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  • Price cut: $51K (8/20)
    $699,000

    14480 N 1025th St, Effingham, IL 62401

    3beds
    3,294sqft
    : 
    $4,692/mo
    Get pre-qualified
    Single Family Residence
    Built in 1990
    3 Acres Lot
    $-- Zestimate®
    $212/sqft
    $-- HOA

    What's special

    Mature fully stocked pondIn-ground poolEstablished perennial landscapingEasy entertaining-friendly layoutCustom stained wood fenceKitchenaid stainless-steel appliance suitePrivate three-acre ranch
    OWNER MOTIVATED...PRICE REDUCED $50,000 to $699,00 - 3 Bedrooms/ 3 Full Bath / 3,294 finished sq. ft. / $212 per sq. ft. / 3-acres / in-ground pool / stocked pond / fenced 1-acre pasture / 65' x 48' 5-Car Garage with heated workshop and storage near Lake Sara Marina Lake Sara-Area 3-Acre Ranch with In-ground Pool, Pond, 65' x 48' 5-Car Garage with Heated Workshop & Storage Area, Fenced 1-Acre Pasture This is the Lake Sara-area lifestyle property buyers wait for. Just three miles from Effingham and approximately one-quarter mile from the renovated Lake Sara Marina, this private three-acre ranch delivers an exceptional blend of resort-style outdoor living, usable land, flexible finished space and a remarkable 5-Car Garage with heated workshop and storage. The 3-bedroom, 3-bath home offers 3,294 finished square feet with carpet-free flooring and easy, entertaining-friendly layout. A KitchenAid stainless-steel appliance suite was added in 2022, and the laundry area includes a Whirlpool front-load washer and dryer. The finished walkout lower level brings an entirely different dimension to the home, featuring its own exterior entrance, Whirlpool side by side refrigerator, microwave, and an impressive 12' x 8' wet bar with seating for eight. It is a polished, private setting for guests, game days, relaxation, and memorable gatherings. French doors open to a beautifully finished backyard designed for summer. The 18' x 36' in-ground pool, with depths from four to eight feet, is framed by established perennial landscaping, a custom stained wood fence, and a 30' x 14' stained 2 tier deck. At the back of the property, a mature, fully stocked pond with fountain and multicolored lighting creates a memorable picture, while a 40-foot wooded rear buffer adds privacy. The acreage is equally compelling. A one-acre high tensile fenced pasture creates excellent potential for equestrian and hobby-farm pursuits, while also offering the open space and privacy buyers want in a country property. the 65' x 48' 5 car garage with heated workshop and storage provides serious versatility: four 8' x 9' overhead doors with individual openers, a 10' x 10' overhead door with opener suitable for boat or RV storage, 12-foot ceilings, 3 more open bays for all you car enthusiast, a 47' x 15' heated party/game room with half bath. A newer asphalt drive runs from the road to the 5-car garage, with generous parking between the home and 5-car garage. A 12' x 10' garden shed adds practical storage. Whether your vision includes lake-area recreation, poolside entertaining, a serious workshop, boat or RV storage, collector vehicles, equestrian or hobby-farm pursuits, or simply the privacy of a beautifully equipped country home, this property offers an uncommon combination of assets in one exceptional setting. Schedule a private showing and experience the space, flexibility, and lifestyle this property offers.
    38 days
    528
    12

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Cherney (630)862-5181,

    Circle One Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12715336MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Great Room
      Primary bedroom
      • Features: Flooring (Wood Laminate), Window Treatments (Blinds), Bathroom (Full)
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13X13
      Bedroom 2
      • Features: Flooring (Wood Laminate), Window Treatments (Curtains/Drapes)
      • Level: Main
      • Area: 198 Square Feet
      • Dimensions: 18X11
      Bedroom 3
      • Features: Flooring (Ceramic Tile)
      • Level: Basement
      • Area: 140 Square Feet
      • Dimensions: 14X10
      Dining room
      • Features: Flooring (Ceramic Tile), Window Treatments (Blinds)
      • Level: Main
      • Area: 299 Square Feet
      • Dimensions: 23X13
      Family room
      • Features: Flooring (Ceramic Tile), Window Treatments (Blinds)
      • Level: Basement
      • Area: 884 Square Feet
      • Dimensions: 34X26
      Great room
      • Features: Flooring (Ceramic Tile)
      • Level: Basement
      • Area: 432 Square Feet
      • Dimensions: 36X12
      Kitchen
      • Features: Kitchen (Eating Area-Breakfast Bar, Galley), Flooring (Ceramic Tile), Window Treatments (Blinds)
      • Level: Main
      • Area: 221 Square Feet
      • Dimensions: 17X13
      Laundry
      • Features: Flooring (Ceramic Tile)
      • Level: Main
      • Area: 21 Square Feet
      • Dimensions: 3X7
      Living room
      • Features: Flooring (Ceramic Tile), Window Treatments (Blinds)
      • Level: Main
      • Area: 306 Square Feet
      • Dimensions: 17X18
      Heating
      • Propane, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, High End Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s), Oven, Range Hood, Humidifier
      • Laundry: Main Level
      Features
      • Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath
      • Windows: Screens
      • Basement: Finished,Exterior Entry,Full,Walk-Out Access
      • Attic: Pull Down Stair,Unfinished
      Interior area
      • Total structure area: 0
      • Total interior livable area: 3,294 sqft

      Property

      Parking
      • Total spaces: 7
      • Parking features: Asphalt, Garage Door Opener, Heated Garage, Garage, Yes, Garage Owned, Attached, Detached
      • Attached garage spaces: 7
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch
      • Pool features: In Ground
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Pond
      Lot
      • Size: 3 Acres
      • Features: Common Grounds, Wooded
      Details
      • Additional structures: Outbuilding, Shed(s), Stable(s)
      • Parcel number: 11070230660000
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Fan-Attic Exhaust, Fan-Whole House, Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Brick, Frame
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Sewer: Septic Tank, Holding Tank
      • Water: Public

      Community & HOA

      Community
      • Features: Park, Pool, Tennis Court(s), Horse-Riding Area, Horse-Riding Trails, Lake
      • Security: Carbon Monoxide Detector(s)
      HOA
      • Services included: None
      Location
      • Region: Effingham

      Financial & listing details

      • Price per square foot: $212/sqft
      • Tax assessed value: $354,750
      • Annual tax amount: $5,742
      • Date on market: 7/24/2026
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/20/2026Price change$699,000-6.8%$212/sqft
        Source: MRED as distributed by MLS GRID #12715336 Report a problem
        7/24/2026Listed for sale$749,999+7.3%$228/sqft
        Source: MRED as distributed by MLS GRID #12715336 Report a problem
        7/2/2026Listing removed$699,000$212/sqft
        Source: CIBR #6257681 Report a problem
        6/5/2026Price change$699,000-3.6%$212/sqft
        Source: CIBR #6257681 Report a problem
        4/22/2026Price change$724,999-3.3%$220/sqft
        Source: CIBR #6257681 Report a problem
        3/31/2026Listed for sale$749,900-3.2%$228/sqft
        Source: CIBR #6257681 Report a problem
        12/18/2025Listing removed$774,900$235/sqft
        Source: CIBR #6252556 Report a problem
        9/16/2025Price change$774,900-3.1%$235/sqft
        Source: CIBR #6252556 Report a problem
        6/17/2025Listed for sale$799,900$243/sqft
        Source: CIBR #6252556 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,742 +5.7%$118,250 +10.5%
        2023$5,433 +6.3%$107,010 +8%
        2022$5,111 +4.6%$99,090 +5%
        2021$4,886 +3.8%$94,370 +4%
        2020$4,706 +3.3%$90,740 +3%
        2019$4,557 +4.4%$88,100 +5%
        2018$4,363 +1.5%$83,910 +2%
        2017$4,300 $82,270 +4.5%
        2016-- $78,730 +1%
        2015-- $77,950 +1%
        2014-- $77,180
        2013-- $77,180
        2012-- $77,180 +1%
        2010-- $76,420
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 62401

        Getting around

        3 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 40

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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