For sale

$4,500,000

3430 Scenic Highway 98, Destin, FL 32541

4beds

2,336sqft

$29,050/mo

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Single Family Residence

Built in 1988

0.37 Acres Lot

$-- Zestimate^®

$1,926/sqft

$-- HOA

What's special

Private beach accessPanoramic gulf viewsGenerous lot sizeExpansive outdoor living spacesExceptional gulf-front duplex

A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

196 days

1,354

49

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 4

Bedroom

Level: Second
Area: 340 Square Feet
Dimensions: 20 x 17

Bedroom

Level: Second
Area: 340 Square Feet
Dimensions: 20 x 17

Other

Level: First
Area: 80 Square Feet
Dimensions: 10 x 8

Other

Level: First
Area: 80 Square Feet
Dimensions: 10 x 8

Living room

Level: First
Area: 500 Square Feet
Dimensions: 25 x 20

Living room

Level: First
Area: 500 Square Feet
Dimensions: 25 x 20

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Cooktop, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Electric Water Heater
Laundry: Washer/Dryer Hookup

Features

Recessed Lighting, Lock Out, Newly Painted, Woodwork Painted, Natural Woodwork
Flooring: Hardwood, Tile
Windows: Window Treatments
Furnished: Yes
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 2,336
Total interior livable area: 2,336 sqft

Property

Features

Stories: 2
Patio & porch: Porch, Screened
Exterior features: Outdoor Shower, Rain Gutters
Fencing: Partial
Has view: Yes
View description: Gulf
Has water view: Yes
Water view: Gulf
Waterfront features: Gulf

Lot

Size: 0.37 Acres
Dimensions: 360 x 60 x 265 x 60
Features: Coastal Setback, Curb & Gutter, Flood Insurance Req, Sidewalk, Within 1/2 Mile to Water

Details

Parcel number: 002S220580000A0050
Zoning description: City, Commercial, Resid Multi-Family

Construction

Type & style

Home type: SingleFamily
Architectural style: Beach House
Property subtype: Single Family Residence

Materials

Wood Siding
Foundation: Pillar/Post/Pier
Roof: Metal

Condition

Construction Complete,Renovated
New construction: No
Year built: 1988

Utilities & green energy

Water: Public

Community & HOA

Community

Features: Beach, Fishing, TV Cable, Waterfront, Short Term Rental - Allowed
Security: Fire Alarm, Smoke Detector(s)
Subdivision: CRYSTAL BEACH

Location

Region: Destin

Financial & listing details

Price per square foot: $1,926/sqft
Annual tax amount: $19,486
Date on market: 1/12/2026
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
1/28/2026	Price change	$4,500,000-8.2%$1,926/sqft
Source: ECAOR #975555 Report a problem
1/12/2026	Listed for sale	$4,900,000$2,098/sqft
Source: ECAOR #975555 Report a problem
12/31/2025	Listing removed	$4,900,000$2,098/sqft
Source: ECAOR #975555 Report a problem
5/5/2025	Listed for sale	$4,900,000+104.2%$2,098/sqft
Source: ECAOR #975555 Report a problem
8/17/2020	Sold	$2,400,000$1,027/sqft
Source: ECAOR #849829 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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