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For sale
  • Price cut: $10K (6/5)
    $664,900

    512 Water Cliff Dr, Somerset, KY 42503

    5beds
    4,075sqft
    : 
    $4,188/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    0.79 Acres Lot
    $638,100 Zestimate®
    $163/sqft
    $-- HOA

    What's special

    Large dining roomLakefront homeStainless steel appliancesBeautifully designed kitchenExpansive family roomBuilt-in cabinetry and bookcasesDeck overlooking the lake
    Welcoming Lakefront Home with Panoramic Views of Lake Cumberland in the peaceful Lake Forest Subdivision. Experience relaxing lakefront living in this beautiful all-brick, two-story residence overlooking scenic Lake Cumberland. This exceptional home offers versatile space, elegance, and panoramic lake views that can be enjoyed from every room on the lake side of the home. With five spacious bedrooms and three full baths, including a Master Suite and a second Bedroom and a full bath on the main floor, this home accommodates all stages of life from families needing an extra first floor bedroom to empty nesters who desire first floor living but need extra space upstairs for guests. This thoughtfully designed home provides the perfect balance of comfort and sophistication for both everyday living and entertaining. The heart of the home is a beautifully designed kitchen, featuring granite countertops, stainless steel appliances, a wet bar, and a generous breakfast area, all flowing seamlessly into the formal and casual living spaces. A large dining room provides the perfect setting for hosting gatherings, while the formal living room and expansive family room create inviting spaces to relax and unwind. One of the homes most captivating features is the sun-drenched all-season sunroom offering breathtaking views of the lake and a peaceful retreat to enjoy year-round. This home has exceptional outdoor living spaces! Step into the rear, screened-in porch and enjoy the lake view or dinner while watching the sunset. The deck overlooking the lake is perfect for morning coffee, sunset views, or entertaining guests while taking in the natural beauty of the surrounding landscape, including the fully fenced backyard. There is literally a place to be for everyone. Throughout the home you'll find beautiful hardwood flooring, built-in cabinetry and bookcases, and thoughtfully designed living spaces that enhance both character and functionality. The home offers 4075 square feet of finished living space above grade, along with 906 square feet of unfinished basement space, providing excellent storage and endless possibilities for customization. Additional highlights include: an oversized 2 car garage on the main level, an additional 1+ car garage in the basement, and two attic spaces offering abundant storage. Recent updates provide peace of mind, including main level HVAC replaced in 2020 and the second floor HVAC replaced in 2024. This exceptional property offers the rare opportunity to own a spacious lakefront home on .79 acres in one of the most desirable communities near Lake Cumberland. The community boat ramp is just three minutes away. Comfort, scenic beauty and timeless design come together to create an extraordinary place to call home.
    145 days
    |
    739
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lula Jean Burton 606-875-2343,

    RE/MAX LakeTime Realty

    Source: Imagine MLS,MLS#: 26004247MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bedroom 5
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: Second
      Living room
      • Level: First
      Other
      • Description: Glass Sunroom
      • Level: First
      Other
      • Description: Pantry
      • Level: First
      Utility room
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Range
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Wet Bar, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood, Tile
      • Doors: Storm Door(s)
      • Windows: Skylight(s), Window Treatments, Blinds, Screens
      • Basement: Concrete,Partial,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log
      Interior area
      • Total structure area: 4,075
      • Total interior livable area: 4,075 sqft
      • Finished area above ground: 4,075
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Fencing: Chain Link
      • Has view: Yes
      • View description: Trees/Woods, Neighborhood, Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Body of water: Lake Cumberland
      Lot
      • Size: 0.79 Acres
      • Features: Landscaped
      Details
      • Parcel number: 0410014.2

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Concrete Perimeter
      • Roof: Composition,Dimensional Style,Shingle
      Condition
      • Year built: 2001

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Lake Forest
      HOA
      • Has HOA: No
      Location
      • Region: Somerset

      Financial & listing details

      • Price per square foot: $163/sqft
      • Tax assessed value: $630,000
      • Annual tax amount: $4,757
      • Date on market: 6/19/2026

        Estimated market value

        $638,100

        $606,000 - $670,000

        $3,581/mo

        Price history

        DateEventPrice
        6/19/2026Listed for sale$664,900$163/sqft
        Source: Imagine MLS #26004247 Report a problem
        6/15/2026Contingent$664,900$163/sqft
        Source: Imagine MLS #26004247 Report a problem
        6/5/2026Price change$664,900-1.5%$163/sqft
        Source: Imagine MLS #26004247 Report a problem
        3/6/2026Listed for sale$674,900-1.5%$166/sqft
        Source: Imagine MLS #26004247 Report a problem
        11/2/2025Listing removed$684,900$168/sqft
        Source: Imagine MLS #25010665 Report a problem
        10/1/2025Price change$684,900-0.7%$168/sqft
        Source: Imagine MLS #25010665 Report a problem
        5/29/2025Listed for sale$689,900+10.2%$169/sqft
        Source: Imagine MLS #25010665 Report a problem
        2/28/2022Sold$625,900+943.2%$154/sqft
        Source: Imagine MLS #20116620 Report a problem
        7/13/1999Sold$60,000$15/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,757 $630,000
        2023-- $630,000
        2022-- $630,000 +82.6%
        2021-- $345,000
        2020$2,530 $345,000
        2019$2,530 -3.2%$345,000 +6.2%
        2018$2,614 +8.1%$325,000
        2017$2,418 +1.7%$325,000
        2016$2,377 $325,000
        2015$2,377 +4.8%$325,000
        2014$2,269 +7.6%$325,000
        2010$2,109 $325,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42503

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Oakhill
        • Middle: Southern
        • High: Southwestern

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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