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For sale
    • $1,500,000

    640 Oak St, Saint Simons Island, GA 31522

    3beds
    1,779sqft
    : 
    $9,380/mo
    Get pre-qualified
    Single Family Residence
    Built in 1950
    6,534 Square Feet Lot
    $1,399,900 Zestimate®
    $843/sqft
    $-- HOA

    What's special

    Marble flooringHigh-end appliancesSpa-inspired tiled showerOutdoor showerStunning designer kitchenDual custom vanitiesBeautiful finishes throughout
    Prepare to be WOWED! This elegant, custom-renovated home in the heart of the Village perfectly blends coastal charm, modern luxury, and an unbeatable location. Thoughtfully renovated in 2021, this home offers the feel and finishes of a brand-new residence. Step inside to soaring 15-foot ceilings and an expansive open-concept living area that flows seamlessly into a stunning designer kitchen. The kitchen is truly the heart of the home, featuring a 12-foot quartz island with seating for six, high-end appliances, custom cabinetry, and beautiful finishes throughout. The private primary suite is a tranquil retreat, featuring dual custom vanities, marble flooring, and a spa-inspired tiled shower with convenient access to the serene backyard. Outside, enjoy an oversized deck perfect for entertaining, an outdoor shower, and lush landscaping creating a wonderfully private setting. Ideally located just a short stroll from the beach, Village shopping, restaurants, and parks, this exceptional home offers the perfect opportunity for a luxury vacation rental or dream primary residence. And an added bonus—flood insurance is not required, as the property is located in an X flood zone. This is coastal living at its finest!
    8 days
    823
    34

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Carol Pollock 912-996-2384,

    Golden Isles Realty

    Source: Scout MLS,MLS#: 2002809

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Electric, Heat Pump
      Cooling
      • Electric
      Appliances
      • Included: Disposal, Dishwasher, Gas Range, Microwave, Oven, Refrigerator, Washer/Dryer Stacked
      • Laundry: Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Double Vanity, High Ceilings, Recessed Lighting, Shower Only, Primary on First Floor
      • Flooring: Tile, Wood
      • Windows: Double Pane Windows
      • Has basement: No
      Interior area
      • Total interior livable area: 1,779 sqft

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch
      • Exterior features: Outdoor Shower, Private Yard
      • Fencing: Privacy
      Lot
      • Size: 6,534 Square Feet
      • Features: Back Yard, Landscaped, Level, Private
      Details
      • Parcel number: 0404492
      • Zoning description: Res Single
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Cottage
      • Property subtype: Single Family Residence
      Materials
      • Board & Batten Siding, HardiPlank Type, Spray Foam Insulation
      • Roof: Metal
      Condition
      • Updated/Remodeled,As Is
      • Year built: 1950
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
      Green energy
      • Energy efficient items: Insulation, Windows

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Park View
      HOA
      • Has HOA: No
      Location
      • Region: Saint Simons Island

      Financial & listing details

      • Price per square foot: $843/sqft
      • Tax assessed value: $904,600
      • Annual tax amount: $8,710
      • Date on market: 10/1/2026
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $1,399,900

        $1.33M - $1.47M

        $4,190/mo

        Price history

        DateEventPrice
        3/23/2026Listed for sale$1,500,000-5.7%$843/sqft
        Source: Scout MLS #1660734 Report a problem
        7/18/2025Price change$1,590,000-20.5%$894/sqft
        Source: Scout MLS #1655394 Report a problem
        6/16/2025Listed for sale$1,999,000+122.1%$1,124/sqft
        Source: Scout MLS #1654686 Report a problem
        5/7/2021Sold$900,000$506/sqft
        Source: Scout MLS #1625142 Report a problem
        4/12/2021Pending sale$900,000$506/sqft
        Source: Scout MLS #1625142 Report a problem
        4/1/2021Listed for sale$900,000+15.5%$506/sqft
        Source: Scout MLS #1625142 Report a problem
        8/19/2020Listing removed$779,000$438/sqft
        Source: Keller Williams Realty Golden Isles #1617094 Report a problem
        5/9/2020Price change$779,000-0.3%$438/sqft
        Source: Keller Williams Realty Golden Isles #1617094 Report a problem
        3/25/2020Price change$781,500-2.2%$439/sqft
        Source: Signature Properties Group Inc. #1614114 Report a problem
        1/16/2020Price change$799,000-2%$449/sqft
        Source: Signature Properties Group Inc. #1614114 Report a problem
        11/20/2019Price change$815,000-3%$458/sqft
        Source: Signature Properties Group Inc. #1614114 Report a problem
        10/15/2019Listed for sale$839,900+127.3%$472/sqft
        Source: Signature Properties Group Inc. #1614114 Report a problem
        4/19/2019Sold$369,500-13.1%$208/sqft
        Source: Scout MLS #1601427 Report a problem
        4/9/2019Pending sale$425,000$239/sqft
        Source: Signature Properties Group Inc. #1601427 Report a problem
        9/16/2018Price change$425,000-3.3%$239/sqft
        Source: Signature Properties Group Inc. #1601427 Report a problem
        8/6/2018Listed for sale$439,500$247/sqft
        Source: Signature Properties Group Inc. #1601427 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,914 +18%$361,840 +17.2%
        2024$7,556 -2%$308,680
        2023$7,710 -2%$308,680
        2022$7,866 +54.7%$308,680 +60.9%
        2021$5,086 $191,840
        2020-- $191,840 +96.1%
        2019$369 $97,840
        2018$369 $97,840
        2017$369 $97,840
        2016$369 +16.3%$97,840
        2015$317 $97,840
        2014$317 $97,840
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 31522

        Getting around

        65 / 100
        Somewhat Walkable
        59 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: St. Simons
        • Middle: Glynn Middle School
        • High: Glynn Academy

        Source: Scout MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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