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  • Price cut: $25K (7/9)
    $399,900

    705 W River St, Monticello, MN 55362

    4beds
    2,664sqft
    : 
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    Single Family
    Built in 1960
    0.29 Acres Lot
    $396,500 Zestimate®
    $150/sqft
    $-- HOA

    What's special

    This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!
    18 days
    |
    1,947
    |
    110
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Gavin Henry 320-237-7342,

    Premier Real Estate Services

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7098345MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 243 Square Feet
      • Dimensions: 27x9
      Bedroom 2
      • Level: Main
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Bedroom 3
      • Level: Lower
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 4
      • Level: Lower
      • Area: 108 Square Feet
      • Dimensions: 12x9
      Dining room
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 13x14
      Family room
      • Level: Lower
      • Area: 238 Square Feet
      • Dimensions: 17x14
      Game room
      • Level: Lower
      • Area: 104 Square Feet
      • Dimensions: 13x8
      Hearth room
      • Level: Main
      • Area: 209 Square Feet
      • Dimensions: 11x19
      Kitchen
      • Level: Main
      • Area: 88 Square Feet
      • Dimensions: 11x8
      Living room
      • Level: Main
      • Area: 247 Square Feet
      • Dimensions: 19x13
      Heating
      • Baseboard, Ductless Mini-Split, Hot Water
      Cooling
      • Ductless Mini-Split
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      Features
      • Basement: Block,Daylight,Egress Window(s),Finished,Full,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Wood Burning
      Interior area
      • Total structure area: 2,664
      • Total interior livable area: 2,664 sqft
      • Finished area above ground: 1,532
      • Finished area below ground: 1,132

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Tuckunder Garage
      • Attached garage spaces: 2
      • Details: Garage Dimensions (20 x 20)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Composite Decking, Deck, Patio
      • Fencing: Chain Link,Full,Wood
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Front, Waterfront Elevation(15-26)
      • Frontage length: Water Frontage: 68
      Lot
      • Size: 0.29 Acres
      • Dimensions: 181 x 68 x 197 x 66
      • Features: Tree Coverage - Medium
      Details
      • Foundation area: 1532
      • Parcel number: 155010059040
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Asphalt
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Electric: Circuit Breakers, Power Company: Xcel Energy
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Original Monticello
      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $150/sqft
      • Tax assessed value: $303,500
      • Annual tax amount: $3,184
      • Date on market: 6/24/2026

        Estimated market value

        $396,500

        $377,000 - $416,000

        $2,809/mo

        Price history

        DateEventPrice
        7/9/2026Price change$399,900-5.9%$150/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7098345 Report a problem
        6/26/2026Listed for sale$424,900+8.9%$159/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7098345 Report a problem
        5/18/2023Sold$390,000$146/sqft
        Source: Public Record Report a problem
        12/21/2022Sold$390,000-2.5%$146/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6267028 Report a problem
        11/14/2022Pending sale$399,900$150/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6267028 Report a problem
        10/24/2022Price change$399,900-3.6%$150/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6267028 Report a problem
        10/19/2022Price change$414,900-2.4%$156/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6267028 Report a problem
        10/13/2022Price change$424,900-1.2%$159/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6267028 Report a problem
        10/6/2022Listed for sale$429,900+43.3%$161/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6267028 Report a problem
        4/11/2019Sold$300,000+143.9%$113/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5132941 Report a problem
        9/29/1997Sold$123,000$46/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,332 +6.7%$303,500 -8.1%
        2024$3,124 +4.4%$330,100 +4.1%
        2023$2,992 +4%$317,200 +8.5%
        2022$2,876 +8.8%$292,300 +11.6%
        2021$2,644 -7.5%$262,000 +5.4%
        2020$2,858 -64.3%$248,600 +3.3%
        2019$8,004 +180.1%$240,700 +18.5%
        2018$2,858 +9.5%$203,100 +3.7%
        2017$2,610 +5.5%$195,900
        2016$2,474 --
        2015$2,474 +0.6%--
        2014$2,460 +15.6%--
        2013$2,127 -17.5%--
        2012$2,580 -3.5%--
        2011$2,675 -2.2%--
        2010$2,734 -4.1%--
        2009$2,851 +5%--
        2008$2,715 +20.9%--
        2007$2,245 -1.4%--
        2006$2,277 +1.8%--
        2005$2,237 -2.7%--
        2004$2,299 +1.7%--
        2003$2,261 +3.8%--
        2002$2,178 -9.3%--
        2001$2,401 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55362

        Getting around

        36 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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