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For sale
    • Price cut: $14.9K (7/11)
    $685,000

    10654 Ashford Cir, Waldorf, MD 20603

    7beds
    3,872sqft
    : 
    $4,615/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.29 Acres Lot
    $679,500 Zestimate®
    $177/sqft
    $65/mo HOA

    What's special

    Crisp white cabinetryTimeless curb appealNewly renovated spa-inspired bathStainless steel appliancesGorgeous quartz countertopsLarge center islandGas cooking
    Welcome Home to This Exceptional Fully RENOVATED Residence Offering the Perfect Blend of Space, Style, and Flexibility! Nestled in the convenient and established Ashford community of Waldorf, this impressive brick and siding single-family home combines modern upgrades, generous living space, and a location that places shopping, dining, parks, schools, and commuter routes within easy reach. From the moment you arrive, you will discover the timeless curb appeal and spacious 2-car garage. Step inside to discover a stunning interior that has been thoughtfully remodeled from top to bottom with today's most sought-after finishes. The main level features and cozy bedroom and a full bath . The heart of the home is the designer kitchen featuring crisp white cabinetry, a large center island, gorgeous quartz countertops, stainless steel appliances, and gas cooking—perfect for everyday living and entertaining alike. New Luxury Vinyl Plank flooring flows throughout the home, creating a seamless, stylish, and low-maintenance living environment. Outside, you'll love the flat, fully fenced rear yard—an ideal space for outdoor gatherings, gardening, play, or simply relaxing in your own private retreat. Pet owners will especially appreciate the secure yard that offers plenty of room for dogs to run and play. With an impressive 7 bedrooms and 4 full baths, this home provides exceptional flexibility for large households, multi-generational living, guests, or home office needs. The luxurious primary suite serves as a private sanctuary, featuring a stunning newly renovated spa-inspired bath. The additional bathrooms have also been beautifully updated with contemporary finishes. Convenience continues with an upper-level laundry room ideally located near the bedrooms. The fully finished lower level offers incredible versatility with two legal bedrooms, a full bath, kitchenette, and egress, making it perfect for extended family, guests, an au pair suite, or potential income-producing opportunities. There is no HOA restriction on rental space. Rarely does a home offer this much space, so many upgrades, and such flexible living arrangements—all within the desirable Ashford community. This is truly a move-in-ready opportunity that checks every box. ** lower level has legal permits at Charles County)
    55 days
    |
    384
    |
    27
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Susan Ford 703-928-1898,

    Pearson Smith Realty, LLC 571-386-1075

    Source: Bright MLS,MLS#: MDCH2055592MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Description: Percent Finished: 100.0
      • Area: 1202
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Disposal, Oven/Range - Gas, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
      • Laundry: Upper Level
      Features
      • Bathroom - Stall Shower, Bathroom - Walk-In Shower, Breakfast Area, Open Floorplan, Formal/Separate Dining Room, Kitchen Island, Kitchen - Gourmet, Pantry, Upgraded Countertops, Walk-In Closet(s), Dry Wall, Cathedral Ceiling(s), 9'+ Ceilings
      • Flooring: Luxury Vinyl, Ceramic Tile
      • Doors: Six Panel
      • Windows: Double Pane Windows, Screens
      • Basement: Other
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 3,872
      • Total interior livable area: 3,872 sqft
      • Finished area above ground: 2,670
      • Finished area below ground: 1,202
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Faces Front, Concrete, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      • Details: Garage Sqft: 460
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Patio, Deck
      • Exterior features: Sidewalks, Other
      • Pool features: None
      • Fencing: Back Yard
      • Has view: Yes
      • View description: Garden
      Lot
      • Size: 0.29 Acres
      • Features: Backs to Trees, Level
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0906231829
      • Zoning: RM
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • Excellent
      • New construction: No
      • Year built: 1998
      • Major remodel year: 2025

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Broadband, Cable

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector(s)
      • Subdivision: Ashford
      HOA
      • Has HOA: Yes
      • Amenities included: Common Grounds
      • Services included: Trash, Snow Removal, Common Area Maintenance
      • HOA fee: $775 annually
      • HOA name: ASHFORD OAKS
      Location
      • Region: Waldorf

      Financial & listing details

      • Price per square foot: $177/sqft
      • Tax assessed value: $453,600
      • Annual tax amount: $6,160
      • Date on market: 6/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Washer, Dryer & Refrigerator
      • Ownership: Fee Simple

        Estimated market value

        $679,500

        $646,000 - $713,000

        $3,908/mo

        Price history

        DateEventPrice
        7/11/2026Price change$685,000-2.1%$177/sqft
        Source: Bright MLS #MDCH2055592 Report a problem
        6/2/2026Price change$699,900+16.7%$181/sqft
        Source: Bright MLS #MDCH2055592 Report a problem
        6/1/2026Listed for sale$599,900+26%$155/sqft
        Source: Bright MLS #MDCH2055592 Report a problem
        1/12/2024Sold$476,000+0.2%$123/sqft
        Source: Bright MLS #MDCH2027814 Report a problem
        12/11/2023Pending sale$475,000$123/sqft
        Source: Bright MLS #MDCH2027814 Report a problem
        12/2/2023Price change$475,000-2.7%$123/sqft
        Source: Bright MLS #MDCH2027814 Report a problem
        11/13/2023Price change$488,000-1.4%$126/sqft
        Source: Bright MLS #MDCH2027814 Report a problem
        11/7/2023Listed for sale$495,000+23.8%$128/sqft
        Source: Bright MLS #MDCH2027814 Report a problem
        10/16/2020Sold$400,000$103/sqft
        Source: Public Record Report a problem
        8/16/2020Pending sale$400,000$103/sqft
        Source: Century 21 New Millennium #MDCH216110 Report a problem
        8/16/2020Price change$400,000+1.3%$103/sqft
        Source: Century 21 New Millennium #MDCH216110 Report a problem
        8/13/2020Listed for sale$394,900+12.8%$102/sqft
        Source: Century 21 New Millennium #MDCH216110 Report a problem
        4/9/2004Sold$350,000+72%$90/sqft
        Source: Public Record Report a problem
        10/27/1998Sold$203,543+307.1%$53/sqft
        Source: Public Record Report a problem
        8/18/1998Sold$50,000$13/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,366 -4.8%$453,600 -5.4%
        2024$6,684 +23.1%$479,500 +10.7%
        2023$5,428 +26.2%$433,233 -9.6%
        2022$4,303 +0.8%$479,500 +40.7%
        2021$4,269 +2.2%$340,700 +2.2%
        2020$4,178 -2.7%$333,433 -2.1%
        2019$4,296 +2.3%$340,700 +6.8%
        2018$4,200 +4.1%$318,900 +4.1%
        2017$4,036 +11.3%$306,433 +4.2%
        2016$3,625 $293,967 +4.4%
        2015$3,625 $281,500
        2014$3,625 $281,500
        2013-- $281,500 -6.6%
        2012-- $301,300
        2011-- $301,300
        2010-- $301,300 -36%
        2009-- $470,800 +14.2%
        2008-- $412,370 +16.5%
        2007-- $353,940 +19.8%
        2006-- $295,510 +9.6%
        2005-- $269,610 +10.6%
        2004-- $243,710 +11.9%
        2003-- $217,810 +2.9%
        2002-- $211,586 +3%
        2001-- $205,363
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20603

        Getting around

        2 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Berry
        • Middle: Mattawoman
        • High: North Point
        • District: Charles County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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