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For sale
  • $345,000

    21645 Swan Creek Rd, Merrill, MI 48637

    3beds
    1,716sqft
    : 
    $2,455/mo
    Get pre-qualified
    Single Family Residence
    Built in 1965
    2.85 Acres Lot
    $334,400 Zestimate®
    $201/sqft
    $-- HOA

    What's special

    Shared pondNew fencePond accessRetaining wallFirst-floor laundryBeautifully designed paver patio
    Set on acreage surrounded by woods, this unique property offers an incredible outdoor lifestyle with a pool, shared pond, and beautifully designed paver patio complete with a retaining wall, fireplace, and dedicated entertaining space. The pond access is a standout feature, with plenty of fish and a long list of memorable catches to prove it. Inside, the home is warm, inviting, and surprisingly cozy. The kitchen opens to the family room, which flows beautifully into a 3-season room with cedar ceilings and views of the surrounding property. A formal living room, 3 bedrooms, 2 full baths, and first-floor laundry round out the main living spaces. Recent updates include a newer roof within the last 3 years and a new fence. But the real draw is outside— plenty of space to entertain, relax, and enjoy the privacy of your own acreage. A property like this doesn't come around often—private, playful, polished, and designed for enjoying the outdoors in style.
    33 days
    1,357
    123

    Zillow last checked:

    Listing updated:

    Listed by:

    Natasha Jarzabkowski 989-737-6402,

    White Realty 989-799-7779,

    Vicki L White 989-239-7779,

    White Realty

    Source: MiRealSource,MLS#: 50218721MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Rooms
      • Room types: Family Room, Bedroom, Laundry, Master Bedroom, Living Room, Sun/Florida Room, Utility/Laundry Room, First Flr Lavatory, Bathroom, Breakfast Nook/Room
      Primary bedroom
      • Level: First
      Bedroom 1
      • Features: Carpet
      • Level: Main
      • Area: 143
      • Dimensions: 11 x 13
      Bedroom 2
      • Features: Carpet
      • Level: Main
      • Area: 99
      • Dimensions: 9 x 11
      Bedroom 3
      • Features: Carpet
      • Level: Main
      • Area: 90
      • Dimensions: 9 x 10
      Bathroom 1
      • Level: Main
      • Area: 66
      • Dimensions: 11 x 6
      Dining room
      • Level: Main
      • Area: 99
      • Dimensions: 9 x 11
      Family room
      • Features: Carpet
      • Level: Main
      • Area: 475
      • Dimensions: 25 x 19
      Kitchen
      • Level: Main
      • Area: 154
      • Dimensions: 14 x 11
      Living room
      • Features: Carpet
      • Level: Main
      • Area: 286
      • Dimensions: 22 x 13
      Heating
      • Forced Air, Propane
      Cooling
      • Ceiling Fan(s), Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener Owned, Water Heater
      • Laundry: First Floor Laundry, Laundry Room, Main Level
      Features
      • Sump Pump, Eat-in Kitchen
      • Flooring: Carpet
      • Windows: Window Treatments
      • Basement: Block,Sump Pump,Crawl Space
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas, Living Room, Natural Fireplace, Wood Burning
      Interior area
      • Total structure area: 2,268
      • Total interior livable area: 1,716 sqft
      • Finished area above ground: 1,716
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: 3 or More Spaces, Garage, Driveway, Attached, Electric in Garage, Garage Door Opener, Heated Garage
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Porch
      • Has private pool: Yes
      • Pool features: In Ground, Outdoor Pool
      • Has spa: Yes
      • Spa features: Spa/Hot Tub
      • Fencing: Fence Owned
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Pond, Waterfront, No Wake Lake, Commons to Waterfront
      • Body of water: Pond
      • Frontage type: Road
      • Frontage length: 200
      Lot
      • Size: 2.85 Acres
      • Dimensions: 200 x 620
      • Features: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Wooded, Rural
      Details
      • Additional structures: Shed(s)
      • Parcel number: 19111102005001
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Basement
      Condition
      • New construction: No
      • Year built: 1965

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private Well
      • Utilities for property: Electricity Connected, Propane

      Community & HOA

      Community
      • Subdivision: Lakefield Twp
      HOA
      • Has HOA: No
      Location
      • Region: Merrill

      Financial & listing details

      • Price per square foot: $201/sqft
      • Tax assessed value: $286,600
      • Annual tax amount: $3,153
      • Date on market: 8/17/2026
      • Cumulative days on market: 34 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,Conventional Blend,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $334,400

        $318,000 - $351,000

        $1,687/mo

        Price history

        DateEventPrice
        8/17/2026Listed for sale$345,000+213.1%$201/sqft
        Source: MiRealSource #50218721 Report a problem
        7/23/1997Sold$110,200$64/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$2,956 -1.4%$143,300 +5.6%
        2025$2,997 +7.8%$135,700 +34.8%
        2024$2,780 +262%$100,700 +2.4%
        2023$768 $98,300 -7.9%
        2022-- $106,700 +13.8%
        2021$2,788 $93,800 +15.1%
        2020$2,788 +15.5%$81,500 +12.9%
        2018$2,414 +10.3%$72,200 +1.3%
        2017$2,189 $71,300 -0.3%
        2016$2,189 $71,500 +18.2%
        2014$2,189 $60,500 -2.4%
        2013-- $62,000 -6.2%
        2012-- $66,100 -6%
        2011-- $70,300 -4.5%
        2010-- $73,600 -0.8%
        2009-- $74,200
        2008-- $74,200 -1.1%
        2007-- $75,000 +3%
        2006-- $72,800 -8.5%
        2005-- $79,570 -13.9%
        2003-- $92,400 +14.9%
        2002-- $80,400 +16%
        2001-- $69,300 +1.3%
        2000-- $68,380
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 48637

        Getting around

        2 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Merrill Comm School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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