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For sale
  • $384,000

    11 S Smallwood St, Cumberland, MD 21502

    3beds
    2,520sqft
    : 
    $2,911/mo
    Get pre-qualified
    Single Family Residence
    Built in 1890
    4,949 Square Feet Lot
    $369,600 Zestimate®
    $152/sqft
    $-- HOA

    What's special

    French doorsCovered deckStorage shedGas stoveSecond-floor window air-conditioning unitLovely sunroomFormal dining room
    Step into timeless character and modern convenience at 11 S. Smallwood Street in Cumberland, Maryland. Located on Cumberland’s desirable West Side, this beautiful Colonial home was built in 1890 and offers the charm and craftsmanship of a historic property with thoughtful updates for today’s lifestyle. The updated kitchen features granite countertops, a refrigerator, gas stove, built-in microwave, and a convenient center island with a sink. Hardwood floors extend throughout much of the home, adding warmth and character to every room. Entertain in the formal dining room, highlighted by French doors and a decorative marble fireplace, or relax in the spacious living room featuring another decorative marble fireplace and a ceiling fan. The main level also offers a laundry area with hookups for a future shower, along with a lovely sunroom that provides additional space to unwind. Upstairs, you will find flexible living options, including a room that could serve as an additional bedroom, nursery, home office, dressing room, or oversized closet. The second-floor bathroom features tile flooring, and one of the bedrooms provides access to the home’s back stairway. The large basement offers excellent storage space, rear access, built-in shelving, and a separate storage room. The home is heated by a natural gas boiler, and additional inclusions include a second-floor window air-conditioning unit and a television. Outside, enjoy a side porch, storage shed, covered deck, off-street parking for two vehicles, and a spacious fenced side yard—perfect for pets, gardening, entertaining, or relaxing outdoors. Adding even more opportunity, the property is also zoned commercial, opening the door to a variety of potential uses. Conveniently located near Downtown Cumberland, the courthouse, library, shopping, dining, and local attractions, this well-maintained home truly reflects pride of ownership. Historic beauty, modern updates, flexible space, and commercial possibilities all come together in one exceptional property. Schedule your private showing today and discover everything this West Side gem has to offer! CALL TODAY!
    20 days
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    726
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    35
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    Zillow last checked:

    Listing updated:

    Listed by:

    Pam Terry 301-697-1442,

    EXP Realty, LLC 8888607369

    Source: Bright MLS,MLS#: MDAL2015278MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Area: 1112
      Heating
      • Radiator, Natural Gas
      Cooling
      • Ceiling Fan(s), Window Unit(s), Electric
      Appliances
      • Included: Microwave, Oven/Range - Gas, Refrigerator, Gas Water Heater
      • Laundry: Main Level
      Features
      • Plaster Walls
      • Flooring: Ceramic Tile, Carpet, Wood
      • Basement: Connecting Stairway,Full,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 3,632
      • Total interior livable area: 2,520 sqft
      • Finished area above ground: 2,520
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      • Has view: Yes
      • View description: City, Mountain(s), Street, Trees/Woods
      Lot
      • Size: 4,949 Square Feet
      • Features: Landscaped, Rear Yard, SideYard(s)
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0106016219
      • Zoning: Z-RC
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Stone
      • Roof: Composition,Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1890

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: West Side
      HOA
      • Has HOA: No
      Location
      • Region: Cumberland
      • Municipality: Cumberland

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $257,500
      • Annual tax amount: $4,712
      • Date on market: 7/11/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $369,600

        $351,000 - $388,000

        $1,785/mo

        Price history

        DateEventPrice
        7/11/2026Listed for sale$384,000-2.8%$152/sqft
        Source: Bright MLS #MDAL2015278 Report a problem
        1/1/2026Listing removed$395,000$157/sqft
        Source: Bright MLS #MDAL2013242 Report a problem
        10/31/2025Listed for sale$395,000+44.7%$157/sqft
        Source: Bright MLS #MDAL2013242 Report a problem
        6/30/2022Sold$273,000-1.1%$108/sqft
        Source: Public Record Report a problem
        2/1/2022Price change$276,000-0.4%$110/sqft
        Source: Owner Report a problem
        1/1/2022Price change$277,000-0.4%$110/sqft
        Source: Owner Report a problem
        12/9/2021Price change$278,000-0.4%$110/sqft
        Source: Owner Report a problem
        11/30/2021Price change$279,000+6%$111/sqft
        Source: Owner Report a problem
        11/10/2021Price change$263,100+5.7%$104/sqft
        Source: Owner Report a problem
        10/1/2021Price change$249,000+1.2%$99/sqft
        Source: Owner Report a problem
        9/1/2021Price change$246,000-0.4%$98/sqft
        Source: Owner Report a problem
        8/18/2021Price change$247,000-0.4%$98/sqft
        Source: Owner Report a problem
        8/8/2021Price change$248,000-0.6%$98/sqft
        Source: Owner Report a problem
        8/1/2021Price change$249,500+1.9%$99/sqft
        Source: Owner Report a problem
        7/12/2021Price change$244,900+2.1%$97/sqft
        Source: Owner Report a problem
        7/10/2021Price change$239,900+0.2%$95/sqft
        Source: Owner Report a problem
        7/3/2021Price change$239,400+1.7%$95/sqft
        Source: Owner Report a problem
        7/1/2021Price change$235,500-0.2%$93/sqft
        Source: Owner Report a problem
        6/19/2021Price change$236,000+4.7%$94/sqft
        Source: Owner Report a problem
        6/3/2021Price change$225,500-0.1%$89/sqft
        Source: Owner Report a problem
        5/1/2021Price change$225,700-0.1%$90/sqft
        Source: Owner Report a problem
        4/1/2021Price change$226,000-0.2%$90/sqft
        Source: Owner Report a problem
        3/1/2021Price change$226,500-0.2%$90/sqft
        Source: Owner Report a problem
        2/1/2021Price change$227,000-0.2%$90/sqft
        Source: Owner Report a problem
        1/1/2021Listed for sale$227,500+1.6%$90/sqft
        Source: Owner Report a problem
        4/22/2010Sold$224,000+49.3%$89/sqft
        Source: Public Record Report a problem
        5/3/2005Sold$150,000+70.5%$60/sqft
        Source: Public Record Report a problem
        1/29/1998Sold$88,000+3.5%$35/sqft
        Source: Public Record Report a problem
        12/18/1996Sold$85,000$34/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $238,467 +8.7%
        2024$4,381 +9.9%$219,433 +9.5%
        2023$3,988 +0.6%$200,400
        2022$3,965 -0.3%$200,400 +0.9%
        2021$3,977 +1.2%$198,533 +0.5%
        2020$3,928 -0.3%$197,600
        2019$3,940 +109.8%$197,600
        2018$1,878 +100.9%$197,600 -0.2%
        2017$935 $198,000
        2016-- $198,000
        2015$1,752 $198,000
        2014$1,752 $198,000 +9.5%
        2013-- $180,900 +10.4%
        2012-- $163,800 +11.7%
        2011-- $146,700 +2.2%
        2010-- $143,530 +2.3%
        2009-- $140,250 +2.4%
        2008-- $136,970 +15.5%
        2007-- $118,592 +18.3%
        2006-- $100,216 +22.5%
        2005-- $81,840 +7.4%
        2004-- $76,186 +8%
        2003-- $70,533 +8.7%
        2002-- $64,880 +3.7%
        2001-- $62,570
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Center City

        Getting around

        90 / 100
        Very Walkable
        24 / 100
        Minimal Transit
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Allegany County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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