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  • Price cut: $25K (10/1)
    $899,900

    108 Ramsey Ln, Saint Simons Island, GA 31522

    4beds
    2,302sqft
    : 
    $5,807/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    9,583 Square Feet Lot
    $879,800 Zestimate®
    $391/sqft
    $-- HOA

    What's special

    Thoughtful finishesFully fenced yardSparkling saltwater inground poolRich wood floorsGenerous workspaceAbundant natural lightStainless steel appliances
    Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.
    38 days
    559
    41

    Zillow last checked:

    Listing updated:

    Listed by:

    Leann Duckworth 912-266-7675,

    Duckworth Properties

    Source: GAMLS,MLS#: 10838640MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 4
      Rooms
      • Room types: Laundry
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
      • Laundry: Laundry Closet, Other
      Features
      • Double Vanity, Separate Shower, Split Foyer, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Hardwood, Tile
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 2,302
      • Total interior livable area: 2,302 sqft
      • Finished area above ground: 2,302
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Attached, Garage
      • Has attached garage: Yes
      Features
      • Levels: One
      • Stories: 1
      • Has private pool: Yes
      • Pool features: In Ground, Salt Water
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 9,583 Square Feet
      • Features: Other
      Details
      • Parcel number: 0415479

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Metal
      Condition
      • Resale
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Sewer Connected, Water Available

      Community & HOA

      Community
      • Features: None
      • Subdivision: Harrington
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Saint Simons Island

      Financial & listing details

      • Price per square foot: $391/sqft
      • Tax assessed value: $483,900
      • Annual tax amount: $1,735
      • Date on market: 9/2/2026
      • Cumulative days on market: 39 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        $879,800

        $836,000 - $924,000

        $5,281/mo

        Price history

        DateEventPrice
        10/1/2026Price change$899,900-2.7%$391/sqft
        Source: GAMLS #10838640 Report a problem
        9/2/2026Listed for sale$924,900+8.8%$402/sqft
        Source: Scout MLS #2002263 Report a problem
        3/31/2025Sold$850,000-3.3%$369/sqft
        Source: Scout MLS #1649924 Report a problem
        12/22/2024Pending sale$879,000$382/sqft
        Source: Scout MLS #1649924 Report a problem
        10/30/2024Listed for sale$879,000+77.1%$382/sqft
        Source: Scout MLS #1649924 Report a problem
        9/20/2021Sold$496,255+11.3%$216/sqft
        Source: Scout MLS #1623599 Report a problem
        1/13/2021Pending sale$446,000$194/sqft
        Source: Scout MLS #1623599 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,751 +0.6%$193,560 -0.3%
        2024$1,741 +6.5%$194,120
        2023$1,634 -8.5%$194,120
        2022$1,786 $194,120
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 31522

        Getting around

        10 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Oglethorpe Point
        • Middle: Glynn
        • High: Glynn

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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