Welcome to your private mountain retreat with deeded lake access in the prestigious Lake Toxaway Estates. Tucked away on a peaceful lower mountain road, this beautifully appointed 3-bedroom, 2-bath cottage blends timeless mountain charm with modern convenience, creating the perfect getaway or year-round residence. The inviting open-concept floor plan seamlessly connects the living, dining, and kitchen areas, offering an ideal setting for both relaxed everyday living and effortless entertaining. The well-equipped kitchen features premium Bosch appliances and abundant storage, making meal preparation a pleasure. Offered fully furnished and move-in ready, this smart home is equipped with a Ring™ Video Doorbell, Security System, Floodlight Cameras, and a Nest™ thermostat, providing comfort, security, and peace of mind from day one. Step outside to the partially covered deck overlooking a spacious, fenced backyard—perfect for pets, outdoor gatherings, or simply enjoying the tranquil mountain surroundings. An attached two-car garage provides ample space for vehicles, recreational equipment, and additional storage. Just minutes from Lake Toxaway Country Club and its exceptional amenities, you'll enjoy easy access to golf, boating, tennis, dining, and a vibrant social scene. Combining location, lifestyle, and value, this is one of the most compelling opportunities in Lake Toxaway Estates. Membership to LTCC is based on application and availability.
Under contract-show
$975,000
522 Toxaway Ct, Lake Toxaway, NC 28747
3beds
1,540sqft
Single Family Residence
Built in 1992
1.1 Acres Lot
$928,800 Zestimate®
$633/sqft
$340/mo HOA
What's special
Modern conveniencePremium bosch appliancesWell-equipped kitchenTimeless mountain charmAbundant storageSpacious fenced backyardAttached two-car garage
- 82 days
- 73
- 1
Zillow last checked:
Listing updated:
Listed by:
Cindy Bishop cindy@laketoxaway.com,
Lake Toxaway Co.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4393237
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Oven, Refrigerator, Washer/Dryer
- Laundry: Laundry Room, Main Level
Features
- Has basement: No
- Fireplace features: Living Room
Interior area
- Total structure area: 1,540
- Total interior livable area: 1,540 sqft
- Finished area above ground: 1,540
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Faces Front, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Waterfront features: Boat Ramp – Community
- Body of water: Lake Toxaway
Lot
- Size: 1.1 Acres
Details
- Parcel number: 8512469636000
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Connected, Electricity Connected, Phone Connected, Propane
Community & HOA
Community
- Subdivision: Lake Toxaway Estates
HOA
- Has HOA: Yes
- HOA fee: $4,085 annually
- HOA name: LTCA
- HOA phone: 828-966-9453
Location
- Region: Lake Toxaway
- Elevation: 3000 Feet
Financial & listing details
- Price per square foot: $633/sqft
- Tax assessed value: $791,000
- Annual tax amount: $403,226
- Date on market: 6/11/2026
- Cumulative days on market: 82 days
- Electric utility on property: Yes
- Road surface type: Asphalt, Gravel, Paved
Estimated market value
$928,800
$882,000 - $975,000
$2,531/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/26/2026 | Pending sale | $975,000$633/sqft |
Source: HCMLS #1003499 Report a problem | ||
| 7/31/2026 | Contingent | $975,000$633/sqft |
Source: HCMLS #1003499 Report a problem | ||
| 6/11/2026 | Listed for sale | $975,000+23.3%$633/sqft |
Source: HCMLS #1003499 Report a problem | ||
| 9/29/2023 | Sold | $790,999-6.8%$514/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4062368 Report a problem | ||
| 9/14/2023 | Contingent | $849,000$551/sqft |
Source: HCMLS #102765 Report a problem | ||
| 8/18/2023 | Listed for sale | $849,000+42.7%$551/sqft |
Source: HCMLS #102765 Report a problem | ||
| 3/7/2023 | Sold | $595,000$386/sqft |
Source: HCMLS #101484 Report a problem | ||
| 2/9/2023 | Pending sale | $595,000$386/sqft |
Source: HCMLS #101484 Report a problem | ||
| 2/9/2023 | Contingent | $595,000$386/sqft |
Source: HCMLS #101484 Report a problem | ||
| 2/6/2023 | Listed for sale | $595,000+138%$386/sqft |
Source: HCMLS #101484 Report a problem | ||
| 1/24/2018 | Sold | $250,000$162/sqft |
Source: HCMLS #86885 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $403,226 +21321.4% | $839,180 +193.5% |
| 2024 | $1,882 | $285,940 |
| 2023 | $1,882 | $285,940 |
| 2022 | $1,882 +0.8% | $285,940 |
| 2021 | $1,868 +1.7% | $285,940 +8.4% |
| 2020 | $1,836 +0.7% | $263,840 |
| 2019 | $1,823 +22.2% | $263,840 |
| 2018 | $1,492 | $263,840 -17.9% |
| 2017 | -- | $321,460 |
| 2016 | -- | $321,460 -19.9% |
| 2015 | $1,700 | $401,380 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28747
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