HUGE PRICE IMPROVEMENT !!! Welcome Home to This Exceptional Fully RENOVATED Residence Offering the Perfect Blend of Space, Style, and Flexibility! Nestled in the convenient and established Ashford community of Waldorf, this impressive brick and siding single-family home combines modern upgrades, generous living space, and a location that places shopping, dining, parks, schools, and commuter routes within easy reach. From the moment you arrive, you will discover the timeless curb appeal and spacious 2-car garage. Step inside to discover a stunning interior that has been thoughtfully remodeled from top to bottom with today's most sought-after finishes. The main level features and cozy bedroom and a full bath . The heart of the home is the designer kitchen featuring crisp white cabinetry, a large center island, gorgeous quartz countertops, stainless steel appliances, and gas cooking—perfect for everyday living and entertaining alike. New Luxury Vinyl Plank flooring flows throughout the home, creating a seamless, stylish, and low-maintenance living environment. Outside, you'll love the flat, fully fenced rear yard—an ideal space for outdoor gatherings, gardening, play, or simply relaxing in your own private retreat. Pet owners will especially appreciate the secure yard that offers plenty of room for dogs to run and play. With an impressive 7 bedrooms and 4 full baths, this home provides exceptional flexibility for large households, multi-generational living, guests, or home office needs. The luxurious primary suite serves as a private sanctuary, featuring a stunning newly renovated spa-inspired bath. The additional bathrooms have also been beautifully updated with contemporary finishes. Convenience continues with an upper-level laundry room ideally located near the bedrooms. The fully finished lower level offers incredible versatility with two legal bedrooms, a full bath, kitchenette, and egress, making it perfect for extended family, guests, an au pair suite, or potential income-producing opportunities. There is no HOA restriction on rental space. Rarely does a home offer this much space, so many upgrades, and such flexible living arrangements—all within the desirable Ashford community. This is truly a move-in-ready opportunity that checks every box. ** lower level has legal permits at Charles County and could be rented out short or long term.
For sale
Price cut: $25.1K (8/26)
$649,900
10654 Ashford Cir, Waldorf, MD 20603
7beds
3,872sqft
Single Family Residence
Built in 1998
0.29 Acres Lot
$647,400 Zestimate®
$168/sqft
$65/mo HOA
What's special
Crisp white cabinetryTimeless curb appealNewly renovated spa-inspired bathStainless steel appliancesGorgeous quartz countertopsLarge center islandGas cooking
- 101 days
- 776
- 57
Zillow last checked:
Listing updated:
Listed by:
Susan Ford 703-928-1898,
Pearson Smith Realty, LLC 571-386-1075
Source: Bright MLS,MLS#: MDCH2055592
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Description: Percent Finished: 100.0
- Area: 1202
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Disposal, Oven/Range - Gas, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- Laundry: Upper Level
Features
- Bathroom - Stall Shower, Bathroom - Walk-In Shower, Breakfast Area, Open Floorplan, Formal/Separate Dining Room, Kitchen Island, Kitchen - Gourmet, Pantry, Upgraded Countertops, Walk-In Closet(s), Dry Wall, Cathedral Ceiling(s), 9'+ Ceilings
- Flooring: Luxury Vinyl, Ceramic Tile
- Doors: Six Panel
- Windows: Double Pane Windows, Screens
- Basement: Other
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,872
- Total interior livable area: 3,872 sqft
- Finished area above ground: 2,670
- Finished area below ground: 1,202
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Concrete, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 4
- Details: Garage Sqft: 460
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Patio, Deck
- Exterior features: Sidewalks, Other
- Pool features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Garden
Lot
- Size: 0.29 Acres
- Features: Backs to Trees, Level
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0906231829
- Zoning: RM
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 1998
- Major remodel year: 2025
Utilities & green energy
- Electric: 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Broadband, Cable
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector(s)
- Subdivision: Ashford
HOA
- Has HOA: Yes
- Amenities included: Common Grounds
- Services included: Trash, Snow Removal, Common Area Maintenance
- HOA fee: $775 annually
- HOA name: ASHFORD OAKS
Location
- Region: Waldorf
Financial & listing details
- Price per square foot: $168/sqft
- Tax assessed value: $453,600
- Annual tax amount: $6,160
- Date on market: 6/1/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: Washer, Dryer & Refrigerator
- Ownership: Fee Simple
Estimated market value
$647,400
$615,000 - $680,000
$4,231/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/26/2026 | Price change | $649,900-3.7%$168/sqft |
Source: | ||
| 8/1/2026 | Price change | $675,000-1.5%$174/sqft |
Source: | ||
| 7/11/2026 | Price change | $685,000-2.1%$177/sqft |
Source: | ||
| 6/2/2026 | Price change | $699,900+16.7%$181/sqft |
Source: | ||
| 6/1/2026 | Listed for sale | $599,900+26%$155/sqft |
Source: | ||
| 1/12/2024 | Sold | $476,000+0.2%$123/sqft |
Source: | ||
| 12/11/2023 | Pending sale | $475,000$123/sqft |
Source: | ||
| 12/2/2023 | Price change | $475,000-2.7%$123/sqft |
Source: | ||
| 11/13/2023 | Price change | $488,000-1.4%$126/sqft |
Source: | ||
| 11/7/2023 | Listed for sale | $495,000+23.8%$128/sqft |
Source: | ||
| 10/16/2020 | Sold | $400,000$103/sqft |
Source: Public Record Report a problem | ||
| 8/16/2020 | Pending sale | $400,000$103/sqft |
Source: Century 21 New Millennium #MDCH216110 Report a problem | ||
| 8/16/2020 | Price change | $400,000+1.3%$103/sqft |
Source: Century 21 New Millennium #MDCH216110 Report a problem | ||
| 8/13/2020 | Listed for sale | $394,900+12.8%$102/sqft |
Source: Century 21 New Millennium #MDCH216110 Report a problem | ||
| 4/9/2004 | Sold | $350,000+72%$90/sqft |
Source: Public Record Report a problem | ||
| 10/27/1998 | Sold | $203,543+307.1%$53/sqft |
Source: Public Record Report a problem | ||
| 8/18/1998 | Sold | $50,000$13/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,366 -4.8% | $453,600 -5.4% |
| 2024 | $6,684 +23.1% | $479,500 +10.7% |
| 2023 | $5,428 +26.2% | $433,233 -9.6% |
| 2022 | $4,303 +0.8% | $479,500 +40.7% |
| 2021 | $4,269 +2.2% | $340,700 +2.2% |
| 2020 | $4,178 -2.7% | $333,433 -2.1% |
| 2019 | $4,296 +2.3% | $340,700 +6.8% |
| 2018 | $4,200 +4.1% | $318,900 +4.1% |
| 2017 | $4,036 +11.3% | $306,433 +4.2% |
| 2016 | $3,625 | $293,967 +4.4% |
| 2015 | $3,625 | $281,500 |
| 2014 | $3,625 | $281,500 |
| 2013 | -- | $281,500 -6.6% |
| 2012 | -- | $301,300 |
| 2011 | -- | $301,300 |
| 2010 | -- | $301,300 -36% |
| 2009 | -- | $470,800 +14.2% |
| 2008 | -- | $412,370 +16.5% |
| 2007 | -- | $353,940 +19.8% |
| 2006 | -- | $295,510 +9.6% |
| 2005 | -- | $269,610 +10.6% |
| 2004 | -- | $243,710 +11.9% |
| 2003 | -- | $217,810 +2.9% |
| 2002 | -- | $211,586 +3% |
| 2001 | -- | $205,363 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 20603
Nearby schools
Schools provided by the listing agent
- Elementary: Berry
- Middle: Mattawoman
- High: North Point
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




