If you’ve been waiting for the right lake house—this is it. Elevated above Cedar Creek Lake with sweeping open water views, this modern farmhouse delivers the rare combination of newer construction, thoughtful design, and true lake lifestyle just over an hour from Dallas.
Built in 2021, the home offers 5 bedrooms, 5.5 baths, and approximately 4,488 square feet designed for both everyday living and large gatherings. The open-concept main level features warm wood beams, shiplap accents, a floor-to-ceiling stone fireplace, and walls of windows that bring the lake into every moment. The chef’s kitchen is built to entertain with quartz countertops, an oversized island, premium appliances, bar closet, and walk-in pantry.
The primary suite is a private retreat with private patio and water views, while a main-floor study easily functions as a guest suite. Upstairs, two generous guest bedrooms with en-suite baths and a dedicated recreation wing with built-in bunks, game room, full bath, and additional bedroom create the perfect setup for hosting family and friends.
Outdoor living takes center stage with a wraparound covered porch, porch swings, outdoor fireplace, and grilling area overlooking the water. The fenced yard slopes to a private boathouse featuring a 25-foot slip, dual jet ski lifts, and a sunken party deck—designed for long weekends and sunset evenings.
Located in Arnold Hills with access to a pickleball court and private boat ramp, this is more than a home—it’s the lake lifestyle buyers are searching for.
For sale
Price cut: $85K (7/25)
$1,765,000
205 Oak Creek Dr, Tool, TX 75143
5beds
4,488sqft
Single Family Residence
Built in 2021
0.52 Acres Lot
$-- Zestimate®
$393/sqft
$10/mo HOA
What's special
Floor-to-ceiling stone fireplaceWraparound covered porchDual jet ski liftsPremium appliancesQuartz countertopsPorch swingsOutdoor fireplace
- 187 days
- 272
- 22
Zillow last checked:
Listing updated:
Listed by:
Rustin Smith 0574357 972-345-0318,
Rustin James Smith 972-345-0318
Source: NTREIS,MLS#: 21195224
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Dimensions: 15 x 18
Living room
- Features: Ceiling Fan(s), Fireplace
- Level: First
- Dimensions: 0 x 0
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Gas Cooktop, Disposal, Microwave, Refrigerator, Tankless Water Heater, Wine Cooler
Features
- Dry Bar, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Wired for Sound
- Flooring: Carpet, Ceramic Tile
- Has basement: No
- Number of fireplaces: 2
- Fireplace features: Insert, Gas, Gas Log, Gas Starter, Outside, Wood Burning
Interior area
- Total interior livable area: 4,488 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached Carport, Additional Parking, Circular Driveway, Garage Faces Front, Garage, Golf Cart Garage
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Front Porch, Wrap Around, Covered, Deck
- Exterior features: Built-in Barbecue, Barbecue, Boat Slip, Deck, Dock, Lighting, Outdoor Grill, Outdoor Living Area, Rain Gutters
- Pool features: None
- Fencing: Metal
- Has view: Yes
- View description: Water
- Has water view: Yes
- Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
- Body of water: Cedar Creek
Lot
- Size: 0.52 Acres
- Features: Landscaped, Many Trees, Sprinkler System, Waterfront, Retaining Wall
Details
- Parcel number: 2030.0007.0170.54
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse,Modern,Traditional,Detached
- Property subtype: Single Family Residence
Materials
- Foundation: Combination
- Roof: Composition
Condition
- Year built: 2021
Utilities & green energy
- Utilities for property: Municipal Utilities, Sewer Available, Underground Utilities, Water Available
Community & HOA
Community
- Security: Security System
- Subdivision: Arnold Hills
HOA
- Has HOA: Yes
- HOA fee: $120 annually
- HOA name: Unknown
- HOA phone: 972-345-0318
Location
- Region: Tool
Financial & listing details
- Price per square foot: $393/sqft
- Tax assessed value: $1,293,283
- Annual tax amount: $11,558
- Date on market: 3/6/2026
- Cumulative days on market: 188 days
- Listing terms: Cash,Conventional
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/25/2026 | Price change | $1,765,000-4.6%$393/sqft |
Source: NTREIS #21195224 Report a problem | ||
| 6/3/2026 | Price change | $1,850,000-7.3%$412/sqft |
Source: NTREIS #21195224 Report a problem | ||
| 3/6/2026 | Listed for sale | $1,995,000-13.1%$445/sqft |
Source: NTREIS #21195224 Report a problem | ||
| 12/29/2025 | Listing removed | $2,295,000$511/sqft |
Source: NTREIS #20938631 Report a problem | ||
| 7/17/2025 | Price change | $2,295,000-2.3%$511/sqft |
Source: NTREIS #20938631 Report a problem | ||
| 5/16/2025 | Listed for sale | $2,350,000$524/sqft |
Source: NTREIS #20938631 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,558 +6.2% | $1,293,283 |
| 2024 | $10,881 +3.8% | $1,293,283 +6.2% |
| 2023 | $10,485 +36.8% | $1,218,197 +27.5% |
| 2022 | $7,665 +2476.8% | $955,250 |
| 2021 | $297 +2223.9% | -- |
| 2020 | $13 -57.4% | -- |
| 2019 | $30 +1.2% | $1,200 |
| 2018 | $30 | $1,200 |
| 2017 | $30 +0.1% | $1,200 |
| 2016 | $30 +0.4% | $1,200 |
| 2015 | $30 | $1,200 |
| 2014 | $30 | $1,200 |
| 2013 | -- | $1,200 |
| 2012 | -- | $1,200 |
| 2011 | -- | $1,200 |
| 2010 | -- | $1,200 |
| 2009 | -- | $1,200 |
| 2008 | -- | $1,200 |
| 2007 | -- | $1,200 |
| 2006 | -- | $1,200 |
| 2005 | -- | $1,200 |
| 2004 | -- | $1,200 |
| 2003 | -- | $1,200 |
| 2002 | -- | $1,200 |
| 2001 | -- | $1,200 |
| 2000 | -- | -- |
| 1999 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Tool
Nearby schools
Schools provided by the listing agent
- Elementary: Lakeview
- Middle: Mabank
- High: Mabank
- District: Mabank ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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