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For sale
  • Price cut: $10K (10/19)
    $464,900

    305 W Main St, Mount Sterling, KY 40353

    5beds
    4,586sqft
    : 
    $3,194/mo
    Get pre-qualified
    Single Family Residence
    Built in 1915
    0.6 Acres Lot
    $444,300 Zestimate®
    $101/sqft
    $-- HOA

    What's special

    Kitchen with breakfast nookNew guttering and downspoutsCrown moldingBeautiful hardwood flooringBeautiful natural lightTwo laundry areasFormal dining room
    Stately, spacious, and filled with timeless character, this circa 1915 Colonial brick home is a true downtown Mt. Sterling treasure! Offering an impressive 5 bedrooms, 3 full baths and 1 half bath, this historic home provides an abundance of space both inside and out, all while being filled with beautiful natural light. From the moment you step into the grand and inviting entry foyer—the kind foyers dreams are made of—you'll immediately appreciate the craftsmanship and charm found throughout. The home features a spacious living room, den/study or home office, formal dining room, kitchen with breakfast nook and beautiful cabinetry and counter tops, mudroom, and two laundry areas. Original character shines through with beautiful hardwood flooring, crown molding, intricate door frames and trim work, built-ins, and several fireplaces that add warmth and personality throughout the home. The finished third level offers even more incredible living space with a huge recreation/family room plus an additional bonus room with skylights. This versatile space could even serve as another primary suite with its attached bathroom featuring a relaxing soaking tub. Outside, the home is situated on a generous .60-acre lot right in downtown Mt. Sterling and features a picture-perfect front porch worthy of the cover of a home and garden magazine, a rear patio perfect for entertaining, and a detached garage with additional storage space in the rear. The unfinished basement provides even more room for storage. Recent improvements include a new architectural shingle roof installed in August 2026, along with new guttering and downspouts. As a Mt. Sterling Historic Registered Home, this property offers the history, craftsmanship, space, and character that simply cannot be recreated today. If you've always dreamed of owning a LARGE historic home in the heart of downtown Mt. Sterling, this may be the one you've been waiting for. This remarkable property truly must be seen in person to fully appreciate everything it has to offer!
    28 days
    1,986
    97

    Zillow last checked:

    Listing updated:

    Listed by:

    Jonathan Wood 859-585-0565,

    HomeLand Real Estate Inc - Mt Sterling

    Source: Imagine MLS,MLS#: 26026409MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bedroom 5
      • Level: Second
      Bathroom 1
      • Description: Half bath
      • Level: First
      Bathroom 2
      • Level: Second
      Bathroom 3
      • Level: Second
      Bathroom 4
      • Level: Third
      Bonus room
      • Level: Third
      Foyer
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Office
      • Level: First
      Other
      • Description: mud room
      • Level: First
      Recreation room
      • Level: Third
      Utility room
      • Level: Second
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Electric
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Washer Hookup, Upper Level
      Features
      • Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s), Soaking Tub
      • Flooring: Hardwood, Laminate, Tile, Vinyl
      • Doors: Storm Door(s)
      • Windows: Skylight(s), Storm Window(s)
      • Basement: Interior Entry,Unfinished
      • Number of fireplaces: 5
      • Fireplace features: Family Room, Living Room, Masonry, Master Bedroom, Den, Bedroom
      Interior area
      • Total structure area: 4,586
      • Total interior livable area: 4,586 sqft
      • Finished area above ground: 4,586
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached Garage, Driveway, Off Street, Garage Faces Front
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Fencing: Partial,Privacy
      • Has view: Yes
      • View description: Neighborhood, Other
      Lot
      • Size: 0.6 Acres
      • Features: Landscaped, Many Trees
      Details
      • Parcel number: 23M6001019.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Stone
      • Roof: Shingle
      Condition
      • Year built: 1915

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Park, Tennis Court(s), Pool
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $101/sqft
      • Tax assessed value: $214,500
      • Annual tax amount: $2,119
      • Date on market: 9/24/2026

        Estimated market value

        $444,300

        $422,000 - $467,000

        $3,168/mo

        Price history

        DateEventPrice
        10/19/2026Price change$464,900-2.1%$101/sqft
        Source: Imagine MLS #26026409 Report a problem
        9/24/2026Listed for sale$474,900+121.4%$104/sqft
        Source: Imagine MLS #26026409 Report a problem
        6/10/2016Sold$214,500-6.5%$47/sqft
        Source: Imagine MLS #1601821 Report a problem
        4/16/2016Pending sale$229,500$50/sqft
        Source: Caswell Prewitt Realty, Inc #1601821 Report a problem
        2/3/2016Listed for sale$229,500+39.1%$50/sqft
        Source: Caswell Prewitt Realty, Inc #1601821 Report a problem
        6/22/2012Sold$165,000$36/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,119 -0.5%$214,500
        2024$2,130 +1.3%$214,500
        2023$2,102 -0.1%$214,500
        2022$2,104 -0.7%$214,500
        2021$2,119 -0.2%$214,500
        2020$2,124 -0.4%$214,500
        2019$2,132 $214,500
        2018-- $214,500
        2017-- $214,500 -47.6%
        2016-- $409,500 +110%
        2015-- $195,000
        2014-- $195,000
        2012-- $195,000 -21.7%
        2010-- $249,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40353

        Getting around

        59 / 100
        Somewhat Walkable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mapleton
        • Middle: McNabb
        • High: Montgomery Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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