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    • Price cut: $4K (7/9)
    $795,000

    109 Cumberland Dr, Belton, TX 76513

    4beds
    3,267sqft
    : 
    $5,672/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    0.5 Acres Lot
    $789,700 Zestimate®
    $243/sqft
    $-- HOA

    What's special

    Lvp flooring throughoutQuartz countersDeep soaking tubSoaring ceilingsSmart home techCustom cabinetsSeparate walk-through shower
    STUNNING 4BR/4BA MODERN FARMHOUSE IN TENNESSEE VALLEY ESTATES, BELTON! Discover modern luxury in this 3,267 sq ft gem blending timeless farmhouse charm with contemporary style—perfect for today's family. Welcoming deep front porch with double doors leads to an open-concept layout featuring soaring ceilings, dramatic cathedral ceiling in the family room, pine ceilings with beams, stone accents, gorgeous fixtures, LVP flooring throughout, and smart home tech. The chef’s kitchen dazzles with a 48” gas range (double oven), pot filler, premium stainless appliances, quartz counters, custom cabinets, and oversized butler’s pantry with microwave, 2nd fridge space, and backyard views. Enjoy a dedicated media room with kitchenette, plus a stunning office with on-trend molding. Luxurious primary suite offers dual vanities, deep soaking tub, separate walk-through shower, and dreamy walk-in closet with lighted shelves. Three additional spacious bedrooms and baths provide ample room for everyone. Practical extras include a mudroom, foam insulation (including garage), and impressive 3-car garage. Step out to 881 sq ft of covered porch with stained pine ceilings—ideal for year-round enjoyment. Backyard is prepped for easy pool installation! Located in top-rated Lake Belton ISD, within Tennessee Valley Estates HOA, and under 1 mile from Temple Lake Park (swim beach, picnics, ramps) and Arrowhead Point boat ramp—perfect for lake lovers. Built for modern living with every detail covered—don’t miss this rare find! Schedule your tour today.
    154 days
    |
    681
    |
    46
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Mahler 254-760-3489,

    Mahler Group,

    Matthew Mahler 254-316-1188,

    Mahler Group

    Source: Central Texas MLS,MLS#: 607484MLS LogoOriginating MLS: Temple Belton Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Central, Electric, Multiple Heating Units
      Cooling
      • Electric, 2 Units
      Appliances
      • Included: Double Oven, Gas Range, Some Electric Appliances, Some Gas Appliances, Cooktop, Microwave, Range
      • Laundry: Laundry Chute, Washer Hookup, Electric Dryer Hookup, Laundry Closet, Laundry in Utility Room, Laundry Room, Laundry Tub, Sink
      Features
      • Attic, Built-in Features, Ceiling Fan(s), Chandelier, Carbon Monoxide Detector, Crown Molding, Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Game Room, High Ceilings, Home Office, Primary Downstairs, Multiple Living Areas, Main Level Primary, Open Floorplan, Stone Counters, Recessed Lighting, Split Bedrooms
      • Flooring: Carpet, Tile, Vinyl
      • Windows: Double Pane Windows
      • Attic: Partially Floored
      • Number of fireplaces: 2
      • Fireplace features: Blower Fan, Bedroom, Electric, Family Room
      Interior area
      • Total interior livable area: 3,267 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Door-Multi, Garage, Garage Door Opener, Oversized, Garage Faces Side
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Covered Patio, Porch
      • Pool features: None
      • Fencing: Back Yard,Wood,Wrought Iron
      • Has view: Yes
      • View description: None
      • Body of water: None
      Lot
      • Size: 0.5 Acres
      Details
      • Parcel number: 473806
      • Special conditions: Builder Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Foam Insulation, Masonry, Stone Veneer, SprayFoam Insulation
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Year built: 2025
      Details
      • Builder name: Smitherman Homes

      Utilities & green energy

      • Sewer: Aerobic Septic
      • Water: Public

      Community & HOA

      Community
      • Features: None, Curbs
      • Security: Prewired, Smoke Detector(s)
      • Subdivision: Tennessee Valley Estate
      HOA
      • Has HOA: Yes
      Location
      • Region: Belton

      Financial & listing details

      • Price per square foot: $243/sqft
      • Tax assessed value: $63,750
      • Annual tax amount: $1,530
      • Date on market: 3/17/2026
      • Cumulative days on market: 335 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt, Paved

        Estimated market value

        $789,700

        $750,000 - $829,000

        $3,613/mo

        Price history

        DateEventPrice
        7/9/2026Price change$795,000-0.5%$243/sqft
        Source: Central Texas MLS #607484 Report a problem
        3/9/2026Price change$799,000-1.2%$245/sqft
        Source: Central Texas MLS #591377 Report a problem
        1/8/2026Price change$809,000-2.4%$248/sqft
        Source: Central Texas MLS #591377 Report a problem
        9/18/2025Listed for sale$829,000$254/sqft
        Source: Central Texas MLS #591377 Report a problem
        1/8/2021Sold--
        Source: Central Texas MLS #426045 Report a problem
        3/8/2019Sold--
        Source: Central Texas MLS #343202 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,530 +2.6%$63,750
        2024$1,491 +1.9%$63,750
        2023$1,463 -8.6%$63,750
        2022$1,601 $63,750 -25%
        2021-- $85,000 +19.6%
        2020$1,881 +57.7%$71,068 +66.7%
        2019$1,193 -4.7%$42,641
        2018$1,252 $42,641
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 76513

        Getting around

        5 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lakewood Elementary
        • District: Belton ISD

        Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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