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For sale
    • Price cut: $10K (7/21)
    $415,000

    2603 Sweet Bay Cir NW, Cleveland, TN 37312

    4beds
    2,302sqft
    : 
    $2,486/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    9,787 Square Feet Lot
    $410,400 Zestimate®
    $180/sqft
    $-- HOA

    What's special

    Cozy gas fireplaceRamp in the garageVaulted great roomWelcoming great roomWell-thought-out split-bedroom floor planAmple maneuvering spaceConvenient laundry room
    PRICE REDUCTION!! You'll be impressed from the moment you step into this beautifully maintained 2-story home, (With primary bedroom on first level ) conveniently located just minutes from I-75 in the desirable Magnolias subdivision. Offering 2,302 square feet, this spacious home features 4 bedrooms and 3 full baths, Plus a bonus room! Designed with both comfort and functionality in mind. Enjoy the charm of hardwood floors, ceramic tile, detailed moldings, and a vaulted great room with a cozy gas fireplace--perfect for gathering and relaxing. The main level boasts a well-thought-out split-bedroom floor plan with 3 bedrooms and 2 full baths, along with a welcoming great room, formal dining room, breakfast area, and a kitchen with beautiful exotic Granite, Reverse Osmosis, & the appliances All remain. From the breakfast nook step out to your private screen room to enjoy as you like! A convenient laundry room completes the main level. Upstairs, you'll find a private bedroom, full bath, walk out attic storage space, and a finished bonus room equipped with your own Pool Table, offering flexible space for guests, a home office, or entertainment. This home also thoughtfully accommodates accessibility needs with wheelchair-friendly features, including a roll-in shower, wide doorways, ample maneuvering space, and a ramp in the garage. A perfect blend of style, space, and accessibility--this home truly has it all. Schedule your private tour today!
    111 days
    |
    442
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Deana L Luedtke 423-500-3140,

    Local Roots Realty 423-500-3140

    Source: Greater Chattanooga Realtors,MLS#: 1532026

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: Second
      Other
      • Level: First
      Bonus room
      • Level: Second
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Laundry: Main Level
      Features
      • Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Granite Counters, Pantry, Primary Downstairs, Soaking Tub, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Breakfast Nook, Breakfast Room, Separate Dining Room, Split Bedrooms
      • Flooring: Tile, Wood
      • Has basement: No
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,302
      • Total interior livable area: 2,302 sqft
      • Finished area above ground: 2,302

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Closets, Accessible Common Area, Accessible Central Living Area, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Approach with Ramp, Accessible Washer/Dryer
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Enclosed
      • Exterior features: Lighting
      Lot
      • Size: 9,787 Square Feet
      • Dimensions: 85.9 x 114.89 x 75 x 111.55
      Details
      • Parcel number: 033p E 011.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: The Magnolias
      HOA
      • Has HOA: No
      Location
      • Region: Cleveland

      Financial & listing details

      • Price per square foot: $180/sqft
      • Tax assessed value: $501,700
      • Annual tax amount: $2,828
      • Date on market: 4/7/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $410,400

        $390,000 - $431,000

        $2,265/mo

        Price history

        DateEventPrice
        7/21/2026Price change$415,000-2.4%$180/sqft
        Source: Greater Chattanooga Realtors #1532026 Report a problem
        5/18/2026Price change$425,000-2.3%$185/sqft
        Source: Greater Chattanooga Realtors #1532026 Report a problem
        4/20/2026Price change$435,000-1.1%$189/sqft
        Source: Greater Chattanooga Realtors #1532026 Report a problem
        4/7/2026Listed for sale$440,000+79.6%$191/sqft
        Source: Greater Chattanooga Realtors #1532026 Report a problem
        6/19/2018Listing removed$245,000$106/sqft
        Source: KW Cleveland #20180991 Report a problem
        6/19/2018Listed for sale$245,000+4.5%$106/sqft
        Source: KW Cleveland #20180991 Report a problem
        6/18/2018Sold$234,500-4.3%$102/sqft
        Source: Greater Chattanooga Realtors #1277455 Report a problem
        5/25/2018Pending sale$245,000$106/sqft
        Source: Keller Williams Realty Cleveland #20180991 Report a problem
        2/24/2018Listed for sale$245,000+16.7%$106/sqft
        Source: KW Cleveland #20180991 Report a problem
        7/18/2016Sold$210,000-10.6%$91/sqft
        Source: Public Record Report a problem
        1/22/2016Listed for sale$234,900+6.8%$102/sqft
        Source: Visual Tour #1239570 Report a problem
        2/12/2008Sold$220,000$96/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $125,425 +54.4%
        2024$1,169 $81,250
        2023$1,169 $81,250
        2022$1,169 -54.4%$81,250
        2021$2,561 +8.1%$81,250 +31.7%
        2019$2,370 +2%$61,675
        2018$2,324 0%--
        2017$2,325 +11.1%--
        2016$2,093 --
        2015$2,093 +2.6%--
        2014$2,039 --
        2013-- --
        2011$1,998 $60,875
        2009$1,998 $60,875
        2008-- $60,875
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37312

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ross-Yates Elementary
        • Middle: Cleveland Middle
        • High: Cleveland High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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