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For sale
    • Listed by: Redfin • Joseph Chow • 877-973-3346
    Price cut: $20K (8/14)
    $765,000

    12 Montana Del Lago Dr #168, Rancho Santa Margarita, CA 92688

    3beds
    1,344sqft
    : 
    $5,570/mo
    Get pre-qualified
    Condominium
    Built in 1992
    -- sqft lot
    $763,800 Zestimate®
    $569/sqft
    $529/mo HOA

    What's special

    ***MAJOR PRICE IMPROVEMENT*** ONE OF THE BEST VALUES IN SOUTH OC — END UNIT! This is officially one of the lowest-priced 3-bedroom, 2-bathroom homes of this size currently on the market in South Orange County. Nestled in the lakefront enclave of Montana Del Lago, this beautifully updated end unit offers the ultimate blend of natural light, style, and resort-style living. Designed with a rare side-by-side 2-car garage featuring overhead storage and direct access to the home, this residence offers both convenience and functionality. All main living spaces are located upstairs, showcasing vaulted ceilings, a sun-drenched open-concept floor plan, a refreshed fireplace, and a new dining chandelier. Slide open the glass doors to your private balcony, perfect for relaxing and enjoying the surroundings. Recent upgrades include updated flooring throughout, modern light fixtures, and ceiling fans. The spacious primary suite features a private en-suite bathroom, while the secondary bedroom is generously sized. Just steps from private lake access, community pools, tree-lined trails, and the SAMLARC Beach Lagoon, this home is also minutes from top-rated schools, premier dining, and shopping. Turnkey, move-in ready, and priced to sell quickly!
    155 days
    |
    898
    |
    62
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Joseph Chow DRE #02006416 877-973-3346,

    Redfin,

    Jared Okawa DRE #02119015,

    Redfin

    Source: CRMLS,MLS#: OC26120243MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
      Bedroom
      • Features: All Bedrooms Up
      Bathroom
      • Features: Bathtub, Dual Sinks, Enclosed Toilet, Separate Shower, Tub Shower
      Kitchen
      • Features: Tile Counters
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Gas Oven, Gas Range, Refrigerator
      • Laundry: Washer Hookup, Gas Dryer Hookup
      Features
      • Balcony, Ceiling Fan(s), High Ceilings, Open Floorplan, Tile Counters, All Bedrooms Up
      • Flooring: Laminate, Tile
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,344 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Direct Access, Garage, Permit Required, One Space
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: front door
      • Pool features: Community, Association
      • Has spa: Yes
      • Spa features: Association, Community
      • Fencing: None
      • Has view: Yes
      • View description: Mountain(s), Neighborhood
      Lot
      • Size: 1.2 Acres
      Details
      • Parcel number: 93083131
      • Special conditions: Standard
      • Horse amenities: Riding Trail

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1992

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Biking, Fishing, Golf, Hiking, Horse Trails, Lake, Mountainous, Park, Street Lights, Sidewalks, Pool
      • Subdivision: Montana Del Lago (Mdl)
      HOA
      • Has HOA: Yes
      • Amenities included: Meeting Room, Pool, Spa/Hot Tub
      • HOA fee: $529 monthly
      • HOA name: Montana Del Lago
      • HOA phone: 714-285-2626
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $569/sqft
      • Date on market: 6/4/2026
      • Cumulative days on market: 155 days
      • Listing terms: Cash,Cash to New Loan,Conventional

        Estimated market value

        $763,800

        $726,000 - $802,000

        $4,406/mo

        Price history

        DateEventPrice
        8/14/2026Price change$765,000-2.5%$569/sqft
        Source: CRMLS #OC26120243 Report a problem
        7/14/2026Listed for sale$785,000$584/sqft
        Source: CRMLS #OC26120243 Report a problem
        6/30/2026Contingent$785,000$584/sqft
        Source: CRMLS #OC26120243 Report a problem
        6/4/2026Price change$785,000+48.4%$584/sqft
        Source: CRMLS #OC26120243 Report a problem
        12/17/2019Pending sale$528,800$393/sqft
        Source: Bullock Russell RE Services #OC19254697 Report a problem
        12/11/2019Price change$528,800-0.2%$393/sqft
        Source: Bullock Russell RE Services #OC19254697 Report a problem
        12/1/2019Price change$529,800-0.7%$394/sqft
        Source: Bullock Russell RE Services #OC19254697 Report a problem
        10/31/2019Listed for sale$533,800+9.1%$397/sqft
        Source: Bullock Russell RE Services #OC19254697 Report a problem
        8/29/2017Listing removed$489,500$364/sqft
        Source: Arbor Real Estate #NP17132204 Report a problem
        8/1/2017Pending sale$489,500$364/sqft
        Source: Arbor Real Estate #NP17132204 Report a problem
        6/12/2017Listed for sale$489,500$364/sqft
        Source: Arbor Real Estate Professional #NP17132204 Report a problem
        1/11/2015Listing removed$2,300$2/sqft
        Source: Arbor Real Estate Professional #NP14232866 Report a problem
        11/1/2014Listed for rent$2,300$2/sqft
        Source: Arbor Real Estate Professional #NP14232866 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92688

        Getting around

        72 / 100
        Very Walkable

        Nearby schools

        GreatSchools rating

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