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    • Price cut: $70K (7/19)
    $825,000

    6869 W Harbor Dr, Elk Rapids, MI 49629

    5beds
    3,681sqft
    : 
    $5,638/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.48 Acres Lot
    $785,800 Zestimate®
    $224/sqft
    $-- HOA

    What's special

    Brick fireplacePrivate canal frontageBrand new carpetingTwo-car garageWalkout porchWalk-in closetCute wood stove
    NO MORE BOAT SLIP FEES! Bring your boat to your own dock. 120 feet of private canal frontage in Elk Rapids that connects directly to East Bay/Lake Michigan, PLUS shared Lake Michigan frontage just down the street. This is a true waterfront gem, that is not a drive-by! Featuring 3,680 sq ft of living space with 5 conforming bedrooms, 4 baths, a bonus room (perfect for an extra bedroom), and a separate office/nursery. Main Level: Primary suite with beautiful canal views with a walkout porch, huge bath, and walk-in closet. Spacious family room with water views, brick fireplace, and bar. Kitchen has generous counter space and eating area overlooking the canal, plus a formal dining room ideal for entertaining. Two-car garage enters into a convenient mudroom with full bath and laundry. Lower Level: Egress bedroom with family room with a full bath, cute wood stove, brand new carpeting, and a huge mechanical/storage area. Enjoy amazing restaurants, renowned golf courses, biking, kayaking, boating, and the chain of lakes. Short’s Brewery is just down the road — an excellent location for your family! There have been special assessments in the past for dredging, however, there is currently no active assessment for this purpose. Home is part of an Estate. The sellers have never lived in this home, which qualifies for a disclosure exemption—please review the provided documents for details. The home was built by O’Grady, and the original plans/prints are available. This house has great bones and offers plenty of bedrooms, making it ideal for a large family that wants room to spread out. The property is part of a homeowners association with annual dues of $160, which covers basic maintenance of the stairway leading down to the shared waterfront frontage. The association typically hosts a community barbecue at the end of the year. Room dimensions are approximate and should be verified by the buyer and buyer’s agent.
    49 days
    |
    2,282
    |
    103
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jan Plantrich 231-778-0990,

    Bayside Real Estate 231-778-0990

    Source: NGLRMLS,MLS#: 1946478MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 3/4 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Dining Room, Workshop
      Primary bedroom
      • Level: Main
      • Area: 258.08
      • Dimensions: 16.47 x 15.67
      Bedroom 2
      • Level: Upper
      • Area: 76.81
      • Dimensions: 8.06 x 9.53
      Bedroom 3
      • Level: Lower
      • Area: 143.45
      • Dimensions: 12.9 x 11.12
      Bedroom 4
      • Level: Upper
      • Area: 201.1
      • Dimensions: 16.47 x 12.21
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      • Area: 139.74
      • Dimensions: 10.23 x 13.66
      Family room
      • Level: Lower
      • Area: 240.7
      • Dimensions: 15.38 x 15.65
      Kitchen
      • Level: Main
      • Area: 270.25
      • Dimensions: 23.5 x 11.5
      Living room
      • Level: Main
      • Area: 278.33
      • Dimensions: 16.93 x 16.44
      Heating
      • Forced Air, Natural Gas, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Oven/Range, Disposal, Dishwasher, Water Softener Owned, Washer, Dryer, Gas Water Heater
      • Laundry: Main Level
      Features
      • Bookcases, Entrance Foyer, Walk-In Closet(s), Pantry, Breakfast Nook, Mud Room, Den/Study, High Speed Internet
      • Flooring: Other, Wood, Tile, Carpet
      • Windows: Bay Window(s)
      • Has fireplace: Yes
      • Fireplace features: Gas, Insert, Wood Burning, Stove
      Interior area
      • Total structure area: 3,681
      • Total interior livable area: 3,681 sqft
      • Finished area above ground: 2,041
      • Finished area below ground: 1,640

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Door Opener, Paved, Concrete
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Patio & porch: Deck, Porch, Screened
      • Exterior features: Sprinkler System, Garden, Rain Gutters, Dock
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: All Sports, Canal
      • Body of water: East Bay
      • Frontage type: Waterfront
      • Frontage length: 120
      Lot
      • Size: 0.48 Acres
      • Dimensions: 125 x 123
      • Features: Other, Landscaped, Subdivided
      Details
      • Additional structures: Shed(s)
      • Parcel number: 050640002710
      • Zoning description: Residential
      • Special conditions: Estate

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Frame, Brick
      • Foundation: Poured Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private
      Green energy
      • Energy efficient items: Not Applicable
      • Water conservation: Not Applicable

      Community & HOA

      Community
      • Features: Lake Privileges
      • Security: Smoke Detector(s)
      • Subdivision: Inwood Harbor
      HOA
      • Services included: Other
      Location
      • Region: Elk Rapids

      Financial & listing details

      • Price per square foot: $224/sqft
      • Tax assessed value: $486,300
      • Annual tax amount: $5,295
      • Price range: $825K - $825K
      • Date on market: 6/12/2026
      • Cumulative days on market: 49 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Lease term: Other
      • Road surface type: Asphalt

        Estimated market value

        $785,800

        $747,000 - $825,000

        $3,990/mo

        Price history

        DateEventPrice
        7/19/2026Price change$825,000-7.8%$224/sqft
        Source: NGLRMLS #1946478 Report a problem
        7/9/2026Price change$895,000-5.8%$243/sqft
        Source: NGLRMLS #1946478 Report a problem
        6/12/2026Listed for sale$950,000$258/sqft
        Source: NGLRMLS #1946478 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,295 +3.9%$478,800 +11.9%
        2024$5,095 +6.8%$427,700 +35.7%
        2023$4,770 $315,100 +32.2%
        2022-- $238,400 +3%
        2021-- $231,400 +3.8%
        2020-- $222,900 -0.3%
        2017$4,355 $223,500 +5%
        2016-- $212,900 -1.3%
        2015-- $215,700 +2.1%
        2014-- $211,200 +13%
        2013-- $186,900 -2.1%
        2011-- $191,000 -12.5%
        2010-- $218,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49629

        Getting around

        1 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lakeland Elementary School
        • Middle: Cherryland Middle School
        • High: Elk Rapids High School
        • District: Elk Rapids Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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