UNDER CONTRACT WITH 72-HOUR KICK OUT. Welcome to 3890 Sand Dune Ct, a stunning 4-bedroom, 3.5-bathroom lakefront home offering the perfect blend of modern comfort, elegant design, and the ultimate beachside lifestyle. Nestled within the exclusive gated community of Dunes of Destin, this residence delivers both tranquility and convenience, where scenic lake views meet the sugar-white sands of the Gulf, just a short stroll away via private, deeded beach access. Step inside to discover a bright, open-concept living space with soaring vaulted ceilings, abundant natural light, and seamless flow between the living, dining, and kitchen areas, ideal for both entertaining and everyday relaxation. The chef-inspired kitchen features a large center island, quartz countertops, stainless-steel appliances, custom cabinetry, and a sleek subway-tile backsplash. The spacious primary suite provides a peaceful retreat with high ceilings, serene water views, a walk-in closet with built-ins, and a spa-like bath complete with dual vanities, a freestanding soaking tub, and a walk-in shower. Three additional bedrooms (each with its own private bath) offer comfortable accommodations for family and guests, while the flexible loft space can easily serve as a playroom, office, or media lounge. Step outside to your private backyard oasis, where tropical landscaping, a covered patio, inground pool, and a paver terrace create the perfect setting for dining al fresco or evening cocktails by the lake. With deeded access to the private beach just a short walk away and resort-style amenities, this property offers an unmatched blend of serenity, style, and convenience. Moments from Destin's premier shopping, dining, and recreation, it delivers the ultimate expression of luxury coastal living. Fully furnished and turnkey, the home is rental ready. The property was owner-occupied, so there is no rental history available. Whether you're seeking a primary residence, second home, or luxury rental investment, 3890 Sand Dune Ct delivers unmatched comfort and coastal sophistication in one of Destin's most desirable communities. Don't miss your chance to make this exceptional lakefront retreat your ownschedule your private showing today!
For sale
Price cut: $60K (8/3)
$1,289,900
3890 Sand Dune Ct, Destin, FL 32541
4beds
3,200sqft
Single Family Residence
Built in 2002
5,225 Square Feet Lot
$1,239,900 Zestimate®
$403/sqft
$-- HOA
What's special
Inground poolLarge center islandFlexible loft spaceAbundant natural lightPaver terraceQuartz countertopsPrivate backyard oasis
- 309 days
- 1,222
- 54
Zillow last checked:
Listing updated:
Listed by:
Hiller Group,
EXP Realty LLC
Source: ECAOR,MLS#: 988571
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
- Area: 225 Square Feet
- Dimensions: 15 x 15
Primary bathroom
- Level: Third
- Area: 195 Square Feet
- Dimensions: 15 x 13
Breakfast room
- Level: Second
- Area: 210 Square Feet
- Dimensions: 15 x 14
Dining room
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11 x 11
Family room
- Level: Second
- Area: 330 Square Feet
- Dimensions: 22 x 15
Kitchen
- Level: Second
- Area: 169 Square Feet
- Dimensions: 13 x 13
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Vaulted Ceiling(s), Pantry, Elevator
- Flooring: Tile
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Storm Window(s), Window Treatments
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,200
- Total interior livable area: 3,200 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener
- Attached garage spaces: 3
Features
- Stories: 3
- Patio & porch: Covered
- Exterior features: Balcony, Columns, Lawn Pump
- Pool features: Heated, In Ground
- Fencing: Partial
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Lake Front
Lot
- Size: 5,225 Square Feet
- Dimensions: 95 x 55
- Features: Covenants, Interior Lot, Sidewalk
Details
- Parcel number: 002S22067A000A0190
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco, Steel Frame
- Foundation: Slab
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 2002
Utilities & green energy
- Water: Public
Green energy
- Energy efficient items: Doors
Community & HOA
Community
- Features: Beach, Deed Access, Dock, Gated, Pavillion/Gazebo, Pool, TV Cable, Waterfront
- Security: Smoke Detector(s)
- Subdivision: DUNES OF DESTIN
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Recreational Faclty
Location
- Region: Destin
Financial & listing details
- Price per square foot: $403/sqft
- Tax assessed value: $1,186,088
- Annual tax amount: $14,047
- Date on market: 10/29/2025
- Road surface type: Paved
Estimated market value
$1,239,900
$1.18M - $1.30M
$5,910/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/3/2026 | Price change | $1,289,900-4.4%$403/sqft |
Source: | ||
| 6/15/2026 | Price change | $1,349,900-6.3%$422/sqft |
Source: | ||
| 10/29/2025 | Listed for sale | $1,440,000+1100%$450/sqft |
Source: | ||
| 12/15/2000 | Sold | $120,000$38/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $14,047 +112.3% | $1,186,088 +98.6% |
| 2024 | $6,616 +2.3% | $597,083 +3% |
| 2023 | $6,465 +2.3% | $579,692 +3% |
| 2022 | $6,319 +0.1% | $562,808 +3% |
| 2021 | $6,313 +0.7% | $546,416 +1.4% |
| 2020 | $6,268 +1% | $538,872 +2.3% |
| 2019 | $6,203 +0.8% | $526,757 +1.9% |
| 2018 | $6,155 | $516,935 +2.1% |
| 2017 | $6,155 +0.4% | $506,303 +2.1% |
| 2016 | $6,128 +2.7% | $495,889 +0.7% |
| 2015 | $5,965 -1.3% | $492,442 +0.8% |
| 2014 | $6,043 | $488,534 +1.5% |
| 2013 | -- | $481,314 +1.7% |
| 2012 | -- | $473,268 -6.8% |
| 2011 | -- | $507,786 -10.9% |
| 2010 | -- | $569,734 -2.7% |
| 2009 | -- | $585,348 +0.1% |
| 2008 | -- | $584,763 +3% |
| 2007 | -- | $567,731 +2.5% |
| 2006 | -- | $553,884 +3% |
| 2005 | -- | $537,751 +3% |
| 2004 | -- | $522,088 +1.9% |
| 2003 | -- | $512,353 +527.9% |
| 2002 | -- | $81,600 +2% |
| 2001 | -- | $80,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32541
Nearby schools
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






