If you've been looking for a newer Cleveland home but don't want to give up storage, outdoor space, or future possibilities, this one deserves a closer look. Built in 2021, this home offers clean, move-in-ready living, a full unfinished basement, a 2-car garage with EV charging outlet, and a large lot that gives you room to spread out. This is a great fit for a buyer who wants more function than the typical newer home offers, with space for storage, a workshop, gym, hobby area, garden, pets, entertaining, or future expansion. And for qualified buyers, the assumable FHA loan at 4.99% may offer a valuable financing opportunity in today's rate environment.
For sale
Price cut: $5K (7/10)
$430,000
155 Surrey Ln, Cleveland, TN 37312
3beds
1,951sqft
Single Family Residence
Built in 2021
0.41 Acres Lot
$420,000 Zestimate®
$220/sqft
$-- HOA
What's special
Full unfinished basementClean move-in-ready living
- 40 days
- 177
- 9
Zillow last checked:
Listing updated:
Listed by:
Rhonda King 423-618-6819,
K W Cleveland 423-303-1200
Source: Greater Chattanooga Realtors,MLS#: 1541469
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
Features
- Ceiling Fan(s), High Ceilings, Kitchen Island, Open Floorplan, Recessed Lighting, Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Basement: Full,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,951
- Total interior livable area: 1,951 sqft
- Finished area above ground: 1,951
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Covered, Deck, Front Porch
- Exterior features: Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: None
Lot
- Size: 0.41 Acres
- Dimensions: 95 x 206 x 90 x 210
- Features: Cleared, Sloped
Details
- Parcel number: 021n B 009.06
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Block, Brick/Mortar
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Cleveland
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $405,500
- Annual tax amount: $1,227
- Date on market: 8/25/2026
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$420,000
$399,000 - $441,000
$2,234/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2026 | Price change | $430,000-1.1%$220/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3205190 Report a problem | ||
| 5/9/2026 | Listed for sale | $435,000$223/sqft |
Source:  RCAR #20262443 Report a problem | ||
| 12/17/2025 | Listing removed | $435,000$223/sqft |
Source: RCAR #20252822 Report a problem | ||
| 9/12/2025 | Listed for sale | $435,000$223/sqft |
Source: RCAR #20252822 Report a problem | ||
| 9/8/2025 | Contingent | $435,000$223/sqft |
Source: RCAR #20252822 Report a problem | ||
| 7/23/2025 | Price change | $435,000-1.1%$223/sqft |
Source: RCAR #20252822 Report a problem | ||
| 6/24/2025 | Listed for sale | $440,000$226/sqft |
Source: RCAR #20252822 Report a problem | ||
| 5/13/2025 | Listing removed | $440,000$226/sqft |
Source: RCAR #20250970 Report a problem | ||
| 3/7/2025 | Listed for sale | $440,000+22.2%$226/sqft |
Source: RCAR #20250970 Report a problem | ||
| 4/18/2022 | Sold | $360,000$185/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2734168 Report a problem | ||
| 10/21/2021 | Price change | $360,000-4%$185/sqft |
Source: RCAR #20215849 Report a problem | ||
| 10/5/2021 | Listed for sale | $375,000$192/sqft |
Source: RCAR #20215849 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $101,375 +53.2% |
| 2024 | $1,176 | $66,175 |
| 2023 | $1,176 | $66,175 |
| 2022 | $1,176 +1009.4% | $66,175 +1012.2% |
| 2021 | $106 | $5,950 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 37312
Nearby schools
Schools provided by the listing agent
- Elementary: Charleston Elementary
- Middle: Ocoee Middle
- High: Walker Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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