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For sale
  • Price cut: $90.1K (6/15)
    $1,349,900

    3890 Sand Dune Ct, Destin, FL 32541

    4beds
    3,200sqft
    : 
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    Single Family Residence
    Built in 2002
    5,225 Square Feet Lot
    $1,287,800 Zestimate®
    $422/sqft
    $-- HOA

    What's special

    Inground poolLarge center islandFlexible loft spaceAbundant natural lightPaver terraceQuartz countertopsPrivate backyard oasis
    Welcome to 3890 Sand Dune Ct, a stunning 4-bedroom, 3.5-bathroom lakefront home offering the perfect blend of modern comfort, elegant design, and the ultimate beachside lifestyle. Nestled within the exclusive gated community of Dunes of Destin, this residence delivers both tranquility and convenience, where scenic lake views meet the sugar-white sands of the Gulf, just a short stroll away via private, deeded beach access. Step inside to discover a bright, open-concept living space with soaring vaulted ceilings, abundant natural light, and seamless flow between the living, dining, and kitchen areas, ideal for both entertaining and everyday relaxation. The chef-inspired kitchen features a large center island, quartz countertops, stainless-steel appliances, custom cabinetry, and a sleek subway-tile backsplash. The spacious primary suite provides a peaceful retreat with high ceilings, serene water views, a walk-in closet with built-ins, and a spa-like bath complete with dual vanities, a freestanding soaking tub, and a walk-in shower. Three additional bedrooms (each with its own private bath) offer comfortable accommodations for family and guests, while the flexible loft space can easily serve as a playroom, office, or media lounge. Step outside to your private backyard oasis, where tropical landscaping, a covered patio, inground pool, and a paver terrace create the perfect setting for dining al fresco or evening cocktails by the lake. With deeded access to the private beach just a short walk away and resort-style amenities, this property offers an unmatched blend of serenity, style, and convenience. Moments from Destin's premier shopping, dining, and recreation, it delivers the ultimate expression of luxury coastal living. Fully furnished and turnkey, the home is rental ready. The property was owner-occupied, so there is no rental history available. Whether you're seeking a primary residence, second home, or luxury rental investment, 3890 Sand Dune Ct delivers unmatched comfort and coastal sophistication in one of Destin's most desirable communities. Don't miss your chance to make this exceptional lakefront retreat your ownschedule your private showing today!
    263 days
    |
    1,205
    |
    56
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Hiller Group,

    EXP Realty LLC

    Source: ECAOR,MLS#: 988571MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      • Area: 225 Square Feet
      • Dimensions: 15 x 15
      Primary bathroom
      • Level: Third
      • Area: 195 Square Feet
      • Dimensions: 15 x 13
      Breakfast room
      • Level: Second
      • Area: 210 Square Feet
      • Dimensions: 15 x 14
      Dining room
      • Level: Second
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Family room
      • Level: Second
      • Area: 330 Square Feet
      • Dimensions: 22 x 15
      Kitchen
      • Level: Second
      • Area: 169 Square Feet
      • Dimensions: 13 x 13
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Bookcases, Vaulted Ceiling(s), Pantry, Elevator
      • Flooring: Tile
      • Doors: Storm Door(s)
      • Windows: Double Pane Windows, Storm Window(s), Window Treatments
      • Has fireplace: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,200
      • Total interior livable area: 3,200 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Stories: 3
      • Patio & porch: Covered
      • Exterior features: Balcony, Columns, Lawn Pump
      • Pool features: Heated, In Ground
      • Fencing: Partial
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Lake Front
      Lot
      • Size: 5,225 Square Feet
      • Dimensions: 95 x 55
      • Features: Covenants, Interior Lot, Sidewalk
      Details
      • Parcel number: 002S22067A000A0190
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Stucco, Steel Frame
      • Foundation: Slab
      • Roof: Slate
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Water: Public
      Green energy
      • Energy efficient items: Doors

      Community & HOA

      Community
      • Features: Beach, Deed Access, Dock, Gated, Pavillion/Gazebo, Pool, TV Cable, Waterfront
      • Security: Smoke Detector(s)
      • Subdivision: DUNES OF DESTIN
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Recreational Faclty
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $422/sqft
      • Tax assessed value: $1,190,562
      • Annual tax amount: $6,616
      • Date on market: 10/29/2025
      • Road surface type: Paved

        Estimated market value

        $1,287,800

        $1.22M - $1.35M

        $5,681/mo

        Price history

        DateEventPrice
        6/15/2026Price change$1,349,900-6.3%$422/sqft
        Source: ECAOR #988571 Report a problem
        10/29/2025Listed for sale$1,440,000+1100%$450/sqft
        Source: ECAOR #988571 Report a problem
        12/15/2000Sold$120,000$38/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,616 +2.3%$597,083 +3%
        2023$6,465 +2.3%$579,692 +3%
        2022$6,319 +0.1%$562,808 +3%
        2021$6,313 +0.7%$546,416 +1.4%
        2020$6,268 +1%$538,872 +2.3%
        2019$6,203 +0.8%$526,757 +1.9%
        2018$6,155 $516,935 +2.1%
        2017$6,155 +0.4%$506,303 +2.1%
        2016$6,128 +2.7%$495,889 +0.7%
        2015$5,965 -1.3%$492,442 +0.8%
        2014$6,043 $488,534 +1.5%
        2013-- $481,314 +1.7%
        2012-- $473,268 -6.8%
        2011-- $507,786 -10.9%
        2010-- $569,734 -2.7%
        2009-- $585,348 +0.1%
        2008-- $584,763 +3%
        2007-- $567,731 +2.5%
        2006-- $553,884 +3%
        2005-- $537,751 +3%
        2004-- $522,088 +1.9%
        2003-- $512,353 +527.9%
        2002-- $81,600 +2%
        2001-- $80,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        54 / 100
        Somewhat Walkable
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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