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Pending
  • $568,000

    1109 Pontiac Ave, McHenry, IL 60051

    3beds
    2,136sqft
    : 
    $4,358/mo
    Get pre-qualified
    SingleFamily
    Built in 1935
    0.43 Acres Lot
    $-- Zestimate®
    $266/sqft
    $2/mo HOA

    What's special

    No-wake waterfrontWaterfront homeFully renovated bathroomsRefreshed stairwellUpdated flooring
    Waterfront living — without the risk, noise, or hidden costs. Welcome to 1109 Pontiac Ave, a rare no-wake waterfront home in a quiet, family-friendly neighborhood with no HOA fees and no flood insurance required. Enjoy calm, usable water for kayaking, kids playing by the shore, or relaxing on your private pier (2020). The deck is perfect for entertaining or unwinding with family and friends. This home combines lifestyle with long-term value. Extensive infrastructure improvements include: New roof (2025) New well (2019) All new plumbing throughout (2020) Furnace, A/C, water heater, and water softener replaced in the past 5 years Inside, fully renovated bathrooms, updated flooring, a refreshed stairwell, and new windows in the first-floor bedroom blend modern comfort with reliability. A renovated shed adds extra space for storage or hobbies. Here, you’re not budgeting for the next big repair — you can enjoy waterfront living from day one. If you’ve been waiting for a premium waterfront home that offers both peace of mind and everyday livability, this is the one.
    What the owner loves about this home
    Dear Future Homeowners, When we first moved into this home, we truly believed we would stay here forever. Every improvement was made with long-term living in mind — creating a space that is comfortable, safe, and deeply connected to nature. Inside, we renovated all bathrooms and updated the water systems to ensure reliability and peace of mind. Around the house, we planted fruit trees and berry bushes, so from May through October, you can enjoy fresh fruit right from your own yard. The backyard is truly special. It opens directly to the river, featuring a new pier and a small riverbed beach — perfect for summer evenings around a campfire, fishing, or simply enjoying the sunsets. Just steps away are Moraine State Park and the Moraine Dam — ideal for walks, family gatherings, and outdoor time whenever you want, with home always just a few steps away. The neighborhood is quiet, very safe, and filled with friendly, supportive neighbors. In the summer, kids play outside while neighbors watch out for one another — it’s a true sense of community. Located in an unincorporated area, there is no HOA — no surprise fees or unnecessary restrictions. Neighbors contribute about $50/year for road maintenance and snow removal, with no hidden costs. This home offers something rare: space, nature, freedom, and a welcoming community. It has been incredibly special to our family, and we hope you will love it just as much. Warmly, Rusinov Family
    109 days
    |
    81
    |
    2
    |
    Listed by:

    Property Owner (312) 523-7113

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Linoleum / Vinyl
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,136 sqft

      Property

      Parking
      • Parking features: Garage - Attached, Garage - Detached
      Features
      • Exterior features: Vinyl
      • Has view: Yes
      • View description: Park, Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.43 Acres
      Details
      • Parcel number: 1412127001

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1935

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $2 monthly
      Location
      • Region: Mchenry

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $374,586
      • Annual tax amount: $9,297
      • Date on market: 4/7/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,685/mo

        Price history

        DateEventPrice
        6/3/2026Sold$572,000+0.7%$268/sqft
        Source: Public Record Report a problem
        5/7/2026Pending sale$568,000$266/sqft
        Source: Owner Report a problem
        4/7/2026Listed for sale$568,000+108.8%$266/sqft
        Source: Owner Report a problem
        8/25/2017Sold$272,000-2.8%$127/sqft
        Source: MRED as distributed by MLS GRID #09519375 Report a problem
        5/31/2017Pending sale$279,900$131/sqft
        Source: Better Homes and Gardens Real Estate Star Homes #09519375 Report a problem
        5/12/2017Price change$279,900-1.8%$131/sqft
        Source: Better Homes and Gardens Real Estate Star Homes #09519375 Report a problem
        4/14/2017Price change$284,900-0.9%$133/sqft
        Source: Better Homes and Gardens Real Estate Star Homes #09519375 Report a problem
        4/3/2017Price change$287,500-3.8%$135/sqft
        Source: Better Homes and Gardens Real Estate Star Homes #09519375 Report a problem
        3/3/2017Listed for sale$299,000$140/sqft
        Source: Better Homes and Gardens Real Estate Star Homes #09519375 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,297 +2.9%$124,862 +11.5%
        2023$9,035 +5%$111,974 +9.3%
        2022$8,603 +4.3%$102,400 +6.7%
        2021$8,250 +0.8%$96,006 +3.1%
        2020$8,181 $93,128 +5.2%
        2019-- $88,542 +6.5%
        2018$8,291 +1.8%$83,169 +4.4%
        2017$8,146 +1.6%$79,679 +4.8%
        2016$8,020 $76,022 +5.1%
        2013$8,020 $72,350 -11.5%
        2011-- $81,716 -7.2%
        2010-- $88,038 -6.1%
        2009-- $93,747
        2008-- $93,747 +7.7%
        2006-- $87,027 +4.7%
        2005$4,785 +10.7%$83,113 +6.3%
        2004$4,325 +1.6%$78,173 +6.1%
        2003$4,258 +46.7%$73,644 +6.4%
        2002$2,902 +2.3%$69,182 +3.9%
        2001$2,836 -2.6%$66,566 +4.4%
        2000$2,912 $63,748
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 60051

        Getting around

        4 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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