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  • Price cut: $78K (8/1)
    $797,012

    5404 Cotton Top Ct, Waxhaw, NC 28173

    5beds
    5,495sqft
    : 
    $4,868/mo
    Get pre-qualified
    Single Family Residence
    Built in 2011
    1.57 Acres Lot
    $788,800 Zestimate®
    $145/sqft
    $40/mo HOA

    What's special

    Newer basement carpetingVersatile loftRebuilt deckSpacious bedroomsThree-car garageRecently relined poolThoughtfully designed interior
    Welcome to 5404 Cotton Top Court, where peaceful country living meets exceptional space, flexibility, and comfort. Situated on 1.569 acres in the sought-after Waxhaw countryside, this recently appraised residence offers an opportunity to enjoy a property designed for the way people live today. Priced below its recent appraised value, this home presents a unique opportunity for instant equity while delivering luxury, space, and versatility. A long private drive and three-car garage create an impressive arrival experience, while the thoughtfully designed interior provides room for everyday living, entertaining, and hosting guests. The formal dining room is ready for memorable gatherings, and the private main-level office with a full bath offers flexibility for a variety of lifestyle needs. At the center of the home, expansive living spaces connect seamlessly, creating an inviting environment for both large celebrations and quiet evenings at home. Natural flow leads outdoors to a backyard retreat featuring a recently relined pool and rebuilt deck, offering the perfect setting for summer afternoons, weekend cookouts, or relaxing under the Carolina sky. Upstairs, spacious bedrooms and a versatile loft provide additional room to spread out, work, play, or unwind. The fully finished lower level offers a private apartment-style living area that creates opportunities for extended guest stays, income-producing potential, additional flexible recreational living space, or extended living. Designed with both comfort and practicality in mind, the property also features dual septic systems, a private well with a water softener, a new outdoor condenser installed in 2026, and newer basement carpeting. Offering approximately 5,495 square feet across three levels, this home delivers the rare combination of privacy, versatility, and everyday convenience. Whether you're seeking room to grow, space to entertain, or a peaceful retreat from the pace of city life, 5404 Cotton Top Court provides a setting where lasting memories are ready to be made—all while benefiting from the confidence of purchasing WELL below appraised value - gaining instant equity as soon as you move in!
    114 days
    |
    1,703
    |
    110
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dee Brummett dee@AtHomeintheCarolinas.com,

    Coldwell Banker Realty,

    Ted Walania,

    Coldwell Banker Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4368521MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Other
      • Level: Basement
      Other
      • Level: Basement
      Other
      • Level: Basement
      Dining room
      • Level: Main
      Flex space
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Loft
      • Level: Upper
      Heating
      • Central, Forced Air, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Electric Oven, Ice Maker, Microwave, Plumbed For Ice Maker
      • Laundry: Electric Dryer Hookup, Laundry Room, Lower Level, Sink, Upper Level, Washer Hookup
      Features
      • Attic Other, Breakfast Bar, Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
      • Flooring: Carpet, Linoleum
      • Basement: Apartment,Exterior Entry,Finished,Walk-Out Access,Walk-Up Access
      • Attic: Other
      Interior area
      • Total structure area: 3,775
      • Total interior livable area: 5,495 sqft
      • Finished area above ground: 3,775
      • Finished area below ground: 1,720

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Keypad Entry, Parking Space(s), Garage on Main Level
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch
      • Exterior features: Fire Pit, In-Ground Irrigation
      • Has private pool: Yes
      • Pool features: Fenced, In Ground, Outdoor Pool, Salt Water
      • Fencing: Back Yard
      Lot
      • Size: 1.57 Acres
      • Dimensions: 112 x 107 x 48 x 362 x 313 x 313
      • Features: Cul-De-Sac, Level
      Living quarters
      • Secondary features: Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters
      Details
      • Additional structures: Outbuilding, Shed(s)
      • Parcel number: 06057204
      • Zoning: AJ2
      • Special conditions: Standard
      • Other equipment: Surround Sound

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • New construction: No
      • Year built: 2011
      Details
      • Builder model: Winslow
      • Builder name: True Homes

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Underground Utilities

      Community & HOA

      Community
      • Features: Street Lights, Other
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Houston Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $480 annually
      • HOA name: Cedar Management
      • HOA phone: 704-644-8808
      Location
      • Region: Waxhaw

      Financial & listing details

      • Price per square foot: $145/sqft
      • Tax assessed value: $759,900
      • Annual tax amount: $3,793
      • Date on market: 4/17/2026
      • Cumulative days on market: 114 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $788,800

        $749,000 - $828,000

        $6,158/mo

        Price history

        DateEventPrice
        8/1/2026Price change$797,012-8.9%$145/sqft
        Source: Canopy MLS as distributed by MLS GRID #4368521 Report a problem
        7/1/2026Price change$874,999-2.8%$159/sqft
        Source: Canopy MLS as distributed by MLS GRID #4368521 Report a problem
        6/14/2026Price change$899,999-5.3%$164/sqft
        Source: Canopy MLS as distributed by MLS GRID #4368521 Report a problem
        5/9/2026Price change$950,000-4.5%$173/sqft
        Source: Canopy MLS as distributed by MLS GRID #4368521 Report a problem
        4/29/2026Price change$995,000-0.5%$181/sqft
        Source: Canopy MLS as distributed by MLS GRID #4368521 Report a problem
        4/17/2026Listed for sale$1,000,000+157.7%$182/sqft
        Source: Canopy MLS as distributed by MLS GRID #4368521 Report a problem
        3/16/2011Sold$388,000+1075.8%$71/sqft
        Source: Public Record Report a problem
        12/1/2010Sold$33,000$6/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,793 +11.1%$759,900 +47.8%
        2024$3,415 +1.3%$514,100
        2023$3,369 $514,100
        2022$3,369 +0%$514,100
        2021$3,368 +3.4%$514,100 +25.6%
        2020$3,258 -1.8%$409,200
        2019$3,319 $409,200
        2018$3,319 $409,200
        2017$3,319 -2.9%$409,200
        2016$3,418 $409,200
        2015$3,418 $409,200 -2.8%
        2014-- $420,820 +2.8%
        2013-- $409,360
        2012-- $409,360 +351.4%
        2011-- $90,690
        2010-- $90,690
        2009$631 $90,690
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28173

        Getting around

        0 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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