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  • PropertyExplore 3D tour
    • $799,900

    3761 S Spinnaker Bay Dr, Saratoga Springs, UT 84045

    4beds
    4,080sqft
    : 
    $4,737/mo
    Get pre-qualified
    Single Family Residence
    Built in 2017
    0.26 Acres Lot
    $787,900 Zestimate®
    $196/sqft
    $21/mo HOA

    What's special

    Discover exceptional quality, thoughtful design, and incredible functionality in this one-of-a-kind home situated on a spacious 0.25-acre corner lot with beautiful views of Utah Lake. Built with energy efficiency in mind, the home features R-30 insulated walls and R-80 attic insulation using the BIBS fiberglass system, helping keep utility costs impressively low throughout the year. Designed for true single-level living, the main floor offers wheelchair accessibility with roll-in entryways and wide, accessible spaces throughout. The home includes three bedrooms and two bathrooms on the main level, plus one finished bedroom in the basement. The remainder of the basement is unfinished but fully framed, giving the next owner a head start on adding additional living space. The basement also includes a sauna. The large great room is ideal for gatherings, with rich wood flooring and high vaulted ceilings. The kitchen is a standout, featuring a 48-inch commercial-grade Thor dual range and hood, separate full-size Frigidaire Gallery refrigerator and freezer units, and a spacious 10'x10' walk in pantry. Outlets and USB ports conveniently pop up from the large granite countertop island. A comprehensive water treatment system includes UV purification, whole-home filtration, a water softener, and reverse osmosis at the kitchen sink. The oversized garage is built with hobbyists, contractors, and truck enthusiasts in mind, featuring extra-high ceilings and 10-foot garage doors for vehicles needing additional clearance. A dedicated workshop includes 220-volt power, Bluetooth-controlled lighting, and a pre-wired television mount above the garage heater. Additional highlights include an expansive storage area, oversized cold storage room, and a heavy-duty floor system with engineered I-joists spaced 12 inches on center. This is a rare opportunity to own a lake side home that combines energy efficiency, accessibility, premium craftsmanship, and unmatched utility, with excellent potential to finish the framed basement. **Scroll up and click on tours for virtual tour and drone video tour.
    41 days
    |
    345
    |
    11
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jim Hufford 801-898-1595,

    Equity Real Estate (Select)

    Source: UtahRealEstate.com,MLS#: 2170994MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Master Bathroom, Great Room
      Primary bedroom
      • Level: First
      Heating
      • Forced Air, Central
      Cooling
      • Central Air, Seer 16 or higher, Ceiling Fan(s)
      Appliances
      • Included: Dryer, Freezer, Microwave, Range Hood, Refrigerator, Washer, Water Softener Owned, Disposal, Double Oven, Gas Oven, Gas Range, Free-Standing Range, Instant Hot Water, Humidifier
      • Laundry: Electric Dryer Hookup
      Features
      • Walk-In Closet(s), Floor Drains, Vaulted Ceiling(s), Granite Counters
      • Flooring: Hardwood, Tile
      • Windows: Drapes, Window Coverings, Double Pane Windows
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 4,080
      • Total interior livable area: 4,080 sqft
      • Finished area above ground: 2,040
      • Finished area below ground: 510
      Video & virtual tour

      Property

      Parking
      • Total spaces: 9
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: Accessible Doors, Accessible Hallway(s), Accessible Kitchen Appliances, Fully Accessible, Ground Level, Accessible Entrance, Roll-In Shower, Single Level Living, Visitable, Customized Wheelchair Accessible
      Features
      • Stories: 2
      • Entry location: Ground Level
      • Patio & porch: Covered, Covered Patio
      • Fencing: Full
      • Has view: Yes
      • View description: Lake, Mountain(s)
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 0.26 Acres
      • Features: Corner Lot, Curb & Gutter, Sprinkler: Auto-Full, Gentle Sloping
      • Topography: Terrain Grad Slope
      • Residential vegetation: Landscaping: Full, Terraced Yard
      Details
      • Additional structures: Workshop
      • Parcel number: 417260422
      • Zoning: RES
      • Zoning description: Single-Family
      • Other equipment: Intercom, Workbench

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Rambler/Ranch
      • Property subtype: Single Family Residence
      Materials
      • Asphalt, Clapboard/Masonite, Stone, Stucco
      • Roof: Asphalt,Pitched
      Condition
      • Blt./Standing
      • New construction: No
      • Year built: 2017

      Utilities & green energy

      • Sewer: Public Sewer, Sewer: Public
      • Water: Culinary, Irrigation
      • Utilities for property: Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Fire Alarm, Alarm System
      • Subdivision: Harbor Bay Phase 4
      HOA
      • Has HOA: Yes
      • Amenities included: Picnic Area, Playground
      • HOA fee: $21 monthly
      • HOA name: Stormy Howell
      • HOA phone: 801-955-5126
      Location
      • Region: Saratoga Springs

      Financial & listing details

      • Price per square foot: $196/sqft
      • Tax assessed value: $819,200
      • Annual tax amount: $3,680
      • Date on market: 7/8/2026
      • Listing terms: Cash,Conventional,FHA
      • Inclusions: Alarm System, Ceiling Fan, Dryer, Freezer, Humidifier, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener: Own, Window Coverings, Workbench
      • Acres allowed for irrigation: 0
      • Electric utility on property: Yes

        Estimated market value

        $787,900

        $749,000 - $827,000

        $2,908/mo

        Price history

        DateEventPrice
        7/10/2026Listed for sale$799,900-3.6%$196/sqft
        Source: UtahRealEstate.com #2170994 Report a problem
        6/11/2026Sold--
        Source: Public Record Report a problem
        4/8/2026Price change$829,999-3.5%$203/sqft
        Source: UtahRealEstate.com #2142617 Report a problem
        3/12/2026Listed for sale$859,999+815.9%$211/sqft
        Source: UtahRealEstate.com #2142617 Report a problem
        2/27/2017Sold--
        Source: Agent Provided Report a problem
        10/19/2016Listed for sale$93,900+4.3%$23/sqft
        Source: HomeSmart Advantage #1411584 Report a problem
        1/7/2015Listing removed$89,988$22/sqft
        Source: Axis Realty #1226946 Report a problem
        10/14/2014Listed for sale$89,988$22/sqft
        Source: Axis Realty #1226946 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,681 +4.6%$819,200 +6.6%
        2024$3,519 +6.5%$768,700 -0.9%
        2023$3,304 -3.7%$775,900 -1.3%
        2022$3,431 +19.8%$785,800 +165.3%
        2021$2,864 +3.9%$296,175 -41.8%
        2020$2,755 +5.9%$508,700 +85.9%
        2019$2,602 +207.9%$273,680 -20.5%
        2018$845 -7.2%$344,100 +321.7%
        2017$911 $81,600
        2016$911 -17.2%$81,600 -12.7%
        2015$1,100 $93,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 84045

        Getting around

        1 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sage Hills
        • Middle: Lake Mountain
        • High: Westlake
        • District: Alpine

        Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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