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For sale
    • Price cut: $145K (6/3)
    $1,850,000

    205 Oak Creek Dr, Tool, TX 75143

    5beds
    4,488sqft
    : 
    $15,236/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    0.52 Acres Lot
    $-- Zestimate®
    $412/sqft
    $10/mo HOA

    What's special

    Floor-to-ceiling stone fireplaceWraparound covered porchDual jet ski liftsPremium appliancesQuartz countertopsPorch swingsOutdoor fireplace
    If you’ve been waiting for the right lake house—this is it. Elevated above Cedar Creek Lake with sweeping open water views, this modern farmhouse delivers the rare combination of newer construction, thoughtful design, and true lake lifestyle just over an hour from Dallas. Built in 2021, the home offers 5 bedrooms, 5.5 baths, and approximately 4,488 square feet designed for both everyday living and large gatherings. The open-concept main level features warm wood beams, shiplap accents, a floor-to-ceiling stone fireplace, and walls of windows that bring the lake into every moment. The chef’s kitchen is built to entertain with quartz countertops, an oversized island, premium appliances, bar closet, and walk-in pantry. The primary suite is a private retreat with private patio and water views, while a main-floor study easily functions as a guest suite. Upstairs, two generous guest bedrooms with en-suite baths and a dedicated recreation wing with built-in bunks, game room, full bath, and additional bedroom create the perfect setup for hosting family and friends. Outdoor living takes center stage with a wraparound covered porch, porch swings, outdoor fireplace, and grilling area overlooking the water. The fenced yard slopes to a private boathouse featuring a 25-foot slip, dual jet ski lifts, and a sunken party deck—designed for long weekends and sunset evenings. Located in Arnold Hills with access to a pickleball court and private boat ramp, this is more than a home—it’s the lake lifestyle buyers are searching for.
    140 days
    |
    636
    |
    54
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rustin Smith 0574357 972-345-0318,

    Rustin James Smith 972-345-0318

    Source: NTREIS,MLS#: 21195224

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Dimensions: 15 x 18
      Living room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central, Electric, Zoned
      Cooling
      • Central Air, Electric, Zoned
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Gas Cooktop, Disposal, Microwave, Refrigerator, Tankless Water Heater, Wine Cooler
      Features
      • Dry Bar, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Wired for Sound
      • Flooring: Carpet, Ceramic Tile
      • Has basement: No
      • Number of fireplaces: 2
      • Fireplace features: Insert, Gas, Gas Log, Gas Starter, Outside, Wood Burning
      Interior area
      • Total interior livable area: 4,488 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Carport, Additional Parking, Circular Driveway, Garage Faces Front, Garage, Golf Cart Garage
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Front Porch, Wrap Around, Covered, Deck
      • Exterior features: Built-in Barbecue, Barbecue, Boat Slip, Deck, Dock, Lighting, Outdoor Grill, Outdoor Living Area, Rain Gutters
      • Pool features: None
      • Fencing: Metal
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
      • Body of water: Cedar Creek
      Lot
      • Size: 0.52 Acres
      • Features: Landscaped, Many Trees, Sprinkler System, Waterfront, Retaining Wall
      Details
      • Parcel number: 2030.0007.0170.54

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Farmhouse,Modern,Traditional,Detached
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Combination
      • Roof: Composition
      Condition
      • Year built: 2021

      Utilities & green energy

      • Utilities for property: Municipal Utilities, Sewer Available, Underground Utilities, Water Available

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: Arnold Hills
      HOA
      • Has HOA: Yes
      • HOA fee: $120 annually
      • HOA name: Unknown
      • HOA phone: 972-345-0318
      Location
      • Region: Tool

      Financial & listing details

      • Price per square foot: $412/sqft
      • Tax assessed value: $1,293,283
      • Annual tax amount: $11,558
      • Date on market: 3/6/2026
      • Cumulative days on market: 141 days
      • Listing terms: Cash,Conventional
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/3/2026Price change$1,850,000-7.3%$412/sqft
        Source: NTREIS #21195224 Report a problem
        3/6/2026Listed for sale$1,995,000-13.1%$445/sqft
        Source: NTREIS #21195224 Report a problem
        12/29/2025Listing removed$2,295,000$511/sqft
        Source: NTREIS #20938631 Report a problem
        7/17/2025Price change$2,295,000-2.3%$511/sqft
        Source: NTREIS #20938631 Report a problem
        5/16/2025Listed for sale$2,350,000$524/sqft
        Source: NTREIS #20938631 Report a problem
        10/7/2021Sold--
        Source: NTREIS #14586459 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,558 +6.2%$1,293,283
        2024$10,881 +3.8%$1,293,283 +6.2%
        2023$10,485 +36.8%$1,218,197 +27.5%
        2022$7,665 +2476.8%$955,250
        2021$297 +2223.9%--
        2020$13 -57.4%--
        2019$30 +1.2%$1,200
        2018$30 $1,200
        2017$30 +0.1%$1,200
        2016$30 +0.4%$1,200
        2015$30 $1,200
        2014$30 $1,200
        2013-- $1,200
        2012-- $1,200
        2011-- $1,200
        2010-- $1,200
        2009-- $1,200
        2008-- $1,200
        2007-- $1,200
        2006-- $1,200
        2005-- $1,200
        2004-- $1,200
        2003-- $1,200
        2002-- $1,200
        2001-- $1,200
        2000-- --
        1999-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Tool

        Getting around

        0 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lakeview
        • Middle: Mabank
        • High: Mabank
        • District: Mabank ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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