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    • Price cut: $10K (7/16)
    $679,000

    12702 N 1225 West Xrds, Monticello, IN 47960

    4beds
    2,098sqft
    : 
    $4,055/mo
    Get pre-qualified
    Single Family Residence
    Built in 1948
    0.3 Acres Lot
    $650,400 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Nice lakeside yardBrick fireplaceLake viewsSteel seawallStained trimNice wide lotAnderson windows
    PRICE REDUCED!! Lake Freeman Lake Level Remodeled Ranch Style House with attached guest quarters/apartment for additional income. Nice Wide Lot with No stairs to 112' of Main Lake Frontage. Main House has 3 bedroom/2 full baths, open Kitchen/Dining/Living Area with Brick Fireplace, Lake Views from Living areas. 20x10 3 seasons room off living area also has Lake Views. Main home has interior and exterior updates including; Anderson Windows, updated stainless appliances, Oak Raised Panel Cabinetry with Serving Island, updated bathrooms, 6 panel interior doors, stained trim. Attached Apartment has a newer Kitchen with Quartz Counter Tops soft close drawers, tiled bathroom, recessed lighting, Knotty Pine/Ship Lap Vaulted Ceilings, finished loft for additional storage, 21x19 brick paver patio. Attached garage has heat source. c, workshop space and vehicle storage space. Concrete driveway and sidewalks, nice lakeside yard. Waterfront Improvements include; 26x44 Boathouse with (3) total lifts, steel seawall. This is a rare opportunity to purchase a Lake Level/Main Freeman House with possible multiple income streams with a remodeled Guest Quarters/Apartment. Seller has a vacant lot adjacent that can also be purchased for additional parking or new Improvements.
    167 days
    |
    364
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Gregory Vogel II, Gri gvogeljr@vogel-real-estate.com,

    VOGEL REAL ESTATE

    Source: IRMLS,MLS#: 202607260MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 4
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Main
      • Area: 132
      • Dimensions: 12 x 11
      Kitchen
      • Level: Main
      • Area: 108
      • Dimensions: 9 x 12
      Living room
      • Level: Main
      • Area: 300
      • Dimensions: 20 x 15
      Heating
      • Natural Gas, Conventional, Forced Air, Multiple Heating Systems
      Cooling
      • Central Air
      Appliances
      • Included: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Gas Oven, Gas Range, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Main Level
      Features
      • Ceiling-9+, Ceiling Fan(s), Vaulted Ceiling(s), Laminate Counters, Stone Counters, Guest Quarters, Kitchen Island, Open Floorplan, Main Level Bedroom Suite, Custom Cabinetry
      • Flooring: Carpet, Laminate, Tile, Vinyl
      • Doors: Six Panel Doors, Storm Door(s)
      • Windows: Skylight(s), Window Treatments
      • Basement: Crawl Space,Block
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Gas Log, Wood Burning
      Interior area
      • Total structure area: 4,196
      • Total interior livable area: 2,098 sqft
      • Finished area above ground: 2,098
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Door Opener, Garage Utilities, Concrete
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Enclosed
      • Exterior features: Boat Lift-Covered, Boat Lift-Permanent, Boat Lift-Temporary
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Waterfront, Lake, Waterfront-Level Bank, Pier/Dock, Lake Front, Ski Lake
      • Body of water: Lake Freeman
      • Frontage length: Channel/Canal Frontage(112),Water Frontage(112)
      Lot
      • Size: 0.3 Acres
      • Features: 0-2.9999, Lake, Landscaped
      Details
      • Additional parcels included: 0804-03-000-483.000-011
      • Parcel number: 080403000081.000011

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1948

      Utilities & green energy

      • Sewer: Regional
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Tioga Park
      Location
      • Region: Monticello

      Financial & listing details

      • Annual tax amount: $1,937
      • Date on market: 3/6/2026

        Estimated market value

        $650,400

        $618,000 - $683,000

        $2,028/mo

        Price history

        DateEventPrice
        7/16/2026Price change$679,000-1.5%
        Source: IRMLS #202607260 Report a problem
        6/8/2026Price change$689,000-0.9%
        Source: IRMLS #202607260 Report a problem
        3/6/2026Listed for sale$695,000
        Source: IRMLS #202607260 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 47960

        Getting around

        7 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Twin Lakes
        • Middle: Twin Lakes
        • High: Twin Lakes
        • District: Twin Lakes School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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