For sale

$368,000

3653 SCARLET OAK DRIVE, ST CLOUD, FL 34772

3beds

1,676sqft

$2,474/mo

Get pre-qualified

Single Family Residence

Built in 2020

7,841 Square Feet Lot

$-- Zestimate^®

$220/sqft

$75/mo HOA

What's special

Open green spacesConservation viewsOpen-concept layoutLarge homesitesStainless-steel kitchen appliances

This 3-bedroom, 2-bathroom home perfectly blends value and a prime location. Its open-concept layout features a kitchen facing the dining and living spaces, creating an ideal setup for family get-togethers. Notable details include 18x18 ceramic tiling in wet zones and stainless-steel kitchen appliances. The neighborhood offers large homesites, open green spaces, and conservation views. Commuting is easy with fast access to the Florida Turnpike, the airport, and Lake Nona/Medical City. You can host guests at home or visit Lakeshore Park to enjoy its marina, picnic areas, splash pad, and beachfront playground. Do not pass up this chance to buy an affordable property. This one is priced to be sold fast! * Information recorded in the MLS is intended to be accurate, but NOT GUARANTEED. HOA fees and regulations, home square footage, room sizes, and lot size should be independently verified.

13 days

169

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Walk-In Closet(s)
Level: First
Area: 195 Square Feet
Dimensions: 15x13

Bedroom 2

Features: Walk-In Closet(s)
Level: First
Area: 132 Square Feet
Dimensions: 12x11

Bedroom 3

Features: Walk-In Closet(s)
Level: First
Area: 132 Square Feet
Dimensions: 12x11

Dining room

Level: First
Area: 180 Square Feet
Dimensions: 15x12

Kitchen

Level: First
Area: 96 Square Feet
Dimensions: 12x8

Living room

Level: First
Area: 192 Square Feet
Dimensions: 16x12

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
Laundry: Laundry Room

Features

Ceiling Fan(s)
Flooring: Ceramic Tile, Laminate
Has fireplace: No

Interior area

Total structure area: 2,262
Total interior livable area: 1,676 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Driveway
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Porch, Rear Porch, Screened
Exterior features: Sidewalk

Lot

Size: 7,841 Square Feet

Details

Parcel number: 032730063800010410
Zoning: X
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Stucco
Foundation: Slab
Roof: Shingle

Condition

Completed
New construction: No
Year built: 2020

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Available, Sewer Available, Water Available

Community & HOA

Community

Security: Smoke Detector(s)
Pet fee: $0 monthly
Subdivision: SAVANNA

HOA

Has HOA: Yes
HOA fee: $75 monthly
HOA name: Access Residential Management
HOA phone: 407-480-4200

Location

Region: Saint Cloud

Financial & listing details

Price per square foot: $220/sqft
Tax assessed value: $310,200
Annual tax amount: $3,624
Date on market: 7/14/2026
Cumulative days on market: 14 days
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/14/2026	Listed for sale	$368,000+44.9%$220/sqft
Source: Stellar MLS #S5153741 Report a problem
5/11/2020	Sold	$253,990$152/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,624 +3.5%	$310,200 +5.7%
2024	$3,501 +2.7%	$293,400 +6.3%
2023	$3,410 +3.6%	$276,100 +16.1%
2022	$3,291 +1.2%	$237,900 +9%
2021	$3,251 +289.1%	$218,200 +384.9%
2020	$836	$45,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified