Nestled in the highly sought-after TreeTops at Cowans Ford, just off Hwy 73 in Lincoln County, this beautifully maintained and move-in-ready custom 2 story home offers a perfect blend of comfort, flexibility, and ample space for entertaining. The community boasts exceptional amenities anchored by Cowans Ford Golf Club offering various membership tiers, social offerings, a community pool, pickleball & tennis courts, dining, and access to Lake Norman (www.cowansford.com). This neighborhood is beautifully maintained with surroundings that provide privacy, charm, and southern elegance.
Spanning just over 5,000 square feet, this home offers a harmonious blend of comfort and functionality. With five bedrooms, four full baths, a custom office, and a generous amount storage, it caters to various lifestyles and entertaining needs inside and out. The upper level features a spacious bonus or recreational area with its own custom bar, providing a unique touch to the home’s design.
The main level welcomes you into an expansive living area that seamlessly flows into the great room, dining area, custom office space, and chef’s kitchen. This spacious floor plan includes a cozy sitting area with a gas fireplace and French doors leading to an elevated deck overlooking the backyard, perfect for enjoying indoor-outdoor living. The chef’s kitchen stands as a true centerpiece, equipped with a large granite island, premium appliances, a gas range, pull out shelving, and ample storage. Adjacent to the kitchen is a private guest bedroom and full bath, ideal for accommodating guests for any occasion. The primary bedroom offers a large privately positioned retreat from the day, seamlessly transitioning into an elegant ensuite. This ensuite features a double vanity, soaking tub, walk-in shower, and dual walk-in closets, providing a luxurious experience.
Additional main-level highlights also include a mudroom, laundry area, convenient hidden staircase access to the upper floor, and a spacious three-car garage with EV charging station, built-in storage units, and extended height garage doors for additional clearance.
The upper level boasts three additional bedrooms, two full baths, and an expansive bonus room. This versatile space can be transformed into a media room, playroom, or home gym, catering to diverse interests and needs. The bonus room also includes a large walk-in closet and a custom wet bar with ample counter space, perfect for entertaining guests during game day, private workout retreat, or hosting a family movie night.
The property is conveniently located in the Lake Norman area just minutes away from Denver, Huntersville, Cornelius, Birkdale, I-77 or NC-16 for access to Charlotte.
Sellers have completed a home inspection. Available upon request.
**Offering a complimentary one year Home Warranty through Americas Preferred Home Warranty**
Active
Price cut: $20K (6/8)
$1,175,000
295 Bent Tree Dr, Stanley, NC 28164
5beds
5,110sqft
Single Family Residence
Built in 2008
0.3 Acres Lot
$1,142,600 Zestimate®
$230/sqft
$45/mo HOA
What's special
Custom officeLaundry areaGas rangeAmple storageGenerous amount storagePull out shelvingFive bedrooms
- 70 days |
- 416 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Scott Becraft sbecraft24@gmail.com,
Century 21 Echelon
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4356670
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: Main
Bedroom s
- Features: Ceiling Fan(s)
- Level: Main
Bedroom s
- Features: Attic Walk In, Ceiling Fan(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bonus room
- Features: Ceiling Fan(s), Storage
- Level: Upper
Family room
- Level: Main
Kitchen
- Features: Kitchen Island
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Other
- Level: Main
Office
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Range, Gas Water Heater, Microwave, Refrigerator with Ice Maker
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Flooring: Carpet, Marble, Tile, Wood
- Windows: Insulated Windows
- Has basement: No
- Attic: Walk-In
- Fireplace features: Gas Log
Interior area
- Total structure area: 5,110
- Total interior livable area: 5,110 sqft
- Finished area above ground: 5,110
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Electric Vehicle Charging Station(s), Garage on Main Level
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch
- Exterior features: Fire Pit, In-Ground Irrigation
- Pool features: Community
- Waterfront features: Boat Ramp – Community
- Body of water: Lake Norman
Lot
- Size: 0.3 Acres
Details
- Parcel number: 84507
- Zoning: PD-MU
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, Stone
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: County Sewer
- Water: County Water
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Clubhouse, Golf, Lake Access, Tennis Court(s)
- Subdivision: Treetops At Cowans Ford
HOA
- Has HOA: Yes
- HOA fee: $545 annually
- HOA name: HAWTHORNE MANAGEMENT
- HOA phone: 704-377-0114
Location
- Region: Stanley
Financial & listing details
- Price per square foot: $230/sqft
- Tax assessed value: $882,382
- Annual tax amount: $5,470
- Date on market: 4/28/2026
- Cumulative days on market: 70 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete
Estimated market value
$1,142,600
$1.09M - $1.20M
$3,908/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Price change | $1,175,000-1.7%$230/sqft |
Source: | ||
| 4/28/2026 | Listed for sale | $1,195,000+109.7%$234/sqft |
Source: | ||
| 4/17/2014 | Sold | $569,900$112/sqft |
Source: | ||
| 2/23/2014 | Pending sale | $569,900$112/sqft |
Source: Regina Farmer Realty #2205912 Report a problem | ||
| 2/6/2014 | Price change | $569,900-1.7%$112/sqft |
Source: Regina Farmer Realty #2205912 Report a problem | ||
| 8/2/2013 | Listed for sale | $579,900-3.2%$113/sqft |
Source: Allen Tate Company #2170850 Report a problem | ||
| 2/18/2012 | Listing removed | $599,000$117/sqft |
Source: SCCH Realty, LLC #2021609 Report a problem | ||
| 2/26/2011 | Listed for sale | $599,000+604.7%$117/sqft |
Source: SCCH Realty, LLC #942397 Report a problem | ||
| 8/24/2007 | Sold | $85,000$17/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,470 +0.8% | $882,382 |
| 2024 | $5,427 | $882,382 |
| 2023 | $5,427 +18.2% | $882,382 +45.7% |
| 2022 | $4,590 -0.7% | $605,505 |
| 2021 | $4,620 +7% | $605,505 |
| 2020 | $4,319 +2% | $605,505 |
| 2019 | $4,235 +8.1% | $605,505 +8.8% |
| 2018 | $3,917 | $556,626 |
| 2017 | $3,917 +0.4% | $556,626 |
| 2016 | $3,901 -3.9% | $556,626 |
| 2015 | $4,060 +2.3% | -- |
| 2014 | $3,967 | $566,344 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28164
Nearby schools
GreatSchools rating
- 6/10Catawba Springs ElementaryGrades: PK-5Distance: 2.9 mi
- 4/10East Lincoln MiddleGrades: 6-8Distance: 7.2 mi
- 8/10East Lincoln HighGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Catawba Springs
- Middle: East Lincoln
- High: East Lincoln
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Lincoln County
- Stanley
- 28164
- 295 Bent Tree Dr






