Skip main navigation
For sale
  • $337,500

    109 Saw Grass Way, Panama City, FL 32404

    4beds
    1,847sqft
    : 
    $2,252/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    7,840 Square Feet Lot
    $334,500 Zestimate®
    $183/sqft
    $105/mo HOA

    What's special

    Fenced yardPremium waterfront lotFunctional breakfast barBreakfast nook layoutPeaceful established backdropSleek granite countertopsInviting open floor plan
    Welcome to 109 Saw Grass Way, a beautiful 4-bedroom, 2-bathroom residence tucked into the scenic and highly desirable Villages of Mill Bayou in Panama City, FL. Situated on a premium waterfront lot, this home offers a peaceful, established backdrop paired with an array of attractive interior upgrades. Inside, you'll find an inviting open floor plan featuring durable LVP flooring, custom cabinetry, and a large living area that flows effortlessly into a spacious kitchen and breakfast nook layout. The kitchen and bathrooms both shine with sleek granite countertops, complete with a functional breakfast bar for easy dining, while the primary bath features a relaxing soaking tub. Beyond your back door, enjoy a fenced yard and no rear neighbors just a peaceful waterview. The Mill Bayou community invites an active lifestyle with access to kayaking, fishing, sidewalks, and a community pool, all while being just a stone's throw from the top-rated schools, shopping. dining and more. Tour today!
    20 days
    |
    458
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Porcha Cooper 210-214-7750,

    Redfin Corporation

    Source: CPAR,MLS#: 793313MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 16 x 13
      Bedroom
      • Level: First
      • Dimensions: 12 x 10
      Bedroom
      • Level: First
      • Dimensions: 12 x 10
      Bedroom
      • Level: First
      • Dimensions: 12 x 10
      Dining room
      • Level: First
      • Dimensions: 16 x 13
      Kitchen
      • Level: First
      • Dimensions: 17 x 11
      Living room
      • Level: First
      • Dimensions: 22 x 14
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 1,847
      • Total interior livable area: 1,847 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Porch, Screened
      • Exterior features: Porch
      • Pool features: In Ground, Community
      • Fencing: Fenced
      • On waterfront: Yes
      • Waterfront features: Other
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 65.0 ft x 120.0 ft
      • Features: Paved
      Details
      • Parcel number: 11352760210

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Features: Pool
      • Subdivision: Mill Bayou Phase 1
      HOA
      • Has HOA: Yes
      • Services included: Pool(s)
      • HOA fee: $105 monthly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $183/sqft
      • Tax assessed value: $304,513
      • Annual tax amount: $4,664
      • Date on market: 7/30/2026

        Estimated market value

        $334,500

        $318,000 - $351,000

        $2,413/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$337,500-5.9%$183/sqft
        Source: ECAOR #1008792 Report a problem
        6/29/2024Listing removed--
        Source: Zillow Rentals Report a problem
        6/22/2024Listed for rent$2,150+10.3%$1/sqft
        Source: Zillow Rentals Report a problem
        6/22/2024Listing removed--
        Source: Owner Report a problem
        6/6/2024Price change$358,500-1.9%$194/sqft
        Source: Owner Report a problem
        5/21/2024Listed for sale$365,500+4.5%$198/sqft
        Source: Owner Report a problem
        3/22/2023Listing removed--
        Source: Zillow Rentals Report a problem
        3/16/2023Listed for rent$1,950-14.3%$1/sqft
        Source: Zillow Rentals Report a problem
        3/16/2023Listing removed--
        Source: Owner Report a problem
        3/3/2023Listed for sale$349,900-1.7%$189/sqft
        Source: Owner Report a problem
        3/1/2023Listing removed--
        Source: CPAR #730546 Report a problem
        2/9/2023Price change$355,900-1.1%$193/sqft
        Source: CPAR #730546 Report a problem
        1/8/2023Price change$359,900-1.8%$195/sqft
        Source: CPAR #730546 Report a problem
        9/17/2022Price change$366,500-2.4%$198/sqft
        Source: CPAR #730546 Report a problem
        8/18/2022Price change$375,500-0.9%$203/sqft
        Source: CPAR #730546 Report a problem
        8/8/2022Price change$379,000-1.2%$205/sqft
        Source: CPAR #730546 Report a problem
        7/15/2022Listed for sale$383,500+33.4%$208/sqft
        Source: Owner Report a problem
        2/28/2021Listing removed--
        Source: Owner Report a problem
        7/17/2020Listing removed$287,500$156/sqft
        Source: Owner Report a problem
        5/4/2020Price change$287,500-0.7%$156/sqft
        Source: Owner Report a problem
        2/5/2020Price change$289,600-0.1%$157/sqft
        Source: American Realty of Bay County Inc #689553 Report a problem
        10/23/2019Price change$289,900-2.1%$157/sqft
        Source: American Realty of Bay County Inc #689553 Report a problem
        10/9/2019Listed for sale$296,000+7.8%$160/sqft
        Source: Exit Realty American #689553 Report a problem
        9/25/2019Listing removed$2,275$1/sqft
        Source: Owner Report a problem
        9/24/2019Listed for rent$2,275$1/sqft
        Source: Owner Report a problem
        8/14/2019Sold$274,700+357.8%$149/sqft
        Source: Public Record Report a problem
        8/4/2018Sold$60,000$32/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,664 +6%$304,513 +9.1%
        2023$4,401 +19.2%$279,136 +10%
        2022$3,692 $253,760
        2021-- --
        2020$3,363 +311.8%$225,139 +300.3%
        2019$816 $56,243 +3.5%
        2018$816 +2.3%$54,349 +2.3%
        2017$798 +0.8%$53,125 +808.4%
        2016$792 $5,848
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32404

        Getting around

        3 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Merritt Brown
        • High: Mosley

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes