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Pending
  • $665,000

    11130 20th Street Ct N, Lake Elmo, MN 55042

    3beds
    2,512sqft
    : 
    $4,083/mo
    Get pre-qualified
    Single Family
    Built in 1975
    0.98 Acres Lot
    $-- Zestimate®
    $265/sqft
    $-- HOA

    What's special

    A rare opportunity to enjoy the best of Minnesota lake living, this exceptional property includes shared access to 50 feet of Lake Elmo shoreline with a dock and storage shed, perfect for boating, swimming, fishing, paddleboarding, and relaxing on the water. Experience the perfect blend of privacy, comfort, and casual living in this beautifully maintained 3-bedroom, 3-bath home, tucked away on nearly one acre of mature trees at the end of a quiet cul-de-sac. A welcoming front entrance sets the tone, inviting you inside to warm, light-filled living spaces. The front dining room showcases a large bay window and flows seamlessly into the thoughtfully designed kitchen featuring abundant cabinetry, generous counter space, a decorative tile backsplash, and peninsula. A window above the sink frames peaceful front yard views, making everyday tasks a little more enjoyable. The adjoining dining area opens to a spacious living room anchored by a dramatic floor-to-ceiling brick accent wall featuring a gas burning fireplace, creating a warm and inviting gathering space. Just beyond, the spectacular four-season porch is surrounded by walls of windows and enhanced by two skylights, filling the room with natural light throughout the day. Step outside to decks on both sides of the porch, with one leading down to the patio and firepit, ideal for entertaining, relaxing, or simply taking in the beauty of your private wooded surroundings. The serene primary suite offers a large closet and private bath complete with a walk-in shower and luxurious in-floor heat. Two additional bedrooms and a full bath provide comfortable accommodations for family, guests, or a dedicated home office. The inviting lower level features a gas burning fireplace set against a dramatic floor-to-ceiling brick accent wall, a spacious game room with a dry bar, and a convenient half bath. A versatile utility room includes a dedicated laundry area, a workshop with a built-in workbench, and direct access to the backyard, perfect for hobbies, DIY projects, or additional storage. Walkout to the beautifully landscaped backyard, where mature trees, lush green lawn, and exceptional privacy create your own peaceful retreat. An oversized 2.5-car garage provides ample space for vehicles, tools, and recreational gear, while the shared storage shed offers additional room for lake toys and outdoor equipment. Ideally located near parks, scenic trails, shopping, dining, and major commuter routes, this exceptional Lake Elmo property combines the serenity of a wooded setting with the convenience of everyday amenities. The home inspection has been completed for you. See supplements for photos, tour, Matterport Floorplan, and more. Properties offering this unique blend of privacy, shared lake access, functional living spaces, and outstanding storage opportunities are rarely available. Schedule your private showing today and experience everything this exceptional Lake Elmo home has to offer.
    34 days
    |
    1,636
    |
    97
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jay Fletch 651-502-2972,

    Edina Realty, Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7082986MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Bedroom 2
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Bedroom 3
      • Level: Main
      • Area: 108 Square Feet
      • Dimensions: 12x9
      Dining room
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Family room
      • Level: Lower
      • Area: 312 Square Feet
      • Dimensions: 26x12
      Other
      • Level: Main
      • Area: 247 Square Feet
      • Dimensions: 13x19
      Foyer
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Game room
      • Level: Lower
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Informal dining room
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 12x13
      Kitchen
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9x13
      Laundry
      • Level: Lower
      • Area: 90 Square Feet
      • Dimensions: 9x10
      Living room
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 18x14
      Heating
      • Baseboard, Forced Air, In-Floor Heating
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Lower Level, Sink, Washer Hookup
      Features
      • Basement: Block,Daylight,Drainage System,Finished,Full,Storage Space,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas, Living Room
      Interior area
      • Total structure area: 3,169
      • Total interior livable area: 2,512 sqft
      • Finished area above ground: 1,787
      • Finished area below ground: 725

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Attached, Concrete, Garage Door Opener, Storage
      • Attached garage spaces: 2.5
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (28x28)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Deeded Access, Dock, Lake View, Shared
      • Frontage length: Water Frontage: 50
      Lot
      • Size: 0.98 Acres
      • Dimensions: 107 x 106 x 255 x 185 x 176
      • Features: Accessible Shoreline, Irregular Lot, Tree Coverage - Heavy
      Details
      • Additional structures: Storage Shed
      • Foundation area: 1382
      • Parcel number: 2402921330010
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block, Concrete, Frame
      • Roof: Architectural Shingle,Asphalt,Pitched
      Condition
      • New construction: No
      • Year built: 1975

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service, Power Company: Xcel Energy
      • Gas: Electric, Natural Gas
      • Sewer: Private Sewer, Tank with Drainage Field
      • Water: Well
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Subdivision: Schwartz Martinco Add
      HOA
      • Has HOA: No
      Location
      • Region: Lake Elmo

      Financial & listing details

      • Price per square foot: $265/sqft
      • Tax assessed value: $547,400
      • Annual tax amount: $5,453
      • Date on market: 6/29/2026
      • Cumulative days on market: 8 days
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/13/2026Pending sale$665,000$265/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7082986 Report a problem
        7/11/2026Listed for sale$665,000+129.3%$265/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7082986 Report a problem
        12/19/2019Sold$290,000$115/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,312 +11.7%$547,400 +3.1%
        2024$4,754 +5.7%$530,900 +2.5%
        2023$4,496 +1.1%$517,700 +20.5%
        2022$4,448 +15.3%$429,600
        2021$3,858 -0.1%$429,600 +3%
        2020$3,860 $416,900
        2019$3,860 $416,900 +5%
        2018$3,860 -0.9%$397,100 +10.6%
        2017$3,896 +12.7%$358,900 +0.9%
        2016$3,456 -7.2%$355,800 +4.9%
        2015$3,723 -8.9%$339,100 +13.6%
        2013$4,088 +31.4%$298,400 +0.2%
        2012$3,112 $297,800 -0.6%
        2011$3,112 +4.7%$299,500 -15.3%
        2010$2,972 -0.5%$353,700
        2009$2,986 +2.3%--
        2008$2,918 -2.7%--
        2007$2,998 +0.8%--
        2006$2,974 +5.5%--
        2005$2,819 +9.4%--
        2004$2,577 -4.4%--
        2003$2,697 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55042

        Getting around

        2 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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