Incredible Deck House Contemporary Waterfront Retreat with 189 Feet of Shoreline! Experience serene, park-like living at the water’s edge with a private dock, private beach & breathtaking lake views. Nestled among mature hardwoods, this property offers a peaceful, private setting with a spacious grassy yard perfect for relaxing or entertaining. Inside, the home showcases post-and-beam construction & expansive walls of windows that fill the living & dining areas with natural light & stunning water views. Thoughtfully updated throughout, features include new electrical, imported Italian flooring & rich mahogany and & cedar accents. The completely remodeled kitchen boasts stone counters, ss appliances, custom cabinetry, a sitting nook, breakfast bar & charming brick accents. Highlights include custom electric shades, a classic waffle-style front door, skylights & a dramatic copper floor-to-ceiling fireplace (gas), plus a 2nd fireplace (woodburning) on the lower level. The primary suite offers beautiful views, a walk-in closet & a spa-like bath with stepless entry. Terrace level includes a private in-law suite with a 2nd kitchen. Enjoy a patio, expansive decking, electric fence, and cul-de-sac privacy. A rare Lake Monticello offering!
Pending
$1,175,000
34 Chatham Ln, Palmyra, VA 22963
3beds
2,858sqft
Single Family Residence
Built in 1983
0.55 Acres Lot
$1,151,600 Zestimate®
$411/sqft
$122/mo HOA
What's special
- 64 days |
- 145 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
THE GUNNELS GROUP 434-960-8987,
LONG & FOSTER - LAKE MONTICELLO
Source: CAAR,MLS#: 676750
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Utility Room
Primary bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: Basement
Breakfast room nook
- Level: First
Dining room
- Level: First
Family room
- Level: Basement
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Utility room
- Level: Basement
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Double Vanity, Primary Downstairs, Remodeled, Second Kitchen, Skylights, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Utility Room, Vaulted Ceiling(s)
- Flooring: Carpet, Laminate, Porcelain Tile, Stone
- Windows: Insulated Windows, Low-Emissivity Windows, Screens, Transom Window(s), Skylight(s)
- Basement: Exterior Entry,Finished,Heated,Interior Entry,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Two, Gas, Wood Burning
Interior area
- Total structure area: 3,458
- Total interior livable area: 2,858 sqft
- Finished area above ground: 1,546
- Finished area below ground: 1,312
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Accessibility
- Accessibility features: Low Threshold Shower, Accessible Entrance
Features
- Levels: Multi/Split
- Patio & porch: Deck, Patio
- Exterior features: Dock, Sprinkler/Irrigation, Mature Trees/Landscape
- Pool features: Association
- Fencing: Invisible,Partial,Fenced
- Has view: Yes
- View description: Residential, Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.55 Acres
- Features: Cul-De-Sac, Dead End, Landscaped, Level, Native Plants, Partially Cleared, Private, Secluded, Wooded, Waterfront
Details
- Parcel number: 18A1353
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Saltbox
- Property subtype: Single Family Residence
Materials
- Cedar, Stick Built
- Foundation: Block
- Roof: Architectural
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1983
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, Propane
Community & HOA
Community
- Features: Pond, Dock, Gated
- Security: Dead Bolt(s), 24 Hour Security, Smoke Detector(s), Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Library, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $122 monthly
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $411/sqft
- Tax assessed value: $580,200
- Annual tax amount: $5,471
- Date on market: 5/5/2026
- Cumulative days on market: 54 days
The Gunnels Group
(434) 960-8987
By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.
Estimated market value
$1,151,600
$1.09M - $1.21M
$2,826/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/25/2026 | Pending sale | $1,175,000$411/sqft |
Source:  CAAR #676750 Report a problem | ||
| 5/14/2026 | Listed for sale | $1,175,000+128.2%$411/sqft |
Source: CAAR #676750 Report a problem | ||
| 4/7/2017 | Sold | $515,000-1.9%$180/sqft |
Source: Agent Provided Report a problem | ||
| 3/12/2017 | Listed for sale | $524,900$184/sqft |
Source: MONTICELLO COUNTRY REALTORS #558473 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,897 | $580,200 |
| 2023 | $4,897 | $580,200 +9.5% |
| 2022 | -- | $530,000 |
| 2021 | -- | $530,000 |
| 2020 | -- | $530,000 +4.3% |
| 2018 | $4,227 | $508,300 |
| 2017 | $4,227 | $508,300 +5.4% |
| 2016 | $4,227 | $482,400 |
| 2015 | $4,227 +10.7% | $482,400 +0.4% |
| 2014 | $3,818 +15.2% | $480,300 |
| 2013 | $3,313 | $480,300 -17.4% |
| 2012 | -- | $581,300 |
| 2011 | $3,139 | $581,300 |
| 2010 | -- | $581,300 |
| 2009 | -- | $581,300 |
| 2008 | -- | $581,300 |
| 2007 | -- | $581,300 +31.6% |
| 2006 | -- | $441,800 |
| 2005 | -- | $441,800 +22.6% |
| 2004 | -- | $360,400 |
| 2003 | -- | $360,400 |
| 2002 | -- | $360,400 +17.9% |
| 2001 | $2,170 | $305,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 2.3 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 34 Chatham Ln
Nearby cities
Nearby zip codes
Other Palmyra Topics
