Skip main navigation
For sale
  • $695,000

    514 Waitsboro Dr, Somerset, KY 42503

    4beds
    5,796sqft
    : 
    $4,419/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.58 Acres Lot
    $651,800 Zestimate®
    $120/sqft
    $42/mo HOA

    What's special

    Stainless steel appliancesGrand two-story foyerSoaring ceilingsAbundant workspaceVersatile bonus roomGleaming hardwood floorsGranite countertops
    Rarely does an opportunity like this become available in the prestigious Waitsboro Estates community. Perched atop a scenic hillside overlooking beautiful Lake Cumberland, this impressive 4-bedroom, (Plus bonus room) 3.5-bath executive home offers timeless architecture, exceptional living space, and breathtaking views from multiple levels. Step inside the grand two-story foyer featuring soaring ceilings, gleaming hardwood floors, and an elegant staircase that sets the tone for the rest of the home. The spacious great room is filled with natural light and anchored by a fireplace, while formal living and dining areas provide the perfect setting for entertaining family and guests. The gourmet kitchen boasts custom cabinetry, granite countertops, stainless steel appliances, double wall ovens, a large center island, and abundant workspace for both everyday living and special occasions. The main-level primary suite serves as a private retreat, complete with a beautifully remodeled marble and tile walk-in shower and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile bonus room perfect for a home office, media room, or guest space. Outdoor living is equally impressive with an expansive covered patio and terrace designed to capture panoramic views of Lake Cumberland, the surrounding countryside, and the iconic bridge in the distance. An unfinished walk-out basement offers endless possibilities for future expansion, recreation, or storage. Recent updates include a new furnace, Generac generator, water softener, and professional landscaping. Located just minutes from Burnside Marina, restaurants, shopping, and all the recreational opportunities Lake Cumberland is known for, this remarkable property delivers luxury, space, and views in one of Somerset's most desirable neighborhood. *Lake Cumberland Views *Grand Two-Story Foyer *Hardwood & Travertine Flooring *Gourmet Kitchen with Island & Double Ovens *Main-Level Primary Suite *Bonus Room *Covered Patio & Terrace *Walk-Out Basement *Generac Generator *Minutes to Burnside Marina
    17 days
    |
    648
    |
    18
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Becker 606-367-7253,

    CENTURY 21 Advantage Realty

    Source: Imagine MLS,MLS#: 26018804MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: French Doors, Speciality Ceiling
      • Level: First
      Bedroom 1
      • Description: New Windows, View of Lake Cumberland
      • Level: Second
      Bedroom 2
      • Description: New Windows, View of Lake Cumberland
      • Level: Second
      Bedroom 3
      • Description: Jack n Jill bedroom and bath
      • Level: Second
      Bathroom 1
      • Description: Full Bath, New tiled walk-in shower w/ rainfall, shoe & walk
      • Level: First
      Bathroom 2
      • Description: Full Bath, Jack n Jill Bath and Bedroom
      • Level: Second
      Bathroom 3
      • Description: Full Bath
      • Level: Second
      Bathroom 4
      • Description: Half Bath
      • Level: First
      Dining room
      • Description: Lakeview, Scallop Ceiling
      • Level: First
      Family room
      • Description: 2 French doors, LP Gas Fireplace
      • Level: First
      Kitchen
      • Description: Travertine Tile Floors, New LP Gas Cooktop
      • Level: First
      Living room
      • Description: Lakeview
      • Level: First
      Utility room
      • Description: Builitin Cabinetry, Large
      • Level: First
      Heating
      • Electric, Heat Pump, Natural Gas
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Microwave, Other, Refrigerator, Cooktop
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Other, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Insulated Windows, Blinds
      • Basement: Concrete,Full,Interior Entry,Unfinished,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Propane
      Interior area
      • Total structure area: 5,796
      • Total interior livable area: 5,796 sqft
      • Finished area above ground: 5,796
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Basement, Driveway, Garage Faces Side
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Closets, Accessible Full Bath, Accessible Kitchen
      Features
      • Levels: Two
      • Fencing: None
      • Has view: Yes
      • View description: Rural, Trees/Woods, Mountain(s), Neighborhood, Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Body of water: Lake Cumberland
      Lot
      • Size: 0.58 Acres
      Details
      • Parcel number: 0518012

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1995
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane

      Community & HOA

      Community
      • Security: Security System Owned
      • Subdivision: Waitsboro Estates
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • Services included: Other
      • HOA fee: $500 annually
      Location
      • Region: Somerset

      Financial & listing details

      • Price per square foot: $120/sqft
      • Tax assessed value: $542,000
      • Annual tax amount: $4,797
      • Date on market: 7/17/2026

        Estimated market value

        $651,800

        $619,000 - $684,000

        $3,639/mo

        Price history

        DateEventPrice
        7/17/2026Listed for sale$695,000-0.6%$120/sqft
        Source: Imagine MLS #26018804 Report a problem
        7/15/2026Listing removed$699,000$121/sqft
        Source: Imagine MLS #26012418 Report a problem
        6/3/2026Listed for sale$699,000$121/sqft
        Source: Imagine MLS #26012418 Report a problem
        6/2/2026Contingent$699,000$121/sqft
        Source: Imagine MLS #26012418 Report a problem
        5/31/2026Listed for sale$699,000-6.7%$121/sqft
        Source: Imagine MLS #26012418 Report a problem
        5/24/2026Listing removed$749,000$129/sqft
        Source: Imagine MLS #25011024 Report a problem
        4/7/2026Price change$749,000-5.1%$129/sqft
        Source: Imagine MLS #25011024 Report a problem
        11/14/2025Price change$789,000-0.8%$136/sqft
        Source: Imagine MLS #25011024 Report a problem
        7/24/2025Price change$795,000-11.6%$137/sqft
        Source: Imagine MLS #25011024 Report a problem
        6/5/2025Listed for sale$899,000$155/sqft
        Source: Imagine MLS #25011024 Report a problem
        5/25/2025Listing removed$899,000$155/sqft
        Source: Imagine MLS #24021691 Report a problem
        3/11/2025Price change$899,000-2.8%$155/sqft
        Source: Imagine MLS #24021691 Report a problem
        10/24/2024Listed for sale$925,000+70.7%$160/sqft
        Source: Imagine MLS #24021691 Report a problem
        11/1/2021Sold$542,000-3%$94/sqft
        Source: Imagine MLS #20109766 Report a problem
        9/27/2021Contingent$559,000$96/sqft
        Source: Imagine MLS #20109766 Report a problem
        7/26/2021Price change$559,000-1.8%$96/sqft
        Source: SLCBOR #40149 Report a problem
        6/18/2021Price change$569,000-1%$98/sqft
        Source: Imagine MLS #20109766 Report a problem
        6/9/2021Price change$575,000-1.7%$99/sqft
        Source: Imagine MLS #20109766 Report a problem
        5/24/2021Listed for sale$585,000+17.2%$101/sqft
        Source: Imagine MLS #20109766 Report a problem
        10/18/2018Listing removed$499,000$86/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #27702 Report a problem
        6/21/2018Price change$499,000-2%$86/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #27702 Report a problem
        3/23/2018Price change$509,000-1.9%$88/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #27702 Report a problem
        12/8/2017Price change$519,000-1.9%$90/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #27702 Report a problem
        9/27/2017Price change$529,000-3.8%$91/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #27702 Report a problem
        3/24/2017Listed for sale$549,900-6.6%$95/sqft
        Source: CENTURY 21 Advantage Realty, A Robinson Company #26037 Report a problem
        10/1/2014Listing removed$589,000+45.4%$102/sqft
        Source: Coldwell Banker Foster Real Estate #18613 Report a problem
        3/28/2006Sold$405,000$70/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,797 $542,000
        2023-- $542,000
        2022-- $542,000 +10.6%
        2021-- $490,000
        2020$3,729 $490,000
        2019$3,729 -3.2%$490,000
        2018$3,854 +1.2%$490,000
        2017$3,807 +1.8%$490,000
        2016$3,738 $490,000
        2015$3,738 -2.8%$490,000
        2014$3,847 +31.2%$490,000 +21%
        2010$2,932 $405,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 42503

        Getting around

        7 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Western
        • Middle: Pulaski Co
        • High: Pulaski Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes