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For sale
    • $499,990

    1081 NE 130th Ter, Silver Springs, FL 34488

    3beds
    2,491sqft
    : 
    $3,453/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    0.59 Acres Lot
    $-- Zestimate®
    $201/sqft
    $160/mo HOA

    What's special

    Private deckUpdated guest bathroomMesmerizing water viewsLow-heat composite deckOpen floor planNew lvp flooringPlenty of outdoor space
    Escape to your own private oasis in this stunning waterfront property. With breathtaking 180-degree views of the lake, a private deck, and plenty of outdoor space, you'll feel like you're on vacation every day. Nestled on .59 acres with an impressive 252 feet of pristine lake frontage, this exceptional waterfront home offers the perfect blend of privacy, comfort, and everyday serenity within a private, gated community. The open floor plan invites natural light to pour in while keeping the lake as the centerpiece from the living area, primary suite, and 3rd bedroom. New LVP flooring and an updated guest bathroom create a fresh, inviting feel throughout. Step outside onto the low-heat composite deck and let the worries of the day melt away. Sip your morning coffee and watch the sunrise as the lake comes to life with Whistling Ducks and their babies or simply relax and enjoy the gentle breeze and mesmerizing water views. With 252 feet of shoreline, there's plenty of room to embrace the waterfront lifestyle you've always imagined. Community amenities include a park with playground and pavilion, fishing dock and kayak and canoe storage. Major updates include a new roof (2019), HVAC (2023), water heater (2025), whole-house water filtration system, hurricane shutters, and a Generac whole-house generator, providing comfort and peace of mind in every season. This is more than just a lakefront home, it's a place where lifelong memories are made, weekends feel like vacations, and every day ends with a front-row seat to one of nature's most beautiful views. Welcome home to Lake Waldena. Call today to schedule your private tour!
    37 days
    663
    28

    Zillow last checked:

    Listing updated:

    Listed by:

    Harold J Hutchinson 352-232-1290,

    SandPeak Realty Inc

    Source: HCMLS,MLS#: 2260364MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Carpet
      • Level: First
      • Area: 311.25
      • Dimensions: 13.58x22.92
      Bedroom 2
      • Description: Carpet
      • Level: First
      • Area: 153.79
      • Dimensions: 13x11.83
      Bedroom 3
      • Description: Carpet
      • Level: First
      • Area: 166.79
      • Dimensions: 13x12.83
      Den
      • Description: LVP Floor
      • Level: First
      • Area: 139.95
      • Dimensions: 11.83x11.83
      Dining room
      • Description: LVP Floor
      • Level: First
      • Area: 145.07
      • Dimensions: 11.92x12.17
      Family room
      • Description: LVP Floor
      • Level: First
      • Area: 280.18
      • Dimensions: 18.17x15.42
      Kitchen
      • Description: Tile Floor
      • Level: First
      • Area: 173.69
      • Dimensions: 11.33x15.33
      Living room
      • Description: LVP Floor
      • Level: First
      • Area: 473.62
      • Dimensions: 15.92x29.75
      Other
      • Description: Basement Storage
      • Level: First
      • Area: 134.55
      • Dimensions: 7.58x17.75
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: In Unit
      Features
      • Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Double Vanity, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Tile, Vinyl
      • Windows: Storm Shutters
      • Has fireplace: No
      Interior area
      • Total structure area: 2,491
      • Total interior livable area: 2,491 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Fencing: Fenced
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake Front, Lake Privileges
      Lot
      • Size: 0.59 Acres
      • Features: Sprinklers In Front, Sprinklers In Rear
      Details
      • Additional structures: Shed(s)
      • Parcel number: 3198200120
      • Zoning: R2
      • Zoning description: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public, Well
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Not In Hernando
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock, Gated, Playground
      • HOA fee: $160 monthly
      • HOA name: Sentry Management, Inc.
      • HOA phone: 352-390-8916
      Location
      • Region: Silver Springs

      Financial & listing details

      • Price per square foot: $201/sqft
      • Tax assessed value: $395,741
      • Annual tax amount: $5,972
      • Date on market: 7/29/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Listed for sale$499,990+3.1%$201/sqft
        Source: Stellar MLS #W7887977 Report a problem
        2/29/2024Sold$484,900$195/sqft
        Source: Stellar MLS #OM669899 Report a problem
        1/9/2024Pending sale$484,900$195/sqft
        Source: Stellar MLS #OM669899 Report a problem
        12/26/2023Listed for sale$484,900+155.2%$195/sqft
        Source: Stellar MLS #OM669899 Report a problem
        11/16/2012Sold$190,000-5%$76/sqft
        Source: OMCAR #377161 Report a problem
        6/11/2012Listed for sale$199,900$80/sqft
        Source: Lake Weir Realty, Inc. #375287 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,972 +127.8%$395,741 +110%
        2024$2,622 +2.6%$188,409 +3%
        2023$2,555 +3.1%$182,921 +3%
        2022$2,479 +0.2%$177,593 +3%
        2021$2,474 +1.1%$172,420 +1.6%
        2020$2,448 +1.6%$169,733 +2.3%
        2019$2,410 $165,917 +1.9%
        2018$2,410 +7.5%$162,823 +2.1%
        2017$2,243 +9.4%$159,474 +2.1%
        2016$2,049 $156,194 +7.6%
        2015$2,049 +6.3%$145,178 +0.8%
        2014$1,927 +7%$144,026 +5%
        2013$1,802 -9.6%$137,145 -8.2%
        2012$1,993 -7.4%$149,395 -6.2%
        2011$2,152 -6.6%$159,352 -6.3%
        2010$2,304 -7.9%$170,090 -9.1%
        2009$2,500 +1.7%$187,085 +0.1%
        2008$2,458 -3.6%$186,899 +3.6%
        2007$2,549 -6.6%$180,457 +2.5%
        2006$2,729 +352.4%$176,056 +3%
        2005$603 $170,930 +424%
        2004$603 +30.4%$32,622 +47%
        2002$463 +1.5%$22,185
        2001$456 $22,185
        2000$456 $22,185
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34488

        Getting around

        0 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Marion
        • Middle: Fort Mccoy
        • High: Lake Weir

        Source: HCMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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