Contingent Contract. There is a Kick out clause with this contract. - Custom Golf Course Home in Osprey Cove 319 Osprey Circle | St. Marys, Georgia Offered at $689,000 Perfectly positioned in the prestigious gated community of Osprey Cove, this custom-built Bent Pine Construction home offers the rare combination of location, quality craftsmanship, and relaxed coastal living. Located directly across from the beautiful St. Marys River and overlooking the 13th hole, 14th tee, and tranquil pond views, this thoughtfully designed home was created for both everyday comfort and memorable entertaining. From the moment you enter, the home welcomes you with spacious living areas, quality finishes, beautiful natural light, and seamless indoor-outdoor living. Expansive retractable glass sliding doors open to the large screened lanai, allowing peaceful golf course views to become part of daily life. Property Features * 2,828 sq. ft. heated living space * 339 sq. ft. screened lanai * 396 sq. ft. brick patio * 864 sq. ft. 3-car garage * 4 Bedrooms | 3.5 Bathrooms * 3 bedrooms located on the first floor * Separate office/study * Separate dining room and breakfast room * 0.42-acre lot * 264 sq. ft. attic with built-in stair access * Crawl space foundation * Private backyard putting green Interior Highlights * 10-foot ceilings * Double tray ceilings in the primary bedroom and dining room * Crown molding in most rooms * Hardwood and tile flooring throughout (no carpet) * Upgraded granite countertops in kitchen, bathrooms, and laundry room * Spacious kitchen featuring: * Double ovens * Gas range * Microwave * Garbage disposal * Refrigerator (2020) * Two pantry closets * Soft-close cabinetry * Large laundry room with cabinets and sink * Gas log fireplace * Central vacuum system (motor replaced within the last 3-5 years) * Wired smoke detectors * Water softener system * Abundant storage throughout Outdoor Living & Exterior Features * Spacious 339 sq. ft. screened lanai designed for entertaining * Outdoor beverage refrigerator and sink * Outdoor gas hookup * 396 sq. ft. brick patio * Beautiful golf course and pond views * Private backyard putting green * Fully landscaped yard * Fenced backyard * Hardie board, stucco, and stone exterior * Exterior freshly painted in 2025 * Gas front porch lanterns * Gutter guards for low-maintenance exterior care * Irrigation system with separate well * Built with durable 2x6 wall construction Major Systems * Original roof, professionally cleaned and conditioned * Downstairs HVAC replaced in 2025 * Upstairs HVAC original * Rinnai tankless gas water heater serviced May 2026 Osprey Cove Community Amenities * Gated golf community * Clubhouse and River Clubhouse * Community pool with Tiki Bar overlooking the St. Marys River * Fitness center * Tennis courts * Community boat launch * Boat and RV storage * Scenic walking path * Well-lit and beautifully maintained roads * Golf and social memberships available through Osprey Cove Golf Club (membership arrangements made directly by buyer) HOA Information HOA: $153/month, which includes: * Gated entrance * 24/7 staffed gatehouse * Community landscaping * Pond and lake maintenance * Professional management and administration * Reserve fund Coastal Georgia Lifestyle & Location Nestled along Georgia's scenic coast, St. Marys-and especially the prestigious Osprey Cove community-offers an exceptional location between the charm and beauty of Georgia's Golden Isles and the convenience of Northeast Florida. Ideally situated just 20 minutes from Jacksonville International Airport, residents enjoy easy access to the beaches of Amelia Island, the culture, dining, healthcare, and shopping of Jacksonville, and the historic coastal destinations of Jekyll Island and St. Simons Island. This unique setting combines peaceful coastal living with convenient access to some of the Southeast's most desirable destinations.
Included: Cooktop, Dishwasher, Disposal, Double Oven, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener
Laundry: Other
Features
Bookcases, Central Vacuum, Double Vanity, High Ceilings, Master On Main Level, Split Bedroom Plan, Tile Bath, Walk-In Closet(s)
Flooring: Carpet, Hardwood, Tile
Windows: Window Treatments
Basement: None
Number of fireplaces: 1
Fireplace features: Family Room, Gas Log, Gas Starter
Interior area
Total structure area: 2,828
Total interior livable area: 2,828 sqft
Finished area above ground: 2,828
Finished area below ground: 0
Property
Parking
Parking features: Garage, Garage Door Opener
Has garage: Yes
Features
Levels: One and One Half
Stories: 1
Patio & porch: Patio, Screened
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Pond
Frontage type: Golf Course,Lakefront
Lot
Size: 0.42 Acres
Features: None
Details
Parcel number: 122C 458
Construction
Type & style
Home type: SingleFamily
Architectural style: Craftsman
Property subtype: Single Family Residence
Materials
Other, Stone, Stucco
Foundation: Pillar/Post/Pier
Roof: Composition
Condition
Resale
New construction: No
Year built: 2010
Utilities & green energy
Electric: 220 Volts
Sewer: Public Sewer
Water: Public, Well
Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
Community & HOA
Community
Features: Clubhouse, Fitness Center, Gated, Golf, Lake, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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