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For sale
  • $1,175,000

    103 Cater St, Saint Simons Island, GA 31522

    4beds
    2,626sqft
    : 
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    Single Family Residence
    Built in 1971
    8,276 Square Feet Lot
    $-- Zestimate®
    $447/sqft
    $-- HOA

    What's special

    Modern finishesFenced in level yardLush island landscapeFloor-to-ceiling windowsOpen-concept living spacesNatural lightFlexible bonus room
    Experience the perfect blend of sleek, contemporary design and laid-back island vibes. This stunningly renovated St. Simons Island home offers a sophisticated sanctuary just minutes from the sands of East Beach. Renovations have been made to maintain the coastal charm while introducing modern finishes. Floor-to-ceiling windows act as a frame for the lush island landscape, drenching the open-concept living spaces with natural light.A flexible bonus room serves as the ultimate "choose your own adventure" space. It’s perfectly suited for a private guest suite, home office, or an art studio. The possibilities go on and on! With multiple bedrooms featuring direct outdoor access, it makes indoor/outdoor living a breeze. No need to clutter your living space with beach gear. The property includes a storage shed for bikes and boards, plus a carport to keep your vehicle cool and protected from the Georgia sun. No HOA, and lots of rental potential. The fenced in, level yard provides space to put in a pool if you choose. Whether you’re looking for a full-time residence or a premier coastal getaway, this property delivers in every way. Your coastal retreat awaits!
    85 days
    |
    272
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Emily Hall 304-532-5732,

    Keller Williams Realty Golden Isles

    Source: Scout MLS,MLS#: 1661146

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Cooktop, Dryer, Dishwasher, Microwave, Oven, Refrigerator, Washer
      • Laundry: Laundry Room, Sink
      Features
      • Built-in Features, Ceiling Fan(s), Walk-In Closet(s), Split Plan
      • Has basement: No
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,626 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered
      • Carport spaces: 2
      Features
      • Patio & porch: Patio, Porch
      • Exterior features: Gas Grill
      • Fencing: Chain Link,Fenced,Privacy
      Lot
      • Size: 8,276 Square Feet
      • Features: Level, Private, Sprinklers In Front, Sprinklers In Rear, Full Size Lot
      Details
      • Additional structures: Outbuilding, Other
      • Parcel number: 0402565
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • Updated/Remodeled,As Is
      • Year built: 1971
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Subdivision: Kelvin Grove
      Location
      • Region: Saint Simons Island

      Financial & listing details

      • Price per square foot: $447/sqft
      • Tax assessed value: $615,500
      • Annual tax amount: $6,052
      • Date on market: 4/20/2026
      • Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/20/2026Listed for sale$1,175,000-7.4%$447/sqft
        Source: Scout MLS #1661146 Report a problem
        12/31/2025Listing removed$1,269,000$483/sqft
        Source: GAMLS #10460990 Report a problem
        3/28/2025Price change$1,269,000-2.4%$483/sqft
        Source: GAMLS #10460990 Report a problem
        3/27/2025Price change$1,300,000+2.4%$495/sqft
        Source: Coldwell Banker Platinum Properties #10460990 Report a problem
        3/25/2025Price change$1,269,000-2.4%$483/sqft
        Source: Scout MLS #1651651 Report a problem
        2/11/2025Listed for sale$1,300,000+170.8%$495/sqft
        Source: Scout MLS #1651651 Report a problem
        8/14/2020Sold$480,000-1.9%$183/sqft
        Source: Scout MLS #1616417 Report a problem
        7/16/2020Pending sale$489,500$186/sqft
        Source: Berkshire Hathaway HomeServices Hodnett Cooper RE #8758715 Report a problem
        3/20/2020Listed for sale$489,500+2.2%$186/sqft
        Source: BHHS Hodnett Cooper Real Estate #1616417 Report a problem
        5/8/2019Listing removed$479,000$182/sqft
        Source: Berkshire Hathaway HomeServices Hodnett Cooper RE #8385869 Report a problem
        12/13/2018Price change$479,000-4.1%$182/sqft
        Source: Bhhs Hodnett Cooper Real Estate #1588953 Report a problem
        6/27/2018Listed for sale$499,500$190/sqft
        Source: BHHS Hodnett Cooper Real Estate #1588953 Report a problem
        6/18/2018Pending sale$499,500$190/sqft
        Source: BHHS Hodnett Cooper Real Estate #1588953 Report a problem
        5/11/2018Listed for sale$499,500$190/sqft
        Source: BHHS Hodnett Cooper Real Estate #1588953 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,105 +11.4%$246,200 +10.6%
        2024$5,482 -2%$222,520
        2023$5,593 +3.8%$222,520 +6%
        2022$5,390 +14.2%$209,920 +59.2%
        2021$4,718 $131,840
        2020-- $131,840 +6.4%
        2019$1,055 -10.6%$123,960
        2018$1,180 $123,960
        2017$1,180 -63.5%$123,960 +18.9%
        2016$3,230 +28.3%$104,280
        2015$2,517 -0.4%$104,280
        2014$2,527 $104,280
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 31522

        Getting around

        45 / 100
        Car-Dependent
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: St. Simons
        • Middle: Glynn Middle School
        • High: Glynn Academy

        Source: Scout MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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