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For sale by owner
  • $1,395,000

    1040 Cottage Dr, The Villages, FL 32162

    3beds
    2,400sqft
    : 
    $8,562/mo
    Get pre-qualified
    SingleFamily
    Built in 2004
    9,212 Square Feet Lot
    $-- Zestimate®
    $581/sqft
    $205/mo HOA

    What's special

    Metal roofFully handicapped accessibleLeaded glass french doorsCustom mirrorsLarge front porchSmart automatic toto toiletGranite countertops and backsplash
    Bond paid on this stunning, completely remodeled, over 2400 sq. ft. cottage style home that is fully handicapped accessible. This 3 bedroom, 2 1/2 bath home boasts a large front porch, salt water heated swimming pool with travertine deck located in the Lake Shore Cottages at Lake Sumter Landing. Enjoy a low maintenance exterior and beautiful curb appeal with Hardie Plank siding, metal roof, and wood look porcelain flooring on the screened front porch. Front porch furniture is included! Once inside, you'll find high end luxury plank flooring throughout the home. The open floor plan creates a spacious living area with large windows providing plenty of natural light. New lighting and ceiling fans provide style and help define each area of the home. This home has crown molding, 8" baseboards, and leaded glass French doors. The chef's kitchen features a Miele dishwasher, Bosch counter-depth refrigerator with wine chilling drawer, Samsung microwave and induction range, granite countertops and backsplash, under cabinet lighting, closet pantry, a farmhouse sink, and a under sink Reverse Osmosis water system. Kinetico whole house water treatment system is located in the garage as well. The 2023 salt water, heated pool with waterfalls, has beautiful travertine decking with wrap around privacy. Primary bedroom has a ensuite bath with large walk-in closet, newer cabinets, granite countertops, custom mirrors, and handicap accessible walk-in shower with two shower heads. Guest bath has been updated with granite countertops, a lighted vanity mirror, subway tile with tub/shower, and a smart automatic Toto toilet. The third bedroom, located directly off of the pool area does not have a closet, but includes a half bath. The 29' by 10' room off of the living area has diagonal tile flooring, "hurricane" glass picture windows, beadboard ceiling and a mini-split system that provides a comfortable sitting area with lovely views, off of the pool and patio. HVAC and tankless water heater new in 2023. Garage floor has an epoxy finish with a new RAM custom driveway and walkway. Tesla car charger in garage! Landscaping is beautiful and well kept. This is a spectacular home in a wonderful, unique neighborhood with it's own community pool. This great location provides all of the amenities of Lake Sumter Landing within a short walk. Experience this beautiful home for yourself. Real estate agents with clients welcome at negotiated rate. More photos coming!
    What the owner loves about this home
    Absolutely love the neighbors, neighborhood, and proximity to Lake Sumter Landing. The walking path along Lake Sumter to the square is a beautiful five minute walk! Love the front porch and pool areas!
    9 days
    |
    1,255
    |
    39
    |
    Listed by:

    Property Owner (240) 876-8234

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Laminate
      • Basement: None
      Interior area
      • Total interior livable area: 2,400 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage - Attached, Off-street
      Features
      • Exterior features: Other, Cement / Concrete
      • Has view: Yes
      • View description: Water, City
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 9,212 Square Feet
      Details
      • Parcel number: D23C011

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2004

      Community & HOA

      Community
      • Features: Fifty Five Plus Active Community
      • Senior community: Yes
      HOA
      • Has HOA: Yes
      • HOA fee: $205 monthly
      Location
      • Region: The Villages

      Financial & listing details

      • Price per square foot: $581/sqft
      • Tax assessed value: $896,040
      • Annual tax amount: $9,794
      • Date on market: 7/20/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $4,602/mo

        Price history

        DateEventPrice
        7/20/2026Listed for sale$1,395,000+26.8%$581/sqft
        Source: Owner Report a problem
        12/19/2024Sold$1,100,000-4.3%$458/sqft
        Source: Stellar MLS #G5088772 Report a problem
        11/20/2024Pending sale$1,150,000$479/sqft
        Source: Stellar MLS #G5088772 Report a problem
        11/4/2024Price change$1,150,000-6.1%$479/sqft
        Source: Stellar MLS #G5088772 Report a problem
        7/30/2024Price change$1,225,000-5.4%$510/sqft
        Source: Stellar MLS #G5083640 Report a problem
        6/21/2024Listed for sale$1,295,000+67.1%$540/sqft
        Source: Stellar MLS #G5083640 Report a problem
        3/11/2021Sold$775,000+39.1%$323/sqft
        Source: Public Record Report a problem
        12/2/2013Sold$556,995$232/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,794 +8.4%$896,040 +5.1%
        2024$9,034 +6.1%$852,260 +5.9%
        2023$8,518 -9.7%$804,740 -5.1%
        2022$9,428 -0.1%$847,980 +26%
        2021$9,433 +3.5%$673,000 +8.9%
        2020$9,111 $617,850 +1.4%
        2019$9,111 +1.8%$609,330 +21.4%
        2018$8,948 +23.1%$502,060 -0.7%
        2017$7,270 -3.2%$505,650 -0.7%
        2016$7,510 -1.2%$509,250 -0.7%
        2015$7,604 -2%$512,830 +3.7%
        2014$7,760 0%$494,680 +11.4%
        2013$7,761 $444,180 -0.6%
        2012-- $446,990 -0.6%
        2011-- $449,699 -0.6%
        2010-- $452,499
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32162

        Getting around

        53 / 100
        Somewhat Walkable
        69 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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