For sale

Price cut: $20K (6/27)

$519,900

38 Lake St, Spencer, MA 01562

4beds

2,224sqft

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Single Family Residence

Built in 2005

0.64 Acres Lot

$521,400 Zestimate^®

$234/sqft

$-- HOA

What's special

Laundry roomHalf bathUpdated appliances

This beautiful 4-bedroom, 2.5 bath Colonial style home, situated on a dead-end Street in Spencer, this is the house you have been looking for!! Built in 2005, this home offers over 2,200 sq ft of living space with a flexible floor plan perfect for everyday living and entertaining. Main level features eat-in-kitchen w/ Corian countertops and updated appliances, family room with fireplace and vaulted ceiling, living room and dining room with hardwood floors, half bath and laundry room. Upstairs are master bedroom w/ master bath, full bath and 4 spacious bedrooms, in addition the partially finished basement with high ceilings offers room for expansion! Enjoy the convenience of a 2-car garage, ample storage and a peaceful yard ideal for gardening or outdoor gatherings. Enjoy your morning coffee on the private back yard deck with a view of the lake. Luther Hill Park and Lake Whittemore are within walking distance and direct access for your enjoyment at the seasonal beach w/ lifeguard

47 days

1,187

57

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: Bathroom - Full, Ceiling Fan(s), Flooring - Wall to Wall Carpet, Lighting - Overhead, Closet - Double
Level: Second

Bedroom 2

Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Closet - Double
Level: Second

Bedroom 3

Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Lighting - Overhead, Closet - Double
Level: Second

Bedroom 4

Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
Level: Second

Primary bathroom

Features: Yes

Bathroom 1

Features: Bathroom - Half, Closet - Linen, Flooring - Stone/Ceramic Tile, Lighting - Overhead
Level: First

Bathroom 2

Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Lighting - Overhead
Level: Second

Bathroom 3

Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Skylight, Lighting - Overhead
Level: Second

Dining room

Features: Flooring - Hardwood, Lighting - Overhead
Level: First

Family room

Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Sunken, Half Vaulted Ceiling(s)
Level: First

Kitchen

Features: Flooring - Stone/Ceramic Tile, Balcony / Deck, Kitchen Island, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead
Level: First

Living room

Features: Flooring - Hardwood, French Doors, Lighting - Overhead
Level: Main,First

Heating

Forced Air, Oil

Cooling

Window Unit(s)

Appliances

Included: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Laundry: Flooring - Stone/Ceramic Tile, Washer Hookup, Lighting - Overhead, Double Closet(s), First Floor, Electric Dryer Hookup

Features

Flooring: Wood, Tile, Carpet
Doors: French Doors
Windows: Insulated Windows
Basement: Full,Partially Finished,Bulkhead,Concrete
Number of fireplaces: 1
Fireplace features: Family Room

Interior area

Total structure area: 2,224
Total interior livable area: 2,224 sqft
Finished area above ground: 2,224

Property

Parking

Total spaces: 4
Parking features: Attached, Garage Door Opener, Paved Drive, Off Street
Attached garage spaces: 2
Uncovered spaces: 2

Features

Patio & porch: Deck, Deck - Composite
Exterior features: Deck, Deck - Composite, Pool - Above Ground, Rain Gutters
Has private pool: Yes
Pool features: Above Ground
Has view: Yes
View description: Water, Lake
Has water view: Yes
Water view: Lake,Water
Waterfront features: Beach Access, Lake/Pond, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Public)

Lot

Size: 0.64 Acres

Details

Parcel number: M:00U15 B:00022 L:00000,1693312
Zoning: R

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Frame
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 2005

Utilities & green energy

Electric: 220 Volts
Sewer: Private Sewer
Water: Public
Utilities for property: for Electric Oven, for Electric Dryer, Washer Hookup

Community & HOA

Community

Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Public School

HOA

Has HOA: No

Location

Region: Spencer

Financial & listing details

Price per square foot: $234/sqft
Tax assessed value: $497,600
Annual tax amount: $5,463
Date on market: 5/27/2026
Road surface type: Paved

Estimated market value

$521,400

$495,000 - $547,000

$3,079/mo

Price history

Date	Event	Price
6/27/2026	Price change	$519,900-3.7%$234/sqft
Source: MLS PIN #73524367 Report a problem
6/6/2026	Price change	$539,900-3.6%$243/sqft
Source: MLS PIN #73524367 Report a problem
5/27/2026	Listed for sale	$559,900+53%$252/sqft
Source: MLS PIN #73524367 Report a problem
10/19/2005	Sold	$365,900+262.3%$165/sqft
Source: Public Record Report a problem
1/3/2005	Sold	$101,000+152.5%$45/sqft
Source: Public Record Report a problem
11/13/1998	Sold	$40,000$18/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,500 +2.7%	$468,500 +0.1%
2024	$5,355 +6.7%	$468,100 +12.5%
2023	$5,017 +4.4%	$416,000 +13.9%
2022	$4,807 +5.9%	$365,300 +13%
2021	$4,541 +8.3%	$323,400 +8.9%
2020	$4,192 +3.3%	$296,900 +1.4%
2019	$4,058 +6.8%	$292,800 +3.5%
2018	$3,798 -0.2%	$283,000 +4%
2017	$3,804 +1.3%	$272,100 +3.5%
2016	$3,757 +3.9%	$262,900 -0.6%
2015	$3,616 +4%	$264,500
2014	$3,478 +2.9%	$264,500 0%
2013	$3,379 +3.6%	$264,600 -0.4%
2012	$3,262 +5.5%	$265,600 -4.9%
2011	$3,093 +6%	$279,400 -6%
2010	$2,919 -1.9%	$297,300 -12.6%
2009	$2,975 +7.4%	$340,000 -2.8%
2008	$2,770 +2.4%	$349,800
2007	$2,704 -0.1%	$349,800 +9.7%
2006	$2,707 +307.1%	$318,900 +317.4%
2005	$665 +3.6%	$76,400
2004	$642 +11.5%	$76,400 +65.4%
2003	$576 +10.6%	$46,200
2001	$521 +3.4%	$46,200 +13%
2000	$504 +7%	$40,900 -4%
1997	$471	$42,600

Find assessor info on the county website

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