Skip main navigation
For sale
  • Price cut: $38K (11/2)
    $949,186

    97 Cross St, Andover, MA 01810

    4beds
    3,282sqft
    : 
    $6,675/mo
    Get pre-qualified
    Single Family Residence
    Built in 1964
    1.03 Acres Lot
    $929,700 Zestimate®
    $289/sqft
    $-- HOA

    What's special

    High-efficiency heating systemTwo additional living suitesNewer windows and sidingTwo-car garage
    Ideal for multigenerational living! Nestled on 1.03 acres in a desirable Andover neighborhood, this spacious 3,282+ sq. ft. home offers a rare opportunity for extended families to live together while enjoying their own private spaces. Featuring two additional living suites, the home provides exceptional flexibility! The main-level suite includes a private bedroom, full bath, living room, walk-in closet, and separate entrance. The lower-level suite offers a fireplaced living room, half bath, kitchenette, and flexible fifth-bedroom configuration. The main living area features a contemporary kitchen with breakfast bar, open living and dining rooms, and a stunning 14’ x 16’ custom sunroom overlooking the private grounds. Numerous updates include a high-efficiency heating system, newer windows and siding, upgraded electrical, and added insulation. Complete with a two-car garage and parking for 8+ vehicles. Conveniently located near downtown Andover, schools, commuter rail, and major highways ocean and mountains.
    26 days
    2,421
    80

    Zillow last checked:

    Listing updated:

    Listed by:

    Constance Doto 978-697-5488,

    Connie Doto Realty Group 978-683-0004

    Source: MLS PIN,MLS#: 73591863

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bedroom 4
      • Level: First
      Bathroom 1
      • Features: Bathroom - Full
      • Level: First
      Bathroom 2
      • Features: Bathroom - Full
      • Level: First
      Bathroom 3
      • Features: Bathroom - Half
      • Level: First
      Dining room
      • Features: Flooring - Hardwood, Recessed Lighting
      • Level: First
      Family room
      • Level: Basement
      Kitchen
      • Features: Flooring - Stone/Ceramic Tile
      • Level: First
      Living room
      • Level: First
      Heating
      • Baseboard, Propane
      Cooling
      • None
      Appliances
      • Included: Tankless Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
      • Laundry: In Basement
      Features
      • Bathroom - Half, Sun Room, Inlaw Apt., Bathroom, Bedroom
      • Flooring: Tile, Hardwood
      • Basement: Full,Partially Finished
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Living Room
      Interior area
      • Total structure area: 3,282
      • Total interior livable area: 3,282 sqft
      • Finished area above ground: 3,282

      Property

      Parking
      • Total spaces: 10
      • Parking features: Under, Paved Drive, Off Street
      • Attached garage spaces: 2
      • Uncovered spaces: 8
      Features
      • Exterior features: Storage
      Lot
      • Size: 1.03 Acres
      Details
      • Parcel number: 1845568
      • Zoning: res

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch,Split Entry
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Irregular
      • Roof: Shingle
      Condition
      • Year built: 1964

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: for Electric Range

      Community & HOA

      Community
      • Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Laundromat, Highway Access, Public School
      HOA
      • Has HOA: No
      Location
      • Region: Andover

      Financial & listing details

      • Price per square foot: $289/sqft
      • Tax assessed value: $775,100
      • Annual tax amount: $9,681
      • Date on market: 10/16/2026

        Estimated market value

        $929,700

        $874,000 - $985,000

        $5,243/mo

        Price history

        DateEventPrice
        11/2/2026Price change$949,186-3.8%$289/sqft
        Source: MLS PIN #73591863 Report a problem
        10/16/2026Listed for sale$987,186+97.4%$301/sqft
        Source: MLS PIN #73591863 Report a problem
        8/17/2005Sold$500,186$152/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,518 $739,000
        2024$9,518 +3.5%$739,000 +9.8%
        2023$9,195 $673,100
        2022$9,195 +14.2%$673,100 +27.9%
        2021$8,049 +4.3%$526,400 +2.4%
        2020$7,717 +1.1%$514,100 +2.9%
        2019$7,632 +3.3%$499,800 +5.8%
        2018$7,391 +4.6%$472,600 +1.5%
        2017$7,065 +2.4%$465,400
        2016$6,897 +3.7%$465,400 +4.8%
        2015$6,650 +5.3%$444,200 +6.8%
        2014$6,315 +4.6%$416,000
        2013$6,036 +2.2%$416,000 -0.3%
        2012$5,905 +4.6%$417,300 +4.4%
        2011$5,645 +2.2%$399,800 -4.6%
        2010$5,525 +3.2%$418,900 -4.9%
        2009$5,355 +2.4%$440,400 -1.6%
        2008$5,231 -4.1%$447,500 -7.8%
        2007$5,457 +3.8%$485,100 +5.2%
        2006$5,257 +7%$461,100 +8.1%
        2005$4,911 +4.6%$426,700 +4.3%
        2004$4,695 +11.3%$409,300 +12.8%
        2003$4,219 +14.2%$362,800 +46.5%
        2001$3,694 +1.8%$247,600
        2000$3,627 +5.2%$247,600 +11.1%
        1997$3,449 $222,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 01810

        Getting around

        8 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts