For sale

Price cut: $40K (8/20)

$899,900

645 Riverside Dr, Lexington, NC 27292

3beds

3,325sqft

$5,300/mo

Get pre-qualified

Single Family Residence, Residential

Built in 2019

0.34 Acres Lot

$876,600 Zestimate^®

$--/sqft

$-- HOA

What's special

Beautiful lake viewsPrivate pierVersatile flex roomOpen floor planIndividual drivewaysSecond primary suiteDirect walkout access

Looking for a High Rock Lake waterfront home with TWO HOMES IN ONE? With over 3,300 sq. ft. of heated living space, this unique property is ideal for multi-generational living, extended family, guests, or investment potential. Separate upper and lower living areas each feature a full kitchen and laundry, with individual driveways. The main level offers 2 bedrooms, 2 full baths, an open floor plan, beautiful lake views, and a versatile flex room. The lower level truly feels like a second home, featuring a gourmet kitchen with a 9’ island and built-in double ovens, second primary suite, laundry, spacious living area, and flex space ideal for an office, gym, media or game room. Direct walkout access provides added privacy and flexibility for extended family or guests. Outside, enjoy approximately 85 feet of waterfront, a private pier, outdoor shower, oversized rear deck overlooking High Rock Lake, plus a storage building perfect for lake gear and outdoor equipment.

91 days
705
41

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Main level bathrooms: 2

Primary bedroom

Level: Main
Dimensions: 15 x 15.92

Primary bedroom

Level: Basement
Dimensions: 17.83 x 12.58

Bedroom 2

Level: Main
Dimensions: 14.58 x 13.17

Bonus room

Level: Main
Dimensions: 11.5 x 13.25

Bonus room

Level: Basement
Dimensions: 24 x 13.17

Dining room

Level: Main
Dimensions: 9.75 x 13.25

Dining room

Level: Basement
Dimensions: 16.83 x 12

Other

Level: Basement
Dimensions: 14 x 12.58

Kitchen

Level: Basement
Dimensions: 17.33 x 12.67

Kitchen

Level: Main
Dimensions: 13.25 x 13.25

Laundry

Level: Main
Dimensions: 5 x 3

Living room

Level: Main
Dimensions: 20 x 21.92

Heating

Heat Pump, Electric

Cooling

Central Air

Appliances

Included: Indoor Grill, Oven, Free-Standing Range, Electric Water Heater
Laundry: 2nd Dryer Connection, 2nd Washer Connection, Dryer Connection, In Basement, Main Level, Washer Hookup

Features

Ceiling Fan(s), Dead Bolt(s), Kitchen Island, Pantry
Flooring: Carpet, Laminate, Vinyl
Basement: Finished, Basement
Attic: Pull Down Stairs
Has fireplace: No

Interior area

Total structure area: 3,325
Total interior livable area: 3,325 sqft
Finished area above ground: 1,657
Finished area below ground: 1,668

Property

Parking

Parking features: Driveway, Gravel, Circular Driveway
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Porch
Pool features: None
On waterfront: Yes
Waterfront features: Lake Front

Lot

Size: 0.34 Acres
Features: Sloped

Details

Additional structures: Pier, Storage
Parcel number: 06027D0000076000
Zoning: RS
Special conditions: Owner Sale

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence, Residential

Materials

Block, Vinyl Siding

Condition

Year built: 2019

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Security: Carbon Monoxide Detector(s)
Subdivision: J.L. Daniel

HOA

Has HOA: No

Location

Region: Lexington

Financial & listing details

Tax assessed value: $428,570
Annual tax amount: $2,828
Date on market: 6/12/2026
Cumulative days on market: 90 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,Fannie Mae,FHA,VA Loan

Estimated market value

$876,600

$833,000 - $920,000

$3,315/mo

Price history

Date	Event	Price
8/20/2026	Price change	$899,900-4.3%
Source: Triad MLS #1224111 Report a problem
7/31/2026	Price change	$939,900-1.1%$283/sqft
Source: Canopy MLS as distributed by MLS GRID #4393067 Report a problem
7/16/2026	Price change	$949,900-5%$286/sqft
Source: Canopy MLS as distributed by MLS GRID #4393067 Report a problem
7/7/2026	Price change	$999,500-3.4%
Source: Triad MLS #1224111 Report a problem
6/26/2026	Price change	$1,035,000-5.9%$311/sqft
Source: Canopy MLS as distributed by MLS GRID #4393067 Report a problem
6/12/2026	Listed for sale	$1,100,000+201.4%
Source: Triad MLS #1224111 Report a problem
3/24/2020	Sold	$365,000
Source: Triad MLS #965666 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	--	$428,570
2025	$2,871 +1.9%	$428,570 +1.9%
2024	$2,818 +15.6%	$420,570 +15.6%
2023	$2,437	$363,780
2022	$2,437 +4.7%	$363,780
2021	$2,328 +27.4%	$363,780 +27.4%
2020	$1,828	$285,620 +111.6%
2019	--	$135,000
2018	$831	$135,000
2017	$831	$135,000
2016	$831	$135,000
2015	$831	$135,000