthly
      • Second HOA name: Samlarc
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $654/sqft
      • Tax assessed value: $597,720
      • Annual tax amount: $6,174
      • Date on market: 5/28/2026
      • Cumulative days on market: 76 days
      • Listing terms: Cash,Cash to New Loan,Conventional

        Estimated market value

        $588,600

        $559,000 - $618,000

        $2,981/mo

        Price history

        DateEventPrice
        8/5/2026Price change$589,000-1.7%$654/sqft
        Source: CRMLS #OC26116207 Report a problem
        7/18/2026Price change$599,000-1.6%$666/sqft
        Source: CRMLS #OC26116207 Report a problem
        6/10/2026Price change$609,000-1.6%$677/sqft
        Source: CRMLS #OC26116207 Report a problem
        5/28/2026Listed for sale$619,000+5.6%$688/sqft
        Source: CRMLS #OC26116207 Report a problem
        7/12/2023Sold$586,000+1.9%$651/sqft
        Source: Public Record Report a problem
        6/16/2023Pending sale$575,000$639/sqft
        Source: CRMLS #OC23093678 Report a problem
        6/1/2023Listed for sale$575,000+51.3%$639/sqft
        Source: CRMLS #OC23093678 Report a problem
        7/28/2005Sold$380,000+43.4%$422/sqft
        Source: Public Record Report a problem
        11/25/2003Sold$265,000+71%$294/sqft
        Source: Public Record Report a problem
        3/23/2000Sold$155,000+33%$172/sqft
        Source: Public Record Report a problem
        4/12/1994Sold$116,500$129/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,174 +1.8%$597,720 +2%
        2024$6,066 +16.6%$586,000 +15.9%
        2023$5,202 +8.7%$505,695 +9%
        2022$4,787 +10.5%$464,100 +2%
        2021$4,330 +8.9%$455,000 +18%
        2020$3,977 $385,560
        2019$3,977 -12.3%$385,560
        2018$4,537 -3.8%$385,560
        2017$4,714 $385,560 +2%
        2016$4,714 -4.1%$378,000 +37.5%
        2015$4,913 +34.2%$275,000
        2014$3,661 $275,000 +12.5%
        2013-- $244,400
        2012-- $244,400 -6%
        2011-- $260,000 +14.5%
        2010-- $227,000 -3.4%
        2009-- $235,000 -28.1%
        2008-- $327,000 -16.7%
        2007-- $392,700 +2%
        2006-- $385,000 +42.4%
        2005-- $270,300 +2%
        2004-- $265,000 +61.1%
        2003-- $164,487 +2%
        2002-- $161,262 +2%
        2001$2,378 +23.2%$158,100 +22.7%
        2000$1,930 $128,831
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92688

        Getting around

        72 / 100
        Very Walkable
        66 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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