Welcome to 109 Saw Grass Way, a beautiful 4-bedroom, 2-bathroom residence tucked into the scenic and highly desirable Villages of Mill Bayou in Panama City, FL. Situated on a premium waterfront lot, this home offers a peaceful, established backdrop paired with an array of attractive interior upgrades. Inside, you'll find an inviting open floor plan featuring durable LVP flooring, custom cabinetry, and a large living area that flows effortlessly into a spacious kitchen and breakfast nook layout. The kitchen and bathrooms both shine with sleek granite countertops, complete with a functional breakfast bar for easy dining, while the primary bath features a relaxing soaking tub. Beyond your back door, enjoy a fenced yard and no rear neighbors just a peaceful waterview. The Mill Bayou community invites an active lifestyle with access to kayaking, fishing, sidewalks, and a community pool, all while being just a stone's throw from the top-rated schools, shopping. dining and more. Tour today!
For sale
$337,500
109 Saw Grass Way, Panama City, FL 32404
4beds
1,847sqft
Single Family Residence
Built in 2019
7,840 Square Feet Lot
$334,500 Zestimate®
$183/sqft
$105/mo HOA
What's special
Fenced yardPremium waterfront lotFunctional breakfast barBreakfast nook layoutPeaceful established backdropSleek granite countertopsInviting open floor plan
- 20 days |
- 458 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Porcha Cooper 210-214-7750,
Redfin Corporation
Source: CPAR,MLS#: 793313
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 13
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedroom
- Level: First
- Dimensions: 12 x 10
Dining room
- Level: First
- Dimensions: 16 x 13
Kitchen
- Level: First
- Dimensions: 17 x 11
Living room
- Level: First
- Dimensions: 22 x 14
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range
Features
- Main Level Primary
Interior area
- Total structure area: 1,847
- Total interior livable area: 1,847 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Stories: 1
- Patio & porch: Porch, Screened
- Exterior features: Porch
- Pool features: In Ground, Community
- Fencing: Fenced
- On waterfront: Yes
- Waterfront features: Other
Lot
- Size: 7,840 Square Feet
- Dimensions: 65.0 ft x 120.0 ft
- Features: Paved
Details
- Parcel number: 11352760210
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Pool
- Subdivision: Mill Bayou Phase 1
HOA
- Has HOA: Yes
- Services included: Pool(s)
- HOA fee: $105 monthly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $183/sqft
- Tax assessed value: $304,513
- Annual tax amount: $4,664
- Date on market: 7/30/2026
Estimated market value
Zestimate®
$334,500
Estimated sales range
$318,000 - $351,000
Rent Zestimate®
$2,413/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/30/2026 | Listed for sale | $337,500-5.9%$183/sqft |
Source: | ||
| 6/29/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 6/22/2024 | Listed for rent | $2,150+10.3%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/22/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 6/6/2024 | Price change | $358,500-1.9%$194/sqft |
Source: Owner Report a problem | ||
| 5/21/2024 | Listed for sale | $365,500+4.5%$198/sqft |
Source: Owner Report a problem | ||
| 3/22/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 3/16/2023 | Listed for rent | $1,950-14.3%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/16/2023 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/3/2023 | Listed for sale | $349,900-1.7%$189/sqft |
Source: Owner Report a problem | ||
| 3/1/2023 | Listing removed | -- |
Source: | ||
| 2/9/2023 | Price change | $355,900-1.1%$193/sqft |
Source: | ||
| 1/8/2023 | Price change | $359,900-1.8%$195/sqft |
Source: | ||
| 9/17/2022 | Price change | $366,500-2.4%$198/sqft |
Source: | ||
| 8/18/2022 | Price change | $375,500-0.9%$203/sqft |
Source: | ||
| 8/8/2022 | Price change | $379,000-1.2%$205/sqft |
Source: | ||
| 7/15/2022 | Listed for sale | $383,500+33.4%$208/sqft |
Source: Owner Report a problem | ||
| 2/28/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 7/17/2020 | Listing removed | $287,500$156/sqft |
Source: Owner Report a problem | ||
| 5/4/2020 | Price change | $287,500-0.7%$156/sqft |
Source: Owner Report a problem | ||
| 2/5/2020 | Price change | $289,600-0.1%$157/sqft |
Source: American Realty of Bay County Inc #689553 Report a problem | ||
| 10/23/2019 | Price change | $289,900-2.1%$157/sqft |
Source: American Realty of Bay County Inc #689553 Report a problem | ||
| 10/9/2019 | Listed for sale | $296,000+7.8%$160/sqft |
Source: Exit Realty American #689553 Report a problem | ||
| 9/25/2019 | Listing removed | $2,275$1/sqft |
Source: Owner Report a problem | ||
| 9/24/2019 | Listed for rent | $2,275$1/sqft |
Source: Owner Report a problem | ||
| 8/14/2019 | Sold | $274,700+357.8%$149/sqft |
Source: Public Record Report a problem | ||
| 8/4/2018 | Sold | $60,000$32/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,664 +6% | $304,513 +9.1% |
| 2023 | $4,401 +19.2% | $279,136 +10% |
| 2022 | $3,692 | $253,760 |
| 2021 | -- | -- |
| 2020 | $3,363 +311.8% | $225,139 +300.3% |
| 2019 | $816 | $56,243 +3.5% |
| 2018 | $816 +2.3% | $54,349 +2.3% |
| 2017 | $798 +0.8% | $53,125 +808.4% |
| 2016 | $792 | $5,848 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32404
Nearby schools
GreatSchools rating
- 4/10Deer Point Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 4/10Merritt Brown Middle SchoolGrades: 6-8Distance: 2.2 mi
- 6/10A. Crawford Mosley High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Deer Point
- Middle: Merritt Brown
- High: Mosley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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