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For sale
    • Price cut: $4K (7/24)
    $570,000

    1902 Mainsail Dr, Fort Collins, CO 80524

    4beds
    2,804sqft
    : 
    $3,557/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    6,132 Square Feet Lot
    $563,400 Zestimate®
    $203/sqft
    $50/mo HOA

    What's special

    Partially finished basementAmple storage throughoutOversized walk-in showerVersatile loftSprinkler systemLight-filled thoughtfully designed layoutThree additional bedrooms
    Experience elevated Colorado living in the highly sought-after Richards Lake neighborhood, where lifestyle, location, and comfort come together seamlessly. Just moments from Richards Lake, scenic trails, neighborhood parks, and within walking distance to Fort Collins Country Club, this home offers a rare blend of everyday convenience and outdoor adventure.Step inside to a light-filled, thoughtfully designed layout where formal living and dining spaces create an elegant first impression, ideal for hosting or quiet evenings at home. The updated kitchen is both functional and inviting, seamlessly connecting to the spacious family room, creating the true heart of the home for gathering, entertaining, and everyday living. Upstairs, the private owner's suite is a peaceful retreat overlooking the backyard, featuring a spa-inspired bathroom complete w/ heated floors, an oversized walk-in shower, private water closet, and a generous walk-in closet. Three additional bedrooms and a versatile loft provide flexibility for home office space, playroom, or guest accommodations.The partially finished basement expands your living options with a built-in bar, surround sound, and a luxurious bathroom highlighted by an oversized jetted soaking tub, perfect for relaxing or entertaining. Ample storage throughout ensures functionality without compromise. Outdoor living shines with an oversized stamped concrete patio and pergola, gas line ready for a fire pit, and gas and water connections in place for a future outdoor kitchen. The fully landscaped backyard includes raised garden beds, sprinkler system, and full fencing, creating a private space to enjoy Colorado sunsets. Direct access to nearby trails leads to Richards Lake for kayaking, fishing, and peaceful evening walks. Major upgrades include a new roof (2024) and tankless water heater for efficiency & peace of mind. This is more than a home, it is a lifestyle opportunity in one of Fort Collins' most desirable communities. Motivated!
    64 days
    |
    743
    |
    31
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Crystal Whitworth 970-482-1781,

    RE/MAX Alliance-FTC Dwtn

    Source: IRES as distributed by MLS GRID,MLS#: 1059707MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Loft
      Primary bedroom
      • Description: Carpet
      • Features: Luxury Features Primary Bath
      • Level: Upper
      • Area: 195 Square Feet
      • Dimensions: 13 x 15
      Bedroom 2
      • Description: Carpet
      • Level: Upper
      • Area: 108 Square Feet
      • Dimensions: 9 x 12
      Bedroom 3
      • Description: Carpet
      • Level: Upper
      • Area: 195 Square Feet
      • Dimensions: 13 x 15
      Bedroom 4
      • Description: Carpet
      • Level: Upper
      • Area: 140 Square Feet
      • Dimensions: 10 x 14
      Dining room
      • Description: Laminate
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Family room
      • Description: Carpet
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 11 x 15
      Kitchen
      • Description: Laminate
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Laundry
      • Description: Concrete
      • Level: Main
      • Area: 240 Square Feet
      • Dimensions: 15 x 16
      Living room
      • Description: Carpet
      • Level: Main
      • Area: 285 Square Feet
      • Dimensions: 15 x 19
      Recreation room
      • Description: Laminate
      • Level: Basement
      • Area: 238 Square Feet
      • Dimensions: 14 x 17
      Heating
      • Forced Air
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
      • Laundry: Washer/Dryer Hookup
      Features
      • Eat-in Kitchen, Separate Dining Room, Pantry, Walk-In Closet(s)
      • Windows: Window Coverings
      • Basement: Partial,Partially Finished,Sump Pump
      Interior area
      • Total structure area: 2,059
      • Total interior livable area: 2,804 sqft
      • Finished area above ground: 2,059
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      • Details: Attached
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Sprinkler System
      • Fencing: Fenced,Wood
      • Has view: Yes
      • View description: Mountain(s), City
      • Waterfront features: Lake Privileges
      Lot
      • Size: 6,132 Square Feet
      • Features: Corner Lot, Deciduous Trees, City Limits, Paved, Curbs, Gutters, Sidewalks, Street Light, Fire Hydrant within 500 Feet
      Details
      • Parcel number: R1605620
      • Zoning: LMN
      • Special conditions: Private Owner

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame, Wood Siding, Painted/Stained
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Electric: City of FTC
      • Gas: Xcel Energy
      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Satellite Avail, High Speed Avail
      Green energy
      • Energy efficient items: Southern Exposure, Windows

      Community & HOA

      Community
      • Features: Park, Trail(s)
      • Security: Fire Alarm
      • Subdivision: Richards Lake PUD Filing One
      HOA
      • Has HOA: Yes
      • Services included: Common Amenities, Management
      • HOA fee: $50 monthly
      • HOA name: Richards Lake Owners Associati
      • HOA phone: 970-392-9657
      Location
      • Region: Fort Collins

      Financial & listing details

      • Price per square foot: $203/sqft
      • Tax assessed value: $592,600
      • Annual tax amount: $3,691
      • Date on market: 5/21/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: TV and TV Mounts.
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $563,400

        $535,000 - $592,000

        $3,245/mo

        Price history

        DateEventPrice
        7/24/2026Price change$570,000-0.7%$203/sqft
        Source: IRES as distributed by MLS GRID #1059707 Report a problem
        7/2/2026Price change$574,000-0.2%$205/sqft
        Source: IRES as distributed by MLS GRID #1059707 Report a problem
        5/21/2026Listed for sale$575,000$205/sqft
        Source: IRES as distributed by MLS GRID #1059707 Report a problem
        5/20/2026Listing removed$575,000$205/sqft
        Source: IRES as distributed by MLS GRID #1054342 Report a problem
        5/5/2026Price change$575,000-4%$205/sqft
        Source: IRES as distributed by MLS GRID #1054342 Report a problem
        3/26/2026Listed for sale$599,000-5.7%$214/sqft
        Source: IRES as distributed by MLS GRID #1054342 Report a problem
        8/7/2024Listing removed--
        Source: IRES as distributed by MLS GRID #1011923 Report a problem
        6/24/2024Price change$635,000-2.3%$226/sqft
        Source: IRES as distributed by MLS GRID #1011923 Report a problem
        6/13/2024Listed for sale$650,000-1.4%$232/sqft
        Source: IRES as distributed by MLS GRID #1011923 Report a problem
        6/4/2024Listing removed$659,000$235/sqft
        Source: IRES as distributed by MLS GRID #1010087 Report a problem
        6/1/2024Price change$659,000-1.6%$235/sqft
        Source: IRES as distributed by MLS GRID #1010087 Report a problem
        5/23/2024Listed for sale$670,000+27.6%$239/sqft
        Source: IRES as distributed by MLS GRID #1010087 Report a problem
        7/25/2022Sold$525,000+155.5%$187/sqft
        Source: Public Record Report a problem
        4/7/2017Listing removed$1,900$1/sqft
        Source: Kurt's Property Management Report a problem
        4/1/2017Listed for rent$1,900$1/sqft
        Source: Kurt's Property Management Report a problem
        8/22/2011Sold$205,500+7.1%$73/sqft
        Source: Public Record Report a problem
        6/18/2011Listed for sale$191,900+15.3%$68/sqft
        Source: RICHARD PAYNE INVESTMENTS #658471 Report a problem
        1/28/2011Sold$166,500-20.3%$59/sqft
        Source: Public Record Report a problem
        9/11/2010Listed for sale$209,000$75/sqft
        Source: Keller Williams Realty of Northern Colorado #613507 Report a problem
        7/25/2010Listing removed$209,000$75/sqft
        Source: Keller Williams Realty #613507 Report a problem
        4/18/2010Price change$209,000+10%$75/sqft
        Source: Keller Williams Realty of Northern Colorado #613507 Report a problem
        2/14/2010Price change$190,000-20.8%$68/sqft
        Source: Keller Williams Realty of Northern Colorado #613507 Report a problem
        11/12/2009Listed for sale$240,000+15.5%$86/sqft
        Source: Keller Williams Realty of Northern Colorado #613507 Report a problem
        2/17/2004Sold$207,879$74/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,691 +8.4%$37,037 -5.4%
        2024$3,403 +27.6%$39,155 -1%
        2023$2,667 -1.1%$39,535 +40%
        2022$2,695 +3.3%$28,244 -2.8%
        2021$2,609 -0.4%$29,058 +4.2%
        2020$2,620 +12.3%$27,886 -0.7%
        2019$2,333 $28,080 +9.7%
        2018$2,333 $25,603
        2017$2,333 +0.3%$25,603 +18.6%
        2016$2,325 +18.9%$21,588 +0%
        2015$1,957 +8.3%$21,580 +8.9%
        2014$1,807 $19,810
        2013-- $19,810 +2.7%
        2012-- $19,280 +6.5%
        2011-- $18,100 +2.2%
        2010-- $17,710
        2009-- $17,710 -5.4%
        2008-- $18,720
        2007-- $18,720 -1.1%
        2006-- $18,920
        2005-- $18,920 -8.9%
        2004-- $20,760 +165.1%
        2002-- $7,830
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Richard's Lake

        Getting around

        2 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cache La Poudre
        • Middle: Lincoln
        • High: Poudre

        Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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