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  • Price cut: $20K (6/8)
    $1,175,000

    295 Bent Tree Dr, Stanley, NC 28164

    5beds
    5,110sqft
    : 
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    Single Family Residence
    Built in 2008
    0.3 Acres Lot
    $1,142,600 Zestimate®
    $230/sqft
    $45/mo HOA

    What's special

    Custom officeLaundry areaGas rangeAmple storageGenerous amount storagePull out shelvingFive bedrooms
    Nestled in the highly sought-after TreeTops at Cowans Ford, just off Hwy 73 in Lincoln County, this beautifully maintained and move-in-ready custom 2 story home offers a perfect blend of comfort, flexibility, and ample space for entertaining. The community boasts exceptional amenities anchored by Cowans Ford Golf Club offering various membership tiers, social offerings, a community pool, pickleball & tennis courts, dining, and access to Lake Norman (www.cowansford.com). This neighborhood is beautifully maintained with surroundings that provide privacy, charm, and southern elegance. Spanning just over 5,000 square feet, this home offers a harmonious blend of comfort and functionality. With five bedrooms, four full baths, a custom office, and a generous amount storage, it caters to various lifestyles and entertaining needs inside and out. The upper level features a spacious bonus or recreational area with its own custom bar, providing a unique touch to the home’s design. The main level welcomes you into an expansive living area that seamlessly flows into the great room, dining area, custom office space, and chef’s kitchen. This spacious floor plan includes a cozy sitting area with a gas fireplace and French doors leading to an elevated deck overlooking the backyard, perfect for enjoying indoor-outdoor living. The chef’s kitchen stands as a true centerpiece, equipped with a large granite island, premium appliances, a gas range, pull out shelving, and ample storage. Adjacent to the kitchen is a private guest bedroom and full bath, ideal for accommodating guests for any occasion. The primary bedroom offers a large privately positioned retreat from the day, seamlessly transitioning into an elegant ensuite. This ensuite features a double vanity, soaking tub, walk-in shower, and dual walk-in closets, providing a luxurious experience. Additional main-level highlights also include a mudroom, laundry area, convenient hidden staircase access to the upper floor, and a spacious three-car garage with EV charging station, built-in storage units, and extended height garage doors for additional clearance. The upper level boasts three additional bedrooms, two full baths, and an expansive bonus room. This versatile space can be transformed into a media room, playroom, or home gym, catering to diverse interests and needs. The bonus room also includes a large walk-in closet and a custom wet bar with ample counter space, perfect for entertaining guests during game day, private workout retreat, or hosting a family movie night. The property is conveniently located in the Lake Norman area just minutes away from Denver, Huntersville, Cornelius, Birkdale, I-77 or NC-16 for access to Charlotte. Sellers have completed a home inspection. Available upon request. **Offering a complimentary one year Home Warranty through Americas Preferred Home Warranty**
    70 days
    |
    416
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott Becraft sbecraft24@gmail.com,

    Century 21 Echelon

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4356670MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bedrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bedroom s
      • Features: Attic Walk In, Ceiling Fan(s)
      • Level: Upper
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Upper
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bonus room
      • Features: Ceiling Fan(s), Storage
      • Level: Upper
      Family room
      • Level: Main
      Kitchen
      • Features: Kitchen Island
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Other
      • Level: Main
      Office
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Range, Gas Water Heater, Microwave, Refrigerator with Ice Maker
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Flooring: Carpet, Marble, Tile, Wood
      • Windows: Insulated Windows
      • Has basement: No
      • Attic: Walk-In
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 5,110
      • Total interior livable area: 5,110 sqft
      • Finished area above ground: 5,110
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Electric Vehicle Charging Station(s), Garage on Main Level
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch
      • Exterior features: Fire Pit, In-Ground Irrigation
      • Pool features: Community
      • Waterfront features: Boat Ramp – Community
      • Body of water: Lake Norman
      Lot
      • Size: 0.3 Acres
      Details
      • Parcel number: 84507
      • Zoning: PD-MU
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Stone
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: County Sewer
      • Water: County Water
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Clubhouse, Golf, Lake Access, Tennis Court(s)
      • Subdivision: Treetops At Cowans Ford
      HOA
      • Has HOA: Yes
      • HOA fee: $545 annually
      • HOA name: HAWTHORNE MANAGEMENT
      • HOA phone: 704-377-0114
      Location
      • Region: Stanley

      Financial & listing details

      • Price per square foot: $230/sqft
      • Tax assessed value: $882,382
      • Annual tax amount: $5,470
      • Date on market: 4/28/2026
      • Cumulative days on market: 70 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $1,142,600

        $1.09M - $1.20M

        $3,908/mo

        Price history

        DateEventPrice
        6/8/2026Price change$1,175,000-1.7%$230/sqft
        Source: Canopy MLS as distributed by MLS GRID #4356670 Report a problem
        4/28/2026Listed for sale$1,195,000+109.7%$234/sqft
        Source: Canopy MLS as distributed by MLS GRID #4356670 Report a problem
        4/17/2014Sold$569,900$112/sqft
        Source: Canopy MLS as distributed by MLS GRID #2205912 Report a problem
        2/23/2014Pending sale$569,900$112/sqft
        Source: Regina Farmer Realty #2205912 Report a problem
        2/6/2014Price change$569,900-1.7%$112/sqft
        Source: Regina Farmer Realty #2205912 Report a problem
        8/2/2013Listed for sale$579,900-3.2%$113/sqft
        Source: Allen Tate Company #2170850 Report a problem
        2/18/2012Listing removed$599,000$117/sqft
        Source: SCCH Realty, LLC #2021609 Report a problem
        2/26/2011Listed for sale$599,000+604.7%$117/sqft
        Source: SCCH Realty, LLC #942397 Report a problem
        8/24/2007Sold$85,000$17/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,470 +0.8%$882,382
        2024$5,427 $882,382
        2023$5,427 +18.2%$882,382 +45.7%
        2022$4,590 -0.7%$605,505
        2021$4,620 +7%$605,505
        2020$4,319 +2%$605,505
        2019$4,235 +8.1%$605,505 +8.8%
        2018$3,917 $556,626
        2017$3,917 +0.4%$556,626
        2016$3,901 -3.9%$556,626
        2015$4,060 +2.3%--
        2014$3,967 $566,344
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28164

        Getting around

        0 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Catawba Springs
        • Middle: East Lincoln
        • High: East Lincoln

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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