Opportunity Knocks in Waterloo!
Welcome to this solid 3-bedroom brick ranch with an attached garage is full of potential and ready for its next chapter. Being sold as-is, this home is perfect for buyers looking to add their personal touch and build equity.
Inside, you’ll find hardwood floors in all three bedrooms, while the living room has already had the carpet removed—giving you a clean slate to design the flooring of your choice. The layout offers a functional flow with great bones, making it an ideal candidate for updates and customization.
The full basement adds even more value, featuring 2 bonus rooms, and a huge family room that could easily be transformed into a spacious home theater, game room, or additional family living space.
Whether you’re an investor or a homeowner with vision, this property offers a fantastic opportunity to create something special. With its desirable location in Waterloo and strong structural foundation, this home is ready to be brought back to life.
Bring your ideas and make this one your own!
Active
Listed by: Apex Realty Services Group, LLC
Price cut: $10K (5/25)
$220,000
609 Willow Ln, Waterloo, IL 62298
3beds
2,304sqft
Single Family Residence
Built in 1960
10,637 Square Feet Lot
$214,800 Zestimate®
$95/sqft
$-- HOA
What's special
Attached garageHuge family roomFull basement
- 57 days |
- 1,706 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Justin Hart 618-560-0376,
Apex Realty Services Group, LLC
Source: MARIS,MLS#: 26027009
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Bedroom
- Features: Floor Covering: Wood
- Level: First
- Area: 110
- Dimensions: 11x10
Bedroom 2
- Features: Floor Covering: Wood
- Level: First
- Area: 165
- Dimensions: 11x15
Bedroom 3
- Features: Floor Covering: Wood
- Level: First
- Area: 121
- Dimensions: 11x11
Bathroom
- Level: First
- Area: 56
- Dimensions: 8x7
Bonus room
- Level: Lower
- Area: 99
- Dimensions: 11x9
Bonus room
- Level: Basement
- Area: 99
- Dimensions: 11x9
Dining room
- Features: Floor Covering: Vinyl
- Level: First
- Area: 110
- Dimensions: 11x10
Family room
- Level: Basement
- Area: 396
- Dimensions: 36x11
Kitchen
- Features: Floor Covering: Vinyl
- Level: First
- Area: 88
- Dimensions: 11x8
Living room
- Level: First
- Area: 220
- Dimensions: 20x11
Heating
- Natural Gas
Cooling
- Central Air
Features
- Basement: Concrete
- Has fireplace: No
Interior area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
- Finished area above ground: 1,152
- Finished area below ground: 1,152
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
Lot
- Size: 10,637 Square Feet
- Features: Level
Details
- Parcel number: 0725303004000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- Fixer
- New construction: No
- Year built: 1960
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Sunset Acres 1st Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $95/sqft
- Tax assessed value: $197,580
- Annual tax amount: $3,762
- Date on market: 5/2/2026
- Cumulative days on market: 57 days
- Listing terms: Cash,Conventional
- Ownership: Private
Estimated market value
$214,800
$204,000 - $226,000
$1,909/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/25/2026 | Price change | $220,000-4.3%$95/sqft |
Source:  MARIS #26027009 Report a problem | ||
| 5/2/2026 | Listed for sale | $230,000+119%$100/sqft |
Source: MARIS #26027009 Report a problem | ||
| 7/1/2022 | Sold | $105,000$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,762 +20.1% | $65,860 +18% |
| 2023 | $3,134 +13% | $55,820 +2.4% |
| 2022 | $2,774 | $54,530 +4.6% |
| 2021 | -- | $52,120 +4.3% |
| 2020 | -- | $49,970 +3.6% |
| 2019 | -- | $48,240 +10.2% |
| 2018 | $2,228 | $43,780 -1.8% |
| 2017 | $2,228 | $44,579 +2.6% |
| 2016 | $2,228 +4.4% | $43,450 +0.7% |
| 2015 | $2,133 +5.7% | $43,150 +1.3% |
| 2014 | $2,018 | $42,610 +6.3% |
| 2012 | $2,018 | $40,100 -4.5% |
| 2011 | -- | $42,000 -1.2% |
| 2010 | -- | $42,500 -2.6% |
| 2009 | -- | $43,620 -1.4% |
| 2008 | -- | $44,250 +7% |
| 2007 | -- | $41,350 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 1.1 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Monroe County
- Waterloo
- 62298
- 609 Willow Ln
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