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For sale
    • $560,000

    4912 CATALPA DRIVE, ST CLOUD, FL 34772

    3beds
    2,208sqft
    : 
    $3,923/mo
    Get pre-qualified
    Single Family Residence
    Built in 2017
    6,000 Square Feet Lot
    $547,300 Zestimate®
    $254/sqft
    $310/mo HOA

    What's special

    Transom windowAbundant granite countertopsHigh ceilingsGenerously sized laundry roomOpen layoutCharming covered front porchBright open layout
    Welcome to paradise in the highly sought-after, GATED Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home with NO REAR NEIGHBORS. From the moment you arrive you will love the charming, covered FRONT PORCH - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with WOOD-LOOK PLANK FLOORS and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute POCKET OFFICE offers a quiet, efficient workspace. The GOURMET KITCHEN is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The ISLAND Breakfast Bar is stunning! Perfect for entertaining during the Holidays. A HUGE walk-in PANTRY and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, elegant PLANTATION SHUTTERS and a luxurious Bathroom offering a FRAMELESS glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests, and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The BRICK-PAVED PATIO overlooks an idyllic, peaceful view with NO REAR NEIGHBORS, creating a private retreat that feels like your own slice of paradise. ELECTRIC SUN BLINDS to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it’s a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.
    90 days
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    101
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    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    Michelle Bardsley 407-619-1961,

    COLDWELL BANKER REALTY 407-647-1211

    Source: Stellar MLS,MLS#: O6405805MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Den/Library/Office, Great Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Primary bathroom
      • Features: Multiple Shower Heads, Linen Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Dining room
      • Features: No Closet
      • Level: First
      • Area: 182 Square Feet
      • Dimensions: 13x14
      Foyer
      • Features: No Closet
      • Level: First
      • Area: 48 Square Feet
      • Dimensions: 8x6
      Kitchen
      • Features: No Closet
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Living room
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 308 Square Feet
      • Dimensions: 28x11
      Heating
      • Central, Electric, Heat Pump, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Tankless Water Heater, Wine Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,218
      • Total interior livable area: 2,208 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 21x21
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Front Porch, Patio, Porch, Screened
      • Exterior features: Irrigation System, Lighting, Rain Gutters, Sidewalk
      • On waterfront: Yes
      • Waterfront features: Lake, Waterfront, Lake Privileges, Fishing Pier
      • Body of water: LIVE OAK LAKE
      Lot
      • Size: 6,000 Square Feet
      • Features: Landscaped, Sidewalk
      • Residential vegetation: Trees/Landscaped
      Details
      • Parcel number: 172631526100011000
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2017
      Details
      • Builder model: Cocoa
      • Builder name: Jones Homes USA

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Dock, Fishing, Lake, Waterfront, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: TWIN LAKES PH 1
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Tennis Court(s), Vehicle Restrictions
      • Services included: Community Pool, Maintenance Grounds, Pool Maintenance, Private Road, Recreational Facilities
      • HOA fee: $310 monthly
      • HOA name: Amanda Martineau
      • HOA phone: 407-337-5112
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $254/sqft
      • Tax assessed value: $441,300
      • Annual tax amount: $8,517
      • Date on market: 5/12/2026
      • Cumulative days on market: 91 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $547,300

        $520,000 - $575,000

        $2,572/mo

        Price history

        DateEventPrice
        5/12/2026Listed for sale$560,000+0.9%$254/sqft
        Source: Stellar MLS #O6405805 Report a problem
        6/6/2024Sold$554,900$251/sqft
        Source: Stellar MLS #S5104133 Report a problem
        5/8/2024Pending sale$554,900$251/sqft
        Source: Stellar MLS #S5104133 Report a problem
        5/2/2024Listed for sale$554,900+58.1%$251/sqft
        Source: Stellar MLS #S5104133 Report a problem
        12/18/2017Sold$350,914$159/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,518 +61.5%$441,300 -6.2%
        2024$5,276 +1.6%$470,600 +8%
        2023$5,194 +3.4%$435,700 +26.1%
        2022$5,025 +0.5%$345,600 +14.4%
        2021$5,000 +5.1%$302,000 +3.5%
        2020$4,758 +1%$291,900 +2%
        2019$4,710 $286,100 +19.4%
        2018$4,710 +7.3%$239,569 +498.9%
        2017$4,391 +616.2%$40,000 +86%
        2016$613 $21,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34772

        Getting around

        0 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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