Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.
Active
Price cut: $25K (10/1)
$899,900
108 Ramsey Ln, Saint Simons Island, GA 31522
4beds
2,302sqft
Single Family Residence
Built in 2021
9,583 Square Feet Lot
$879,800 Zestimate®
$391/sqft
$-- HOA
What's special
Thoughtful finishesFully fenced yardSparkling saltwater inground poolRich wood floorsGenerous workspaceAbundant natural lightStainless steel appliances
- 39 days
- 563
- 41
Zillow last checked:
Listing updated:
Listed by:
Leann Duckworth 912-266-7675,
Duckworth Properties
Source: GAMLS,MLS#: 10838640
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Rooms
- Room types: Laundry
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
- Laundry: Laundry Closet, Other
Features
- Double Vanity, Separate Shower, Split Foyer, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Hardwood, Tile
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 2,302
- Total interior livable area: 2,302 sqft
- Finished area above ground: 2,302
- Finished area below ground: 0
Property
Parking
- Parking features: Attached, Garage
- Has attached garage: Yes
Features
- Levels: One
- Stories: 1
- Has private pool: Yes
- Pool features: In Ground, Salt Water
- Fencing: Back Yard,Fenced
Lot
- Size: 9,583 Square Feet
- Features: Other
Details
- Parcel number: 0415479
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Sewer Connected, Water Available
Community & HOA
Community
- Features: None
- Subdivision: Harrington
HOA
- Has HOA: No
- Services included: None
Location
- Region: Saint Simons Island
Financial & listing details
- Price per square foot: $391/sqft
- Tax assessed value: $483,900
- Annual tax amount: $1,735
- Date on market: 9/2/2026
- Cumulative days on market: 39 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$879,800
$836,000 - $924,000
$5,281/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/1/2026 | Price change | $899,900-2.7%$391/sqft |
Source: | ||
| 9/2/2026 | Listed for sale | $924,900+8.8%$402/sqft |
Source: Scout MLS #2002263 Report a problem | ||
| 3/31/2025 | Sold | $850,000-3.3%$369/sqft |
Source: Scout MLS #1649924 Report a problem | ||
| 12/22/2024 | Pending sale | $879,000$382/sqft |
Source: Scout MLS #1649924 Report a problem | ||
| 10/30/2024 | Listed for sale | $879,000+77.1%$382/sqft |
Source: Scout MLS #1649924 Report a problem | ||
| 9/20/2021 | Sold | $496,255+11.3%$216/sqft |
Source: Scout MLS #1623599 Report a problem | ||
| 1/13/2021 | Pending sale | $446,000$194/sqft |
Source: Scout MLS #1623599 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,751 +0.6% | $193,560 -0.3% |
| 2024 | $1,741 +6.5% | $194,120 |
| 2023 | $1,634 -8.5% | $194,120 |
| 2022 | $1,786 | $194,120 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 31522
Nearby schools
Schools provided by the listing agent
- Elementary: Oglethorpe Point
- Middle: Glynn
- High: Glynn
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





