Waterfront living — without the risk, noise, or hidden costs.
Welcome to 1109 Pontiac Ave, a rare no-wake waterfront home in a quiet, family-friendly neighborhood with no HOA fees and no flood insurance required.
Enjoy calm, usable water for kayaking, kids playing by the shore, or relaxing on your private pier (2020). The deck is perfect for entertaining or unwinding with family and friends.
This home combines lifestyle with long-term value. Extensive infrastructure improvements include:
New roof (2025)
New well (2019)
All new plumbing throughout (2020)
Furnace, A/C, water heater, and water softener replaced in the past 5 years
Inside, fully renovated bathrooms, updated flooring, a refreshed stairwell, and new windows in the first-floor bedroom blend modern comfort with reliability. A renovated shed adds extra space for storage or hobbies.
Here, you’re not budgeting for the next big repair — you can enjoy waterfront living from day one.
If you’ve been waiting for a premium waterfront home that offers both peace of mind and everyday livability, this is the one.
What the owner loves about this home
Dear Future Homeowners,
When we first moved into this home, we truly believed we would stay here forever. Every improvement was made with long-term living in mind — creating a space that is comfortable, safe, and deeply connected to nature.
Inside, we renovated all bathrooms and updated the water systems to ensure reliability and peace of mind. Around the house, we planted fruit trees and berry bushes, so from May through October, you can enjoy fresh fruit right from your own yard.
The backyard is truly special. It opens directly to the river, featuring a new pier and a small riverbed beach — perfect for summer evenings around a campfire, fishing, or simply enjoying the sunsets.
Just steps away are Moraine State Park and the Moraine Dam — ideal for walks, family gatherings, and outdoor time whenever you want, with home always just a few steps away.
The neighborhood is quiet, very safe, and filled with friendly, supportive neighbors. In the summer, kids play outside while neighbors watch out for one another — it’s a true sense of community.
Located in an unincorporated area, there is no HOA — no surprise fees or unnecessary restrictions. Neighbors contribute about $50/year for road maintenance and snow removal, with no hidden costs.
This home offers something rare: space, nature, freedom, and a welcoming community. It has been incredibly special to our family, and we hope you will love it just as much.
Warmly,
Rusinov Family
109 days
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81
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2
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Listed by:
Property Owner(312) 523-7113
This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Heating
Forced air, Gas
Cooling
Central
Appliances
Included: Dishwasher, Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.