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For sale
    • Price cut: $30K (7/21)
    $749,900

    610 Gulf Stream Dr, Ocean City, MD 21842

    3beds
    1,552sqft
    : 
    $5,186/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    4,220 Square Feet Lot
    $-- Zestimate®
    $483/sqft
    $35/mo HOA

    What's special

    Waterfront residenceStunning three-season waterfront roomGentle coastal breezesWell-appointed bathsTranquil water viewsSpacious bedroomsCaptivating views
    Experience joyful coastal living in this adorable waterfront residence nestled in the highly sought-after community of Montego Bay in Ocean City. Perfectly positioned for both relaxation and recreation, this beautifully maintained 3-bedroom, 2-bath home offers a rare blend of location, lifestyle, and opportunity—now enhanced with a new hot water heater in 2025 and a BRAND NEW ROOF April of 2026 with transferrable warranty for added peace of mind. Wake each morning to tranquil water views and unwind in the stunning three-season waterfront room, where walls of windows invite natural light and gentle coastal breezes. Step outside to a large deck designed for entertaining, dining, or simply soaking in the serene surroundings as boats glide by. For boating enthusiasts, the private dock is a true highlight—thoughtfully designed to accommodate two boats or a combination of a boat and personal watercraft, complete with a convenient boat lift for effortless days on the water. From here, you’re just minutes away from open bay access and all the vibrant attractions, dining, and entertainment that make Ocean City a premier destination. Inside, the home offers a seamless blend of coastal charm and modern livability, with spacious bedrooms, well-appointed baths, and an inviting layout ideal for both everyday living and hosting guests. Located within the desirable Montego Bay community, residents enjoy an array of amenities including multiple swimming pools, tennis courts, pickleball, put put golf, walking paths, and easy access to the beach. Whether you’re seeking a luxurious primary residence, a vacation retreat, or an investment opportunity, this waterfront gem delivers an unparalleled lifestyle defined by comfort, convenience, and captivating views.
    99 days
    |
    2,314
    |
    94
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Coy 302-841-1105,

    Berkshire Hathaway HomeServices PenFed Realty - OP 4102083500

    Source: Bright MLS,MLS#: MDWO2037594MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Other, Electric
      Appliances
      • Included: Electric Water Heater
      • Laundry: Has Laundry, Main Level, Washer In Unit, Dryer In Unit
      Features
      • Attic, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Living, Combination Dining/Living, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Primary Bath(s), Dry Wall
      • Flooring: Carpet, Ceramic Tile
      • Doors: Storm Door(s), Six Panel, Insulated
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,552
      • Total interior livable area: 1,552 sqft
      • Finished area above ground: 1,552
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, Off Site
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Enclosed, Screened
      • Exterior features: Rain Gutters, Storage, Sidewalks
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Private Dock Site, Boat - Powered, Canoe/Kayak, Private Access, Personal Watercraft (PWC), Canal
      • Frontage length: Water Frontage Ft: 42
      Lot
      • Size: 4,220 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 2410195101
      • Zoning: TR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal,Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Batts Insulation, Block, Frame, Vinyl Siding
      • Foundation: Block, Crawl Space
      • Roof: Architectural Shingle
      Condition
      • Good
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Montego Bay
      HOA
      • Has HOA: Yes
      • HOA fee: $415 annually
      • HOA name: MONTEGO BAY CIVIC ASSOCIATION
      Location
      • Region: Ocean City
      • Municipality: Ocean City

      Financial & listing details

      • Price per square foot: $483/sqft
      • Tax assessed value: $694,200
      • Annual tax amount: $8,444
      • Date on market: 4/17/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Partially Furnished
      • Exclusions: Decorative Bedding Is For Staging Purposes Only And Does Not Convey
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/21/2026Price change$749,900-3.8%$483/sqft
        Source: Bright MLS #MDWO2037594 Report a problem
        6/13/2026Listed for sale$779,900$503/sqft
        Source: Bright MLS #MDWO2037594 Report a problem
        5/31/2026Contingent$779,900$503/sqft
        Source: Bright MLS #MDWO2037594 Report a problem
        5/29/2026Price change$779,900-2.5%$503/sqft
        Source: Bright MLS #MDWO2037594 Report a problem
        4/17/2026Listed for sale$799,900+236.8%$515/sqft
        Source: Bright MLS #MDWO2037594 Report a problem
        11/9/2020Sold$237,500$153/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,444 +12%$616,500 +14.4%
        2024$7,541 +16%$538,800 +16.9%
        2023$6,500 +7.2%$461,100
        2022$6,063 +7.5%$461,100 +15.5%
        2021$5,640 +8.4%$399,167 +8.4%
        2020$5,202 -0.7%$368,200
        2019$5,238 +0.7%$368,200
        2018$5,201 -10.5%$368,200 -10.6%
        2017$5,815 +7.1%$411,800 +2.4%
        2016$5,428 $401,967 +2.5%
        2015$5,428 $392,133 +2.6%
        2014$5,428 $382,300
        2013-- $382,300
        2012-- $382,300 -15.5%
        2011-- $452,340
        2010-- $452,340
        2009-- $452,340 -0.4%
        2008-- $454,370 +18.7%
        2007-- $382,740 +23%
        2006-- $311,110 +29.9%
        2005-- $239,480 +5.7%
        2004-- $226,602 +6%
        2003-- $213,726 +6.4%
        2002-- $200,850 +87.4%
        2001-- $107,166
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: North Ocean City

        Getting around

        6 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Worcester County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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