Active

$699,900

912 Saint Charles Ave, Charlottesville, VA 22901

5beds

3,387sqft

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Single Family Residence

Built in 1955

0.42 Acres Lot

$677,500 Zestimate^®

$207/sqft

$-- HOA

What's special

Rarely does an opportunity like this come to market. This substantial home offers 2,500 sq ft of above-grade living space plus a full basement — all on a generous 0.42-acre lot in one of Charlottesville's most established neighborhoods, just off Locust Ave with quick access to the 250 Bypass and minutes from Downtown. The property offers exceptional flexibility: a self-contained 2-bedroom accessory apartment serves as a guest cottage or income-generating rental, while the basement presents a compelling opportunity to create a third apartment unit. A large garage, beautiful covered porch, and rare city lot round out an impressive package. Having served as a rental for years, the home is ready for a new owner with vision — whether an investor seeking to maximize returns or a buyer eager to restore a character-rich property with serious upside. Offered as-is and priced $170,000 below city assessment.

13 days

906

15

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 3

Rooms

Room types: Bathroom, Bonus Room, Bedroom, Dining Room, Full Bath, Garage Apartment, Living Room

Bedroom

Level: First

Bedroom

Level: Second

Bathroom

Level: Second

Bathroom

Level: First

Other

Level: Basement

Bonus room

Level: Second

Dining room

Level: First

Living room

Level: First

Heating

Heat Pump

Cooling

Central Air

Features

Basement: Exterior Entry,Heated,Partially Finished,Walk-Out Access,Apartment

Interior area

Total structure area: 4,313
Total interior livable area: 3,387 sqft
Finished area above ground: 2,482
Finished area below ground: 905

Property

Parking

Total spaces: 2
Parking features: Attached, Carport, Garage Faces Front, Garage, Oversized
Attached garage spaces: 2
Has carport: Yes

Features

Levels: One and One Half
Stories: 1.5

Lot

Size: 0.42 Acres

Details

Parcel number: 480084100
Zoning description: R-A Low-Density Residentail District

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stick Built
Foundation: Block

Condition

New construction: No
Year built: 1955

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, High Speed Internet Available

Community & HOA

Community

Subdivision: NONE

HOA

Has HOA: No

Location

Region: Charlottesville

Financial & listing details

Price per square foot: $207/sqft
Tax assessed value: $847,600
Annual tax amount: $2,026
Date on market: 7/1/2026

Estimated market value

$677,500

$644,000 - $711,000

$2,902/mo

Price history

Date	Event	Price
6/17/2026	Listed for sale	$699,900$207/sqft
Source: CAAR #678552 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$8,436 +11.4%	$847,600 +11.6%
2024	$7,574 +6.2%	$759,600 +4.1%
2023	$7,134 +114.2%	$729,600 +5.2%
2022	$3,330 -41.7%	$693,800 +15.4%
2021	$5,710	$601,100 +3.6%
2020	--	$580,200 +4.1%
2019	$5,294 +2.9%	$557,300 +5.6%
2018	$5,144	$527,800 +3%
2017	--	$512,400 +6%
2016	$4,995	$483,600 +3.7%
2015	$4,995	$466,500 -3.1%
2014	$4,995	$481,600
2013	$4,995	$481,600
2012	$4,995	--
2011	$4,995	--
2010	--	--
2009	$5,366	--
2008	--	$588,400 +5.8%
2007	--	$556,200 +14.2%
2006	--	$487,100 +16.8%
2005	--	$417,100 +10.3%
2004	--	$378,000

Find assessor info on the county website

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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