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Under contract-show
    • Price cut: $10.1K (7/16)
    $949,900

    6627 Harbor Oaks Dr, Denver, NC 28037

    3beds
    3,842sqft
    : 
    $5,660/mo
    Get pre-qualified
    Single Family Residence
    Built in 2009
    1.06 Acres Lot
    $927,000 Zestimate®
    $247/sqft
    $113/mo HOA

    What's special

    Thermador gas cooktopNewer double ovensBright open-concept floor planExpansive living spaces
    Welcome to 6627 Harbor Oaks Drive- a refined blend of luxury and comfort in the heart of Denver, NC near Lake Norman. Located in the desirable Harbor Oaks gated community, this beautifully appointed residence on approx one acre offers elevated living in a peaceful yet highly convenient setting just minutes from marinas, shopping, dining, and major commuter routes. Step inside to a bright, open-concept floor plan designed for both everyday living and upscale entertaining. Expansive living spaces flow seamlessly together, enhanced by natural light and thoughtful design throughout. A zero-grade entry provides ease of access and a seamless transition into the home, combining functionality with refined design. Home is beaming with natural light and features wooden plantation shutters/blinds on all windows. The impressive 3 car garage w/ built in storage is another feature as well as an expansive bonus/flex room complete with a full bath. The chef’s kitchen is equipped with upscale appliances including a Thermador gas cooktop and newer double ovens, delivering both performance and sophistication. The kitchen flows effortlessly into the main living and dining areas, creating an ideal space for gatherings and entertaining. The primary suite offers a private retreat with a spacious layout, walk-in closets, and a well-appointed spa like luxurious bath designed for comfort and relaxation. Additional bedrooms are generously sized, providing flexibility for guests and family. A formal office showcases wooden coffered ceilings and wood wainscotting. Step outside to a true backyard oasis with a saltwater pool/spa combo (2019) with waterfalls, an oversized deck with newer awning, and a brick fireplace, creating an exceptional outdoor living and entertaining experience. Enjoy peaceful seasonal lake views from the rear of the home, enhancing the serene setting. Additional highlights include surround sound and built in wifi creating a seamless audio experience for entertaining and everyday living. Major system upgrades provide peace of mind, including newer HVAC systems (2020 & 2023), water heaters (2024), a new full-home generator (2025), and an encapsulated crawlspace for improved efficiency and durability for the years to come. Perfectly positioned near Lake Norman, this home offers the ideal balance of luxury, comfort, and convenience in one of Denver’s most sought-after communities you don't want to miss at this price!
    83 days
    |
    1,448
    |
    119
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jane McGill realtorjanemcgill@gmail.com,

    Jane McGill Real Estate

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4366457MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s), Split BR Plan, Tray Ceiling(s), Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bathroom full
      • Features: Garden Tub
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Other
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Features: Ceiling Fan(s), Open Floorplan, Vaulted Ceiling(s)
      • Level: Main
      Kitchen
      • Features: Breakfast Bar
      • Level: Main
      Laundry
      • Level: Main
      Other
      • Features: Drop Zone
      • Level: Main
      Office
      • Features: Ceiling Fan(s), Coffered Ceiling(s)
      • Level: Main
      Heating
      • Electric, Forced Air, Zoned
      Cooling
      • Central Air, Electric, Multi Units, Zoned
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Double Oven, Dual Flush Toilets, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven
      • Laundry: Electric Dryer Hookup, Mud Room, Main Level, Sink
      Features
      • Breakfast Bar, Built-in Features, Drop Zone, Soaking Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Whirlpool
      • Flooring: Carpet, Marble, Tile, Wood
      • Doors: French Doors, Insulated Door(s), Sliding Doors
      • Windows: Insulated Windows, Window Treatments
      • Has basement: No
      • Fireplace features: Family Room, Gas Log, Outside, Propane
      Interior area
      • Total structure area: 3,842
      • Total interior livable area: 3,842 sqft
      • Finished area above ground: 3,842
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Garage, Garage Door Opener, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 3
      Accessibility
      • Accessibility features: Zero-Grade Entry
      Features
      • Levels: 1 Story/F.R.O.G.
      • Patio & porch: Awning(s), Covered, Deck, Front Porch, Patio
      • Exterior features: Fire Pit, In-Ground Irrigation
      • Pool features: Heated, In Ground, Pool/Spa Combo, Salt Water
      • Has spa: Yes
      • Fencing: Back Yard,Privacy
      Lot
      • Size: 1.06 Acres
      • Features: Cleared, Private, Views
      Details
      • Parcel number: 86838
      • Zoning: PD-R
      • Special conditions: Standard
      • Other equipment: Generator, Surround Sound

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Full, Hardboard Siding
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: County Water
      • Utilities for property: Cable Available, Propane, Underground Power Lines, Underground Utilities
      Green energy
      • Water conservation: Dual Flush Toilets

      Community & HOA

      Community
      • Features: Gated, Street Lights
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: Harbor Oaks
      HOA
      • Has HOA: Yes
      • HOA fee: $1,350 annually
      • HOA name: Harbor Oaks Homeowners Association
      • HOA phone: 704-892-1660
      Location
      • Region: Denver

      Financial & listing details

      • Price per square foot: $247/sqft
      • Tax assessed value: $801,562
      • Annual tax amount: $4,989
      • Date on market: 5/7/2026
      • Cumulative days on market: 66 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $927,000

        $881,000 - $973,000

        $3,797/mo

        Price history

        DateEventPrice
        7/16/2026Price change$949,900-1.1%$247/sqft
        Source: Canopy MLS as distributed by MLS GRID #4366457 Report a problem
        6/18/2026Price change$960,000-4%$250/sqft
        Source: Canopy MLS as distributed by MLS GRID #4366457 Report a problem
        6/8/2026Price change$999,900-14.9%$260/sqft
        Source: Canopy MLS as distributed by MLS GRID #4366457 Report a problem
        5/7/2026Listed for sale$1,175,000+148.9%$306/sqft
        Source: Canopy MLS as distributed by MLS GRID #4366457 Report a problem
        10/30/2015Sold$472,000-1.5%$123/sqft
        Source: Canopy MLS as distributed by MLS GRID #3071965 Report a problem
        8/4/2015Price change$479,000-2%$125/sqft
        Source: Lake Norman Realty, Inc. Report a problem
        3/24/2015Listed for sale$489,000+10.4%$127/sqft
        Source: Lake Norman Realty, Inc. #3071965 Report a problem
        8/14/2013Sold$443,000-1.6%$115/sqft
        Source: Public Record Report a problem
        8/2/2013Pending sale$450,000$117/sqft
        Source: Keller Williams Realty Lake Norman #2134579 Report a problem
        7/13/2013Listed for sale$450,000-9.1%$117/sqft
        Source: Keller Williams Realty Lake Norman #2134579 Report a problem
        5/22/2013Listing removed$495,000$129/sqft
        Source: Keller Williams Realty Lake Norman #2134579 Report a problem
        2/14/2013Listed for sale$495,000$129/sqft
        Source: Keller Williams Mooresville Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,989 +0.7%$801,562
        2024$4,953 $801,562
        2023$4,953 +7.4%$801,562 +32.1%
        2022$4,610 +0.9%$606,622
        2021$4,568 +3.1%$606,622
        2020$4,430 +12.6%$606,622 +10.7%
        2019$3,933 +15.3%$547,905 +17.7%
        2018$3,411 $465,503
        2017$3,411 +0.3%$465,503
        2016$3,400 +0.4%$465,503
        2015$3,387 -1.1%--
        2014$3,425 $472,151
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28037

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Rock Springs
        • Middle: North Lincoln
        • High: North Lincoln

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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